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Average cost of car insurance in Illinois for 2024
Edited by
Amelia Buckley
Reviewed by
Mark Friedlander
Edited by
Amelia Buckley
Reviewed by
Mark Friedlander
Updated Apr 12, 2024
Illinois drivers pay an average of $575 for minimum and $2,083 for full coverage.
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Powered by Coverage.com (NPN: 19966249)
Advertising disclosure
This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.
Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
How much is car insurance in Illinois?
In Illinois, the average car insurance cost reflects a blend of affordability and comprehensive protection. Based on Bankrate's analysis of data from Quadrant Information Services, Illinois drivers pay an average of $575 annually for minimum coverage and $2,083 if opting for full coverage. These rates stand below the national averages, suggesting a favorable insurance landscape for Illinois drivers. As costs fluctuate based on a multitude of factors, Bankrate harnesses extensive industry knowledge, providing a robust perspective on Illinois car insurance rates to help motorists navigate their coverage options effectively.
Key takeaways
- Illinois drivers can expect an average monthly payment of $174 for full coverage and $48 for minimum coverage.
- Drivers with a speeding ticket in Illinois may pay 25 percent more than the state average full coverage premium.
- An at-fault accident in Illinois results in a 46 percent more than average premium increase, while a DUI conviction nearly doubles, with an 84 percent more than average premium surge.
- Drivers with a poor credit history pay 74 percent more than average Illinois insurance costs; drivers with excellent credit history pay 15 percent less on average.
What would you like to do today?
Illinois car insurance rates by city
The Illinois city you live in can affect how much you pay for car insurance. Besides personal factors, population density, weather conditions, crime statistics and claim data can also affect your premium from city to city. We compared multiple cities across Illinois to illustrate the difference in premiums. Chicago has some of the highest average rates in the state as the most densely populated area in Illinois with some of the state’s worst crime statistics. As you venture into the suburbs of the Windy City or the rural areas of Illinois, you’ll generally see a bit of a decrease in average insurance premiums.
Sorry, we don't have enough data yet on this city yet!
But these other cities in the state may give you some insight.
| City | Avg. monthly full coverage premium | Avg. annual full coverage premium | Avg. savings vs. state average |
|---|---|---|---|
| Buckley | $151 | $1,814 | -14% |
| Cabery | $147 | $1,769 | -16% |
| Campus | $146 | $1,752 | -17% |
