Credit

Latest Articles

• What is the Chase 5/24 rule?

  If you’ve opened more than 5 credit cards in the past 24 months, Chase probably won’t accept your credit card application.

  4 min read Dec 02, 2020

  

• Is closing a credit card bad?

  Closing a credit card can hurt your score by reducing your available credit and increasing your credit utilization ratio.

  6 min read Dec 02, 2020

  

• Why did my credit score drop after paying off debt?

  Many factors determine credit scores. Here’s what can bite into yours.

  6 min read Nov 24, 2020

  

• Best starter credit cards of November 2020

  A starter card can be a great tool for building credit while practicing good habits, like paying off balances each month.

  6 min read Nov 24, 2020

  

• Chase Freedom Unlimited® vs. Chase Freedom Flex℠

  Chase has offered some of the best rewards cards on the market for years, and even more so in 2020.

  6 min read Sep 28, 2020

  

• What do the 3 credit bureaus do?

  The three credit bureaus are Equifax, Experian and TransUnion. Learn what goes into your different credit reports — and how it affects your credit score.

  5 min read Sep 10, 2020

  

• What’s the difference between secured and unsecured credit cards?

  Learn about secured credit cards, how they work and Bankrate’s top secured card picks for 2020.

  5 min read Sep 08, 2020

  

• How to pay your mortgage with a credit card

  Learn how to earn credit card rewards by paying off your mortgage.

  6 min read Sep 04, 2020

  

• How to check your credit score

  You need to know your credit score before you approach a lender.

  5 min read Sep 03, 2020

  

• How to build credit

  Your credit score has a huge impact on your financial life. The good news is that building credit isn’t hard. Here’s how to start improving your credit today.

  7 min read Aug 21, 2020