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Updated Feb 01, 2025
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Powered by Coverage.com (NPN: 19966249)

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This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

Best for custom policies

Bankrate Score

Rating: 3.4 stars out of 5
3.4

Avg. annual premium

$8,754

$300K dwelling coverage

JD Power

Not rated

Scores and Ratings
Bankrate Score 3.4
Read full review
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Best for online policies

Bankrate Score

Rating: 2.9 stars out of 5
2.9

Avg. annual premium

--

$300K dwelling coverage

Not available

JD Power

Not rated

Scores and Ratings
Bankrate Score 2.9
Read full review
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Best for working with a local agent

Bankrate Score

Rating: 4 stars out of 5
4

Avg. annual premium

--

$300K dwelling coverage

Not available

JD Power

Not rated

Scores and Ratings
Bankrate Score 4
AM Best Rating A+
Read full review
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Bankrate logo

Bankrate's trusted insurance industry expertise

Read our full methodology

Bankrate knows that Florida’s insurance market is constantly changing, with new carriers entering as others close their doors and rates in flux. To help Fort Lauderdale homeowners find coverage, we update our premium data every month to ensure that our average rates are as accurate as possible.

46

years of industry experience

122

carriers reviewed

34.5K

ZIP codes examined

1.2M

quotes analyzed

Caret Down Icon
$149
$1,782
Security First
$496
$5,948
$706
$8,472
$713
$8,551
*Average rates for policies with $300K in dwelling coverage
$155
$1,782
Security First
$577
$5,948
$801
$8,472
$796
$8,551
*Average rates for policies with $350K in dwelling coverage
$182
$2,179
Security First
$714
$8,565
$978
$11,738
$1,043
$12,512
*Average rates for policies with $450K in dwelling coverage
$237
$2,840
American Integrity
$1,047
$12,566
Security First
$1,056
$12,672
$1,315
$15,780
*Average rates for policies with $750K in dwelling coverage
Bankrate and Coverage Logo

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Answer a few questions to see personalized rates from top carriers.

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Powered by Coverage.com (NPN: 19966249)

Advertising disclosure
This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

$3,851
$1,944
$1,730
$1,432
Security First
$5,948
$5,948
$5,948
$5,948
$9,739
$8,242
$8,242
$7,820
$9,653
$8,379
$8,277
$8,315
$11,193
$8,932
$8,754
$8,410
$5,567
$5,220
$4,789
$2,107
$1,546
Security First
$7,816
$7,632
$7,511
$6,216
$5,914
N/A
N/A
N/A
$8,935
$8,012
$15,347
$15,513
$14,337
$9,280
$15,996
$13,514
$13,597
$13,831
$9,505
$8,521
$1,681
$1,731
$1,641
Security First
$5,948
$5,924
$5,905
$8,242
$8,262
$8,262
$8,277
$8,395
$8,237
$8,754
$8,632
$8,402
5
Rating: 5 stars out of 5
Overall Score
  • Cost & ratings 50%
  • Coverage & savings 30%
  • Support 20%
Written by
Natalie Todoroff
Writer, Insurance
Natalie Todoroff is an insurance writer and industry analyst for Bankrate. She is based in San Francisco and holds a personal lines insurance license.
Edited by Editor, Insurance