10 reasons you should take on debt in 2016

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Yes, you’ve heard it and I’ve said it a thousand times: Debt is EVIL! But to be fair, debt has its place in our lives.

The tricky part is knowing when it’s really appropriate and not just a short-term, feel-good spending fix for whatever strain of blues has a hold on us.

If you’re paying off debt, a personal loan is one option. Go to Bankrate.com to shop for the best rates.

Here are 10 positives to consider if you’re planning to take on debt in the new year.