Pippin Wilbers

Editor 2

5

Years of experience

CREDENTIALS

NACCC Certified Credit Counselor™ (2025)

EXPERTISE

Consumer loans
Banking
Credit cards
Mortgages
Deposit accounts

The better you understand how loans work and how lenders think, the better equipped you are to save on your loan.
— Pippin Wilbers

About the author

Pippin Wilbers is a Bankrate editor and a Certified Credit Counselor™. He joined the Bankrate team in 2021 and works on helpful content about banks, consumer loans and mortgages. Pippin is passionate about helping borrowers stay up-to-date and feel empowered to make the best choices in a changing and challenging borrower environment.

Pippin stays on top of industry news sources, such as TransUnion and Experian. Working with Bankrate's skilled reporters, he analyzes industry data and the latest political moves and asks: "What does this mean for borrowers?"

Pippin lives in Denver. Before joining Bankrate, he brought vital news to his Missouri community as a small-town newspaper reporter. In his spare time, he enjoys foraging for mushrooms, reading and dabbling in amateur entomology.

Pippin wants you to know

It's a strange time for consumer finances, with the Fed lowering rates under political pressure while both inflation and mortgage rates stay stubbornly high. Even the experts have a tough time predicting what will happen next. But the fundamentals of personal finance haven't changed: Put your savings in the highest-yielding account you can find, keep your credit spending as low as you can and compare before you commit to any credit product.

The better you understand how loans work and how lenders think, the better equipped you are to save on your loan.
— Pippin Wilbers

Pippin's Picks

5 MIN READ

Are CDs worth it right now? Here’s what experts say

Learn when a CD is worth it, when it is not, and alternatives to consider in 2025.

9 MIN READ

Bankrate’s Interest Rate Forecast for 2026: See what’s next for mortgage rates, credit card rates, auto loans and more

Rates could soon be within range of their pre-pandemic peaks. There’s a catch.

Ranyah Bullock, a senior at Delaware State University, speaks to students.

8 MIN READ

More than half of America’s HBCUs could lose access to federal financial aid

Due to high rates of student loan delinquency, nearly 60 percent of America’s HBCUs could lose access to federal aid.

Student loan experts Lesley J. Turner, John Falb, Ken Ruggiero, Tom Graf and Sara Parrish.

6 MIN READ

Will private student loans fill the void left by the One Big Beautiful Bill? Experts discuss

Bankrate interviewed five student loan industry experts to discuss the immediate and forthcoming fallout of the One Big Beautiful Bill.

A file folder marked "Public service loan forgiveness"

4 MIN READ

Change is coming for Public Service Loan Forgiveness. Should you still pursue it?

Public Service Loan Forgiveness remains a hot-button issue for a Trump Administration determined to narrow eligibility rules.

Author Lauren Nowacki and husband Mike embrace

9 MIN READ

My husband and I paid off our student loans together. Here’s how you can do it too

Paying off student debt as a team may save you thousands — but it comes with stresses.

Education Department secretary Linda McMahon looks at her watch during a press conference

6 MIN READ

Education Department announces May start dates for IDR processing and federal student loan collections

The Department of Education will resume federal student loan collections in May, garnishing income from borrowers with defaulted student loans. Also, it has reopened income-driven repayment (IDR) plan [...]