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Audi A6 car insurance: cost and quotes

Updated Jul 01, 2025
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This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

How much does it cost to insure an A6?

The average cost to insure an Audi A6 is $3,763 per year for full coverage, according to Bankrate’s analysis of Quadrant Information Services. For those who pay their insurance in installments, it works out to $314 per month.

While full coverage A6 insurance premiums are 31 percent more than the national average insurance rate of $2,677, several insurance factors can make the cost of your policy higher or lower, such as:

Driving history: Drivers who maintain a clean driving record without accidents or moving violations generally have lower insurance rates than drivers with activity.

Location: Where you live, from state laws to city traffic and population density, plays a major role in how much you’ll pay for car insurance.

Trim level and safety features: Higher trim packages and advanced safety features can cost more to repair if damaged, resulting in higher insurance premiums.

$3,763 Avg annual full coverage
insurance premium
$772 Avg annual min coverage
insurance premium

Manufacturer’s suggested retail price (MSRP): From $58,100

Trims available: Premium, Premium Plus and Prestige

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Repair costs

The A6 features premium parts and advanced technology, which can make repairs — and insurance — more expensive than average. Even minor damage may cost more to fix due to the use of specialized components and materials.

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Safety features

The Audi A6 comes with a robust suite of safety tech, including standard automatic emergency braking. Optional upgrades like adaptive cruise control and intersection assist add even more layers of protection.

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Crash ratings

Audi frequently tops lists for safety organizations. The Insurance Institute for Highway Safety (IIHS) gives the 2025 A6 a G (good) score for crashworthiness and crash avoidance and mitigation.

Cheapest car insurance companies for an A6

Finding affordable car insurance for a luxury vehicle can have its challenges. Comparing quotes from multiple providers can be the best way to find rates that work best for you. Premiums can vary widely based on the insurers’ pricing model, your driving profile and even the coverage you choose. To make your shopping experience a little less stressful, Bankrate has compiled a list of big-name carriers offering low A6 insurance rates without sacrificing other important features, like customer service and financial stability.

How much does it cost to insure my A6?

Your A6 insurance costs can depend on which insurance company you choose.

$2,479
$2,479
- $1,284
- $1,284
$2,510
$2,510
- $1,253
- $1,253
$2,470
$2,470
- $1,293
- $1,293
$2,537
$2,537
- $1,226
- $1,226
$2,952
$2,952
- $811
- $811
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This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

Other car insurance coverage for an A6

Finding the best car insurance means looking beyond just the lowest price; it's about choosing coverage that financially protects you. While minimum state requirements could seem like a good starting point, it might not cover all the costs of a severe accident. For more financial protection, consider speaking to your agent about the following coverage types:

  • Higher liability limits: Luxury vehicles like the Audi A6 are more likely to be targeted in liability claims because they signal deeper pockets to fraudsters. Choosing higher liability limits can offer stronger financial protection for your assets.
  • Collision coverage: Can pay for damage to your vehicle from an accident, regardless of fault.
  • Comprehensive coverage: Covers non-collision events like theft, vandalism and sudden weather damage.
  • Gap coverage: If you lease or finance your Audi, gap insurance can cover the difference between the car loan and the actual cash value claim payment if your car is totaled.

How to get an A6 car insurance quote

You can get an insurance quote for your car online, over the phone or in person, depending on the insurer. If you're in the market for a new vehicle, comparing quotes before you sign on the dotted line can help you determine how different models would fit into your budget. Here’s a step-by-step guide to gathering and comparing quotes:

  • Gather personal details: You’ll likely be asked to provide your name, address, date of birth and driver’s license number, as well as the make, model and year of your car — and potentially the vehicle identification number (VIN). If you haven't purchased a car yet, you may be able to get sample quotes by providing an agent with the make and model.
  • Use online quote tools: To expedite the process of shopping around, you might consider using comparison websites or apps that allow you to get quotes from multiple insurers at once. Alternatively, go directly to insurance company websites and use their online quote tools to receive personalized quotes.
  • Provide driver details and mileage: You could be asked for specific details about your vehicle, including add-on features or modifications. You might also need to provide your average annual mileage and how the vehicle is primarily used (e.g., for business purposes or personal use). Additionally, you’ll need to provide accurate information about all drivers who will be covered by the policy, including their driving history, age and relationship to you.
  • Review quotes: Compare the quotes you receive, paying attention to coverage options, limits, deductibles and overall cost. Insurance experts also recommend reviewing customer service scores, financial strength ratings, digital tools and customer reviews to get a holistic view of how a carrier will meet your needs.
  • Select carrier and apply: Choose the insurance policy that best fits your needs and budget. Complete the application process by providing any additional required information and making your first premium payment.

Compare A6 with other similar cars

Audi A6 Audi A6
Avg annual full coverage premium $3,763
Read More
Infiniti Q50 Car Placeholder Image
Avg annual full coverage premium $3,649
See more models
Lexus ES Lexus ES
Avg annual full coverage premium $3,150
See more models
Price (MSRP)
$58,100 $43,000 $43,215
NHTSA Safety rating
Information related to row title Info Icon
5 stars 5 stars 5 stars
Gas mileage
25 mpg 26 mpg 25 mpg
IIHS/HLDI Collision insurance losses
Information related to row title Info Icon
Substantially worse than average Substantially worse than average Average

Frequently asked questions

Methodology

Bankrate utilizes Quadrant Information Services to analyze July 2025 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Rates are weighted based on the population density in each geographic region. Quoted rates for our base profile are based on the following characteristics and full coverage limits with bundling and paperless billing discounts applied:

User Icon
40 year old
Single male and female driver
Logo for Brand name
2023 Toyota Camry
Primary vehicle
Credit Good Icon
Good credit score
Auto Insurance Guide Icon
Clean driving record
Briefcase Icon
Commutes 5 days

Bodily injury liability

$100,000 per person
$300,000 per accident

Property damage liability

$50,000 per accident

Personal injury protection

$100,000 per accident

Uninsured motorist bodily injury

$100,000 per person
$300,000 per accident

Collision deductible

$500

Comprehensive deductible

$500

To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. These are sample rates and should only be used for comparative purposes. Your quotes will differ.

If otherwise specified, the base profile has been modified with the following driver characteristics:

Other profiles

Written by
Shannon Martin
Bankrate Insurance Expert | Writer, Insurance
Shannon Martin is a licensed insurance agent and Bankrate analyst with over 15 years of experience in the industry. She enjoys helping others navigate the insurance world by cutting through complex jargon and empowering readers to make strong financial decisions independently.
Edited by Editor, Insurance