Nationwide stopped offering refinance auto loans through Axos on March 15, 2024. If you’re still looking for the best auto loan refinance rates, these competitors are great options.

Alternatives to Nationwide auto loans

These three refinance lenders offer similar products to Nationwide’s auto loans.

Caribou LendingClub RateGenius
Bankrate score 4.4/5 4.5/5 4.1/5
Better for Comparing rates Seamless application Comparing loan offers
Loan types Auto loan refinancing through lender network Direct auto loan refinancing, personal loans Loan marketplace
Loan amounts $10,000–$125,000 $4,000–$55,000 $8,000–$150,000
APRs 5.99%-28.55% 4.99%-24.99% Starting at 4.99%
Loan term lengths 24–84 months 24–84 months 12–84 months
Fees Possible $499 processing fee No origination fee, but may have title fee, late payment fees Prepayment penalty and title processing fee
Min. credit score 640 600 Not Specified
Time to funding Varies by lender Up to 15 days 24-48 hours

Caribou

Caribou

Rating: 4.4 stars out of 5
4.4
Learn more in our Bankrate review
  • Green circle with a checkmark inside

    Pros

    • Easy pre-qualification process.
    • Can compare rates side-by-side.
    • Allows co-borrowing.
    Red circle with an X inside

    Cons

    • Not available in 5 states.
    • $499 processing fee.
    • High maximum APR.

LendingClub logo

LendingClub

Rating: 4.5 stars out of 5
4.5
Learn more in our Bankrate review
  • Green circle with a checkmark inside

    Pros

    • No origination fees.
    • You can apply online and get an offer in minutes.
    • Prequalification availability.
    Red circle with an X inside

    Cons

    • High maximum APR.
    • Lower maximum loan amount.
    • There are vehicle and state restrictions.

RateGenius auto loans

RateGenius auto loans

Rating: 4.1 stars out of 5
4.1
Learn more in our Bankrate review
  • Green circle with a checkmark inside

    Pros

    • Takes lower credit scores.
    • Fast funding time.
    • Allows co-applicants.
    Red circle with an X inside

    Cons

    • Some lenders may charge title processing fees.
    • Maximum APR isn’t shared.
    • Narrow amount range.

Why did Nationwide stop offering auto loans?

Nationwide ended its partnership with Axos Bank, so that is why you cannot find a Nationwide car loan. Existing accounts won’t change and will simply be managed through the Axos Bank website. Anyone with a Nationwide debit card or checks can use them until the expiration date or until they run out of checks. Then they can get Axos Bank checks and debit cards.