Skip to Main Content

Budgeting basics

A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.

Budgeting tips

A couple budgets together.
Not having success with your savings? A budget can make things a little easier.
Woman using a calculator and examining financial documents
Understanding discretionary income can help you with your budgeting strategy.
Our guide tackles the basics of disposable income and how you can use it to budget.

Calculate your savings

Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.

Latest articles

Man at ATM
Steer clear of these common bank fees to keep your accounts from taking a hit.
US dollar bills against blue background
If you think rates may rise again soon, a bump-up CD could be what you’re looking for.
woman carrying suitcase, walking by the window at airport terminal
Traveling can be an exciting and enriching experience, but it also comes with its share of challenges, especially when it comes to the financial aspect of your trip.
Illustration of rolled up cash
Here’s why we think “The Psychology of Money” is a worthwhile read.
man working on his laptop outdoors
No matter your age, these tips can help you improve your financial situation.
A large pile of cash next to a padlock
A one-year CD can be a safe and worthwhile option, especially turning to high-yielding online banks or credit unions.
Young person writing on a notepad
Whether you hope to buy a home or just rent for a while, a solid savings plan is the key to finally moving out of your parents’ house.
Young mother looking for a job using internet
Overpaid in unemployment benefits? Here’s how to resolve the issue efficiently.
Mother and daughter shopping for vegetables
These six simple moves can help you build a cash cushion.
illustration of money growing on trees
Here’s a helpful guide to how much you need in savings over the course of your life.
young woman smiling on city sidewalk
Creating a timeline is a useful way to plan and meet all your financial goals.
Illustration of construction workers on a roof
An emergency fund is an essential part of a solid financial plan.
Man using cell phone in living room
It’s important to find the right home for your emergency savings.
Calendar of 2023
Use this challenge to stash more cash toward your savings goals.
Young man choosing oranges in the supermarket
Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.
Mechanic uses force to unlock bolt
Rainy day and emergency funds differ but together provide a sound financial plan.
image of lawnmower and cash
Many of these options are flexible to your schedule.
Woman sitting outside of restaurant looking at cell phone
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Parents helping baby walk on beach
How to save on baby costs and avoid common financial mistakes made by new parents.
Mother and daughter
A savings account is a good tool for teaching children financial basics and responsibility.
mom in graduation gown holding daughter
Learn some of the best strategies for saving for either your short- or long-term goals.
A little girl gets a vaccination.
Setting aside pretax dollars in an HSA can help you defray future medical costs.
Mother and daughter shopping for vegetables
These six simple moves can help you build a cash cushion.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc