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Updated Feb 01, 2025
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Powered by Coverage.com (NPN: 19966249)

Advertising disclosure
This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

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Our verdict

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AAA

AAA
Rating: 3.8 stars out of 5
3.8
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Cost & ratings

Rating: 4.6 stars out of 5
4.6

Coverage

Rating: 3 stars out of 5
3.0

Support

Rating: 3 stars out of 5
3.0

Travelers

Travelers
Rating: 4.1 stars out of 5
4.1
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Cost & ratings

Rating: 4.2 stars out of 5
4.2

Coverage

Rating: 4 stars out of 5
4.0

Support

Rating: 4.3 stars out of 5
4.3
OVERVIEW
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Customers who value robust policy options and want the ease of managing all their insurance policies in one place may find Travelers to be an appealing option.
STANDOUT FEATURES
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Auto Car Icon
Hybrid/electric car discount
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New car replacement endorsement
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Online quotes available
AVG FULL COV. AUTO RATE
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$2,192
AVG MIN COV. AUTO RATE
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$585
J.D. POWER AUTO SCORE
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684/1000
AM BEST RATING
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A++(Superior)
Pros
  • Access to member benefits, including roadside assistance, travel deals and discounts

  • Available in all states

  • Automotive and financial services offered to members

  • Some AAA insurers score well in J.D. Power customer satisfaction studies

Cons
  • Average full and minimum coverage rates above the national average 

  • Membership required for some services and discounts

  • Regional clubs may have different coverage availability and underwriters

  • Mixed scores in J.D. Power’s 2023 U.S. Auto Claims Satisfaction studies

Pros
  • Plentiful endorsement and discount options

  • Average rates below the national average for both full and minimum coverage

  • Accident forgiveness, violation forgiveness and disappearing deductibles available for some drivers

  • Hybrid/electric car discounts available

Cons
  • Not available in AK, HI, LA, MI, ND, SD, WV or WY

  • Ridesharing insurance only sold in CO and IL

  • Scored below industry average in most regions on customer satisfaction with J.D. Power

  • Below-average J.D. Power claims satisfaction and digital experience scores

Car insurance company AAA avg. full coverage premium Travelers avg. full coverage premium
Young driver (age 25) $2,792 $2,595
Senior driver (age 70) $2,291 $2,198
Good driver, good credit $2,331 $2,192
Good driver, poor credit $4,834 $2,851
Speeding ticket with good credit $3,157 $3,039
At-fault accident with good credit $3,241 $3,446
DUI conviction with good credit $4,173 $4,347
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Bankrate's take

AAADrive Travelers IntelliDrive
Device Mobile app Mobile app
Can it raise your rate? No Possibly
Availability Select states Select states
Discount Up to 25% Up to 30%
What it monitors Start and end time, location, accelerometer data, mobile phone use Time of day, speed, acceleration, braking, phone use
AAA Travelers
Apple store 4.7 out of 5 4.7 of 5
Google play 4.4 out of 5 3.4 of 5
J.D. Power claims satisfaction 870 / 1,000 871 / 1,000
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AAA disclosure

5
Rating: 5 stars out of 5
Overall Score
  • Cost & ratings 50%
  • Coverage & savings 30%
  • Support 20%