| Cullom | $146 | $1,750 | -17% |
| Gilman | $151 | $1,813 | -14% |
| Rossville | $151 | $1,810 | -14% |
| Saint Anne | $156 | $1,866 | -11% |
| Chana | $148 | $1,779 | -16% |
| Holcomb | $148 | $1,781 | -16% |
| Pearl City | $149 | $1,791 | -15% |
| Pecatonica | $147 | $1,769 | -16% |
| Donovan | $154 | $1,850 | -12% |
| Essex | $155 | $1,854 | -12% |
| Hoopeston | $149 | $1,791 | -15% |
| Milford | $152 | $1,819 | -14% |
| Wellington | $152 | $1,825 | -13% |
| Capron | $149 | $1,783 | -16% |
| Leaf River | $149 | $1,790 | -15% |
| Rockton | $145 | $1,746 | -18% |
| Stillman Valley | $148 | $1,774 | -16% |
| Stockton | $150 | $1,804 | -14% |
| Winnebago | $146 | $1,752 | -17% |
| Rockford | $154 | $1,851 | -12% |
| Machesney Park | $147 | $1,770 | -16% |
| Loves Park | $148 | $1,778 | -16% |
| Rock Island | $138 | $1,652 | -23% |
| Buffalo Prairie | $144 | $1,730 | -19% |
| Deer Grove | $146 | $1,747 | -18% |
| East Moline | $137 | $1,647 | -23% |
| Fenton | $145 | $1,740 | -18% |
| Matherville | $150 | $1,804 | -14% |
| La Salle | $0 | $0 | -200% |
| Dalzell | $143 | $1,719 | -19% |
| Dana | $0 | $0 | -200% |
| Cissna Park | $152 | $1,820 | -13% |
| Clifton | $153 | $1,831 | -13% |
| Thawville | $151 | $1,813 | -14% |
| Lena | $148 | $1,772 | -16% |
| Nora | $150 | $1,802 | -14% |
| Alsip | $189 | $2,265 | +8% |
| Aroma Park | $154 | $1,850 | -12% |
| Herrin | $166 | $1,994 | -4% |
| Hurst | $171 | $2,051 | -2% |
| Jacob | $173 | $2,082 | -0% |
| Jonesboro | $173 | $2,080 | -0% |
| Makanda | $171 | $2,057 | -1% |
| Miller City | $178 | $2,141 | +3% |
| Pomona | $173 | $2,076 | -0% |
| Ridgway | $170 | $2,040 | -2% |
| Royalton | $170 | $2,043 | -2% |
| Unity | $174 | $2,090 | +0% |
| Villa Ridge | $177 | $2,123 | +2% |
| Woodland | $151 | $1,816 | -14% |
| Eleroy | $149 | $1,791 | -15% |
| Forreston | $148 | $1,773 | -16% |
| Monroe Center | $149 | $1,790 | -15% |
| Martinton | $154 | $1,853 | -12% |
| Apple River | $150 | $1,797 | -15% |
| Elizabeth | $152 | $1,829 | -13% |
| Franklin Grove | $146 | $1,750 | -17% |
| Hanover | $152 | $1,825 | -13% |
| Mount Carroll | $151 | $1,814 | -14% |
| Nachusa | $142 | $1,709 | -20% |
| Chicago | $235 | $2,818 | +30% |
| Cicero | $220 | $2,635 | +23% |
| Mounds | $176 | $2,115 | +2% |
| Rosiclare | $175 | $2,101 | +1% |
| Shawneetown | $171 | $2,049 | -2% |
| Simpson | $176 | $2,108 | +1% |
| New Douglas | $160 | $1,924 | -8% |
| Staunton | $159 | $1,910 | -9% |
| Mascoutah | $159 | $1,907 | -9% |
| Breese | $156 | $1,873 | -11% |
| Chester | $166 | $1,997 | -4% |
| Mulberry Grove | $156 | $1,875 | -10% |
| Oakdale | $157 | $1,883 | -10% |
| Pocahontas | $157 | $1,880 | -10% |
| Prairie Du Rocher | $175 | $2,096 | +1% |
| Rockwood | $171 | $2,054 | -1% |
| Richmond | $145 | $1,739 | -18% |
| Buffalo Grove | $156 | $1,867 | -11% |
| Wilmette | $164 | $1,968 | -6% |
