Credit
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Latest Articles
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Goodwill letters to creditors: Do they work?
Goodwill letters can convince creditors to remove late payments from your credit report.
7 min read Apr 21, 2025 -
Best starter credit cards
A starter card can be a great tool for building credit while practicing good habits.
8 min read Apr 18, 2025 -
Different types of credit cards
There are many different types of credit cards, each with a unique set of benefits and perks. Find out which type of card is right for you.
9 min read Apr 08, 2025 -
7 steps to remove old debt from your credit report
If old debt is still haunting your credit report, you don’t have to live with it.
5 min read Mar 26, 2025 -
Can you apply for a credit card while unemployed?
Use these tips to continue building credit responsibly, even during a period of unemployment.
6 min read Mar 19, 2025 -
What is a credit sweep?
A credit sweep is a fraudulent credit repair tactic that disputes all negative items on a credit report at once.
5 min read Mar 11, 2025 -
What is a derogatory mark on your credit?
A derogatory mark is a negative entry on a credit report.
5 min read Mar 11, 2025 -
7 reasons your credit card was declined — and how you can respond
Prevent rejection at the register by looking out for these common reasons credit cards are declined.
9 min read Feb 26, 2025 -
Will doing a voluntary reposession protect your credit?
Voluntary repossession won’t necessarily help your credit.
6 min read Feb 24, 2025 -
Should you pay your credit card bill early?
Paying your credit card bill early can lower your credit utilization and help you avoid late payments.
4 min read Feb 24, 2025