Brendan Dyer is a Bankrate editor who writes and edits content for rewards, travel, cash back and business credit cards. He’s passionate about informing readers about the most innovative ways to use their credit cards and how synergistic multiple cards can be in the right hands.
Brendan started at Bankrate in October of 2021 and has worked on a wide variety of reviews and projects with the goal of simplifying the card-shopping process for readers. He wrote copy for Bankrate’s Spender Type tool and conducted research and wrote content for Bankrate’s points and miles valuations, two pages that connect readers with information to help them make smart credit card decisions.
To fill the space between writing and editing content for Bankrate, Brendan moonlights as a fiction author and an adjunct writing professor teaching first-year composition.
Brendan holds three credit cards and only paid an annual fee once he got the American Express Gold Card. Although the card’s $250 annual fee can be staggering for most cardholders, Brendan uses it for all of his U.S. supermarket and restaurant purchases so he can build a rewards balance that will fund his international travel. Plus, the card’s $240 worth of monthly Uber and dining credits help it nearly pay for itself.
While not as flexible as its bigger sibling, the Blue Cash Everyday Card from American Express offers strong, year-round cash back on crucial bonus categories like groceries and gas.
Learn more about the new Ally Everyday Cash Back Mastercard in an in-depth review of its pros, cons and its cash back rate.
Each quarter, you can pick two categories from a list of 12 to earn 5 percent cash back in on up to $2,000 in combined purchases per quarter, making it a truly custom rewards plan.
Marriott loyalists searching for a hotel card with mid-tier travel benefits will find a lot to consider with the Marriott Bonvoy Bevy Amex card.
There's a lot of points-earning power with the IHG Rewards Club Select Credit Card, but very few mid-range hotels to choose from.
What is an adjusted balance, and how does it affect how much you pay in interest?
USAA members hoping to build credit could be in luck with this card.
A low APR and no annual, balance transfer or foreign transaction fees make the Navy Federal's nRewards card a stand-out among secured cards.
Both cards are great choices for small businesses or start ups looking to earn cash back rewards.
If your spending falls within certain categories then you can earn even more.
Is the BankAmericard® credit card or the Wells Fargo Reflect® Card right for you?
The Hilton Honors American Express Surpass Card is a middle-of-the-road option for fans of the Hilton chain.
If you’re a frequent traveler who prefers to stay at Wyndham hotels, the Wyndham Rewards Earner Plus Card is a great option.
The Alliant Visa® Platinum Rewards Credit Card combines the low interest rates of a credit union with the gains of a reward credit card.
If you're looking for a business card with built-in expense tracking tools, consider the Brex Card. Just make sure you read the fine print first.
Commuting not only takes time out of your day, it can take a chunk out of your wallet
Businesses have certain legal responsibilities to customers when they discover a compromised card.