| Seaton | $151 | $1,813 | -14% |
| Victoria | $151 | $1,814 | -14% |
| Groveland | $144 | $1,724 | -19% |
| Yates City | $152 | $1,828 | -13% |
| Peoria | $151 | $1,814 | -14% |
| Thomasboro | $144 | $1,725 | -19% |
| Chrisman | $153 | $1,836 | -13% |
| Mattoon | $138 | $1,658 | -23% |
| Windsor | $148 | $1,778 | -16% |
| Butler | $159 | $1,906 | -9% |
| Irving | $160 | $1,918 | -8% |
| Jerseyville | $163 | $1,954 | -6% |
| Atlanta | $149 | $1,785 | -15% |
| Forrest | $143 | $1,712 | -20% |
| Wapella | $146 | $1,751 | -17% |
| Urbana | $136 | $1,637 | -24% |
| Armstrong | $150 | $1,804 | -14% |
| Bement | $144 | $1,724 | -19% |
| Champaign | $136 | $1,631 | -24% |
| Collison | $150 | $1,798 | -15% |
| Danville | $147 | $1,764 | -17% |
| Ivesdale | $144 | $1,722 | -19% |
| Oakwood | $150 | $1,799 | -15% |
| Elmwood | $158 | $1,896 | -9% |
| Eureka | $145 | $1,737 | -18% |
| Farmington | $154 | $1,854 | -12% |
| Green Valley | $153 | $1,837 | -13% |
| Sparland | $149 | $1,786 | -15% |
| Tremont | $151 | $1,809 | -14% |
| Washington | $143 | $1,715 | -19% |
| Peru | $0 | $0 | -200% |
| Spring Valley | $144 | $1,725 | -19% |
| Wenona | $145 | $1,744 | -18% |
| Galesburg | $139 | $1,671 | -22% |
| Bardolph | $150 | $1,804 | -14% |
| Castleton | $154 | $1,846 | -12% |
| Littleton | $162 | $1,943 | -7% |
| Media | $148 | $1,777 | -16% |
| Oneida | $150 | $1,805 | -14% |
| Colfax | $141 | $1,691 | -21% |
| Danvers | $142 | $1,703 | -20% |
| Delavan | $153 | $1,831 | -13% |
| Hopedale | $153 | $1,840 | -12% |
| Maroa | $145 | $1,738 | -18% |
| Minier | $154 | $1,845 | -12% |
| Towanda | $140 | $1,675 | -22% |
| Cerro Gordo | $146 | $1,754 | -17% |
| Mahomet | $141 | $1,691 | -21% |
| Ladd | $143 | $1,719 | -19% |
| New Bedford | $145 | $1,743 | -18% |
| Seneca | $0 | $0 | -200% |
| Biggsville | $149 | $1,790 | -15% |
| Ellisville | $157 | $1,883 | -10% |
| North Henderson | $150 | $1,801 | -15% |
| Malden | $145 | $1,745 | -18% |
| Princeton | $144 | $1,723 | -19% |
| Alexis | $150 | $1,804 | -14% |
| Camp Grove | $152 | $1,820 | -13% |
| Fiatt | $153 | $1,834 | -13% |
| Industry | $156 | $1,875 | -11% |
| La Fayette | $152 | $1,825 | -13% |
| Lee Center | $144 | $1,729 | -19% |
| Ohio | $144 | $1,726 | -19% |
| Rutland | $0 | $0 | -200% |
| Varna | $147 | $1,768 | -16% |
| Bradford | $152 | $1,823 | -13% |
| East Galesburg | $143 | $1,713 | -19% |
| Gilson | $153 | $1,830 | -13% |
| Laura | $157 | $1,885 | -10% |
| Maquon | $153 | $1,839 | -12% |
| Lincolnwood | $196 | $2,349 | +12% |
| Niles | $178 | $2,132 | +2% |
| Beaverville | $154 | $1,848 | -12% |
| Evergreen Park | $191 | $2,295 | +10% |
| Ashkum | $151 | $1,814 | -14% |
| Thebes | $177 | $2,128 | +2% |
| Ullin | $176 | $2,110 | +1% |
| Belleville | $172 | $2,060 | -1% |
| Columbia | $165 | $1,981 | -5% |
| New Athens | $162 | $1,941 | -7% |
