Credit

Latest Articles

• How requesting a credit limit increase affects your credit

  Getting a boost to your credit line can be helpful for your credit score and wallet, but you should make some decisions before calling your issuer.

  4 min read Jan 21, 2021

  

• Why did my credit score drop after paying off debt?

  Many factors determine credit scores. Here’s what can bite into yours.

  7 min read Jan 13, 2021

  

• How to improve your credit score

  Follow these steps to improve your credit score over time.

  6 min read Dec 18, 2020

  

• How a late payment affects your credit score

  Late payments can cause significant damage to your credit score, and they stay on your credit report for seven years.

  4 min read Dec 17, 2020

  

• What is a FICO score?

  Building a good FICO credit score is one of the best things you can do for your financial health.

  5 min read Dec 14, 2020

  

• How to get a free credit score

  Many credit card issuers offer their customers free credit scores, and some even provide them to non-customers.

  3 min read Dec 10, 2020

  

• How to use a credit card

  Here’s how to choose and use your credit cards to hit your financial goals this year.

  6 min read Dec 08, 2020

  

• What is the Chase 5/24 rule?

  If you’ve opened more than 5 credit cards in the past 24 months, Chase probably won’t accept your credit card application.

  4 min read Dec 02, 2020

  

• Is closing a credit card bad?

  Closing a credit card can hurt your score by reducing your available credit and increasing your credit utilization ratio.

  6 min read Dec 02, 2020

  

• Best starter credit cards of 2021

  A starter card can be a great tool for building credit while practicing good habits, like paying off balances each month.

  6 min read Nov 24, 2020