Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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What is unsecured debt?
Personal loans and student loans are common types of unsecured debt.
4 min read Dec 01, 2023 -
How soon can you file Chapter 13 after Chapter 7 bankruptcy?
A past Chapter 7 case won’t stop you from a future Chapter 13 bankruptcy.
3 min read Dec 01, 2023 -
What nonprofit debt consolidation is and how it works
Here’s what to consider to help you determine if free debt consolidation is a good fit for you.
5 min read Dec 01, 2023 -
5 ‘must-haves’ to finding a bankruptcy lawyer
Selecting the right lawyer can mean the difference between eventual rebound and long-term pain.
4 min read Nov 30, 2023 -
Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
1 min read Nov 29, 2023 -
Americans’ paycheck puzzle: Almost 2 in 3 workers got a pay increase this year — but say they lost ground to inflation
Americans are still earning raises — but they’re often falling short of inflation.
10 min read Nov 29, 2023 -
How to pay off debt: Compare effective strategies and tips
The average American has $96,371 in debt. And while this amount does include some necessary debt, like mortgages and auto loans, it also includes credit card balances, student loans and personal loans. [...]
6 min read Nov 28, 2023 -
What is a lein and how do you avoid one?
There are several types of liens. If one is hanging over you, don’t take it lightly.
6 min read Nov 22, 2023 -
The best debt settlement companies of 2023
Here are some of the top debt settlement companies and what to consider before signing on.
8 min read Nov 22, 2023 -
What is debt settlement and what are the risks?
When your bills are overwhelming, debt settlement is one way forward.
7 min read Nov 21, 2023