| New Baden | $154 | $1,850 | -12% |
| Saint Libory | $161 | $1,927 | -8% |
| Magnolia | $154 | $1,847 | -12% |
| Mendota | $0 | $0 | -200% |
| Oglesby | $0 | $0 | -200% |
| Streator | $0 | $0 | -200% |
| Keithsburg | $153 | $1,834 | -13% |
| Marietta | $156 | $1,874 | -11% |
| Riverdale | $236 | $2,834 | +31% |
| Cropsey | $140 | $1,682 | -21% |
| Flanagan | $146 | $1,747 | -18% |
| Gridley | $140 | $1,679 | -21% |
| Tilton | $145 | $1,739 | -18% |
| Dewey | $144 | $1,724 | -19% |
| Mansfield | $143 | $1,717 | -19% |
| Warren | $150 | $1,803 | -14% |
| Harwood Heights | $202 | $2,420 | +15% |
| Elmwood Park | $216 | $2,590 | +22% |
| Bradley | $149 | $1,784 | -15% |
| Herod | $175 | $2,096 | +1% |
| Marion | $167 | $2,002 | -4% |
| Tamms | $179 | $2,143 | +3% |
| Winnetka | $163 | $1,960 | -6% |
| Woodstock | $145 | $1,739 | -18% |
| Cortland | $143 | $1,713 | -19% |
| Elgin | $154 | $1,842 | -12% |
| Forest Park | $199 | $2,390 | +14% |
| Hanover Park | $156 | $1,869 | -11% |
| Geneva | $139 | $1,670 | -22% |
| Gilberts | $148 | $1,775 | -16% |
| Ogden | $145 | $1,745 | -18% |
| Potomac | $152 | $1,822 | -13% |
| Royal | $145 | $1,737 | -18% |
| Weldon | $146 | $1,751 | -17% |
| Lovington | $149 | $1,788 | -15% |
| Murdock | $147 | $1,765 | -17% |
| Coffeen | $158 | $1,895 | -9% |
| Dorsey | $162 | $1,939 | -7% |
| Eagarville | $159 | $1,909 | -9% |
| Fieldon | $163 | $1,951 | -7% |
| Fillmore | $159 | $1,909 | -9% |
| Kampsville | $166 | $1,990 | -5% |
| Bonfield | $157 | $1,887 | -10% |
| Bourbonnais | $149 | $1,792 | -15% |
| Springfield | $152 | $1,827 | -13% |
| Bellmont | $158 | $1,894 | -9% |
| Buckner | $169 | $2,030 | -3% |
| Cisne | $162 | $1,944 | -7% |
| Clay City | $158 | $1,893 | -10% |
| Country Club Hills | $191 | $2,291 | +10% |
| University Park | $179 | $2,144 | +3% |
| Homer Glen | $159 | $1,908 | -9% |
| Brookfield | $170 | $2,038 | -2% |
| Eola | $145 | $1,738 | -18% |
| Willowbrook | $156 | $1,877 | -10% |
| Lisle | $143 | $1,718 | -19% |
| Plainfield | $152 | $1,820 | -13% |
| Sheridan | $0 | $0 | -200% |
| Somonauk | $145 | $1,743 | -18% |
| Steward | $146 | $1,746 | -18% |
| Westmont | $149 | $1,791 | -15% |
| Naperville | $143 | $1,720 | -19% |
| Aurora | $147 | $1,766 | -16% |
| Geff | $160 | $1,926 | -8% |
| Ina | $164 | $1,963 | -6% |
| Mount Vernon | $160 | $1,920 | -8% |
| Sesser | $171 | $2,047 | -2% |
| Sims | $162 | $1,948 | -7% |
| Grantsburg | $174 | $2,090 | +0% |
| Harrisburg | $172 | $2,065 | -1% |
| Oraville | $172 | $2,062 | -1% |
| Wolf Lake | $174 | $2,083 | +0% |
| Roselle | $154 | $1,843 | -12% |
| Hoffman Estates | $157 | $1,882 | -10% |
| Wayne | $148 | $1,775 | -16% |
| Carol Stream | $149 | $1,794 | -15% |
| Chicago Heights | $198 | $2,377 | +13% |
| Coal City | $146 | $1,750 | -17% |
| Dwight | $144 | $1,726 | -19% |
| Carlock | $148 | $1,774 | -16% |
