Making the bankruptcy decision

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Up to your neck in debt? Out of work? Stretching a paycheck thin, but still not covering all your bills? Perhaps you think a “fresh start” is just the safety rope you need to pull your finances out of their miserable hole. Before you move, read these stories. We explain the basics of bankruptcy and its ramifications on your finances.

What is bankruptcy?

Understanding the ins and outs of bankruptcy.

Are you a candidate for bankruptcy?

There are three factors to consider, says the Debt Adviser.

4 reasons to hire a bankruptcy attorney

OK, you don’t
have to hire an attorney. But here’s why it’s a better idea!
Plus:13 tips to avoid hiring a bad bankruptcy attorney

Financing a bankruptcy filing

Filing for bankruptcy isn’t easy, but finding the money to pay for it is almost as hard. Here’s help.
Plus:Finding low-cost help for filing bankruptcy

Understanding the new bankruptcy law

Being broke is getting tougher. The new law doesn’t go easy on consumers deeply in debt.

New bankruptcy law requires credit counseling

You don’t have a choice. You must visit a credit counselor before filing for bankruptcy.
Plus:Tips for choosing a credit counselor