| El Paso | $145 | $1,738 | -18% |
| Goodfield | $147 | $1,758 | -17% |
| Fisher | $144 | $1,726 | -19% |
| Georgetown | $149 | $1,782 | -16% |
| Lane | $145 | $1,746 | -18% |
| Lawndale | $152 | $1,825 | -13% |
| Longview | $144 | $1,727 | -19% |
| Milmine | $144 | $1,729 | -19% |
| Bloomington | $131 | $1,571 | -28% |
| Clinton | $145 | $1,737 | -18% |
| Saybrook | $142 | $1,701 | -20% |
| Waynesville | $147 | $1,767 | -16% |
| Normal | $134 | $1,609 | -26% |
| Allerton | $149 | $1,791 | -15% |
| Alvin | $151 | $1,814 | -14% |
| Indianola | $150 | $1,801 | -15% |
| Congerville | $148 | $1,777 | -16% |
| Dewitt | $146 | $1,747 | -18% |
| Ellsworth | $143 | $1,711 | -20% |
| Shirley | $141 | $1,690 | -21% |
| Henning | $149 | $1,785 | -15% |
| Table Grove | $157 | $1,881 | -10% |
| Mapleton | $155 | $1,861 | -11% |
| Pekin | $141 | $1,698 | -20% |
| Putnam | $155 | $1,860 | -11% |
| Roanoke | $145 | $1,736 | -18% |
| Bellflower | $140 | $1,685 | -21% |
| Mackinaw | $152 | $1,826 | -13% |
| Bismarck | $151 | $1,808 | -14% |
| Bondville | $138 | $1,654 | -23% |
| Muncie | $150 | $1,799 | -15% |
| Atkinson | $145 | $1,737 | -18% |
| Barstow | $139 | $1,663 | -22% |
| Coal Valley | $143 | $1,719 | -19% |
| Orion | $149 | $1,788 | -15% |
| Cherry | $145 | $1,740 | -18% |
| Stronghurst | $150 | $1,797 | -15% |
| Edelstein | $154 | $1,853 | -12% |
| Lewistown | $156 | $1,868 | -11% |
| Marine | $161 | $1,931 | -8% |
| Michael | $166 | $1,993 | -4% |
| Taylor Springs | $159 | $1,908 | -9% |
| Venice | $216 | $2,592 | +22% |
| Walshville | $160 | $1,921 | -8% |
| East Saint Louis | $222 | $2,661 | +24% |
| Scott Air Force Base | $164 | $1,973 | -5% |
| Dawson | $163 | $1,954 | -6% |
| Decatur | $148 | $1,771 | -16% |
| Findlay | $151 | $1,814 | -14% |
| Harvel | $158 | $1,900 | -9% |
| Bath | $160 | $1,924 | -8% |
| Chapin | $158 | $1,894 | -9% |
| Elkhart | $151 | $1,816 | -14% |
| Patterson | $167 | $2,007 | -4% |
| Roxana | $175 | $2,095 | +1% |
| Albers | $154 | $1,850 | -12% |
| Collinsville | $171 | $2,057 | -1% |
| Freeburg | $160 | $1,925 | -8% |
| Menard | $163 | $1,951 | -7% |
| Millstadt | $168 | $2,018 | -3% |
| O Fallon | $167 | $2,008 | -4% |
| Pinckneyville | $166 | $1,990 | -5% |
| Sparta | $172 | $2,060 | -1% |
| Homewood | $187 | $2,239 | +7% |
| Joliet | $164 | $1,966 | -6% |
| Lemont | $157 | $1,883 | -10% |
| Mokena | $152 | $1,828 | -13% |
| Monee | $157 | $1,889 | -10% |
| Havana | $157 | $1,885 | -10% |
| Loami | $158 | $1,891 | -10% |
| Meredosia | $162 | $1,941 | -7% |
| Rushville | $161 | $1,935 | -7% |
| Virden | $157 | $1,884 | -10% |
| Alma | $163 | $1,953 | -6% |
| Barnhill | $161 | $1,928 | -8% |
| Benton | $168 | $2,022 | -3% |
| Dahlgren | $166 | $1,989 | -5% |
| Chillicothe | $151 | $1,816 | -14% |
| Glasford | $158 | $1,899 | -9% |
| Henry | $149 | $1,792 | -15% |
| La Rose | $146 | $1,747 | -18% |
| Princeville | $156 | $1,871 | -11% |
| Wheaton | $143 | $1,716 | -19% |
| Wood Dale | $155 | $1,859 | -11% |
| Braceville | $146 | $1,753 | -17% |
| Calumet City | $236 | $2,833 | +31% |
| Kinsman | $146 | $1,746 | -18% |
| Mazon | $145 | $1,745 | -18% |
| Tuscola | $145 | $1,745 | -18% |
| East Alton | $172 | $2,069 | -1% |
| Elsah | $169 | $2,030 | -3% |
| Fidelity | $164 | $1,972 | -5% |
| Godfrey | $168 | $2,016 | -3% |
| Golden Eagle | $173 | $2,070 | -1% |
| Kane | $168 | $2,014 | -3% |
| Philo | $137 | $1,639 | -24% |
| Sidney | $144 | $1,725 | -19% |
| White Heath | $144 | $1,730 | -19% |
| Hindsboro | $146 | $1,752 | -17% |
| Brighton | $161 | $1,929 | -8% |
| Livingston | $160 | $1,925 | -8% |
| Raymond | $158 | $1,895 | -9% |
| Taylorville | $157 | $1,880 | -10% |
| Arenzville | $161 | $1,932 | -7% |
| Frederick | $162 | $1,946 | -7% |
| Rantoul | $142 | $1,707 | -20% |
| Sidell | $150 | $1,801 | -14% |
| Atwood | $145 | $1,744 | -18% |
| Charleston | $141 | $1,687 | -21% |
| Kansas | $150 | $1,798 | -15% |
| Metcalf | $151 | $1,807 | -14% |
| Bunker Hill | $165 | $1,975 | -5% |
| Litchfield | $157 | $1,881 | -10% |
| Genoa | $142 | $1,700 | -20% |
| Villa Park | $151 | $1,806 | -14% |
| Berwyn | $205 | $2,463 | +17% |
| Tallula | $164 | $1,970 | -6% |
| Belle Rive | $164 | $1,970 | -6% |
| Broughton | $167 | $2,004 | -4% |
| Maryville | $169 | $2,026 | -3% |
| Lake Zurich | $151 | $1,810 | -14% |
| Skokie | $191 | $2,294 | +10% |
| Palatine | $150 | $1,801 | -15% |
| Bensenville | $159 | $1,912 | -9% |
| Watson | $147 | $1,764 | -17% |
| Assumption | $158 | $1,897 | -9% |
| Buffalo | $163 | $1,953 | -6% |
| Mount Olive | $158 | $1,898 | -9% |
| Mozier | $170 | $2,036 | -2% |
| Wood River | $173 | $2,075 | -0% |
| Addieville | $158 | $1,897 | -9% |
| Mundelein | $147 | $1,760 | -17% |
| Carpentersville | $151 | $1,810 | -14% |
| Elburn | $143 | $1,711 | -20% |
| Kirkland | $144 | $1,724 | -19% |
| Broadview | $203 | $2,431 | +15% |
| Lake In The Hills | $144 | $1,728 | -19% |
| Sumner | $159 | $1,903 | -9% |
| Westfield | $151 | $1,810 | -14% |
| Forsyth | $144 | $1,724 | -19% |
| Morrisonville | $161 | $1,933 | -7% |
| Moweaqua | $151 | $1,807 | -14% |
| Stonington | $160 | $1,920 | -8% |
| Chandlerville | $165 | $1,981 | -5% |
| Franklin | $159 | $1,913 | -8% |
| Scales Mound | $151 | $1,816 | -14% |
| Albany | $146 | $1,750 | -17% |
| Cambridge | $145 | $1,738 | -18% |
| New Boston | $152 | $1,818 | -14% |
| Osco | $146 | $1,750 | -17% |
| Cedar Point | $0 | $0 | -200% |
| Compton | $147 | $1,766 | -16% |
| South Beloit | $145 | $1,743 | -18% |
| Roscoe | $145 | $1,743 | -18% |
| Shannon | $148 | $1,780 | -16% |
| Cordova | $148 | $1,773 | -16% |
| Hampton | $140 | $1,678 | -22% |
| Thomson | $148 | $1,776 | -16% |
| Kempton | $146 | $1,753 | -17% |
| Loda | $152 | $1,824 | -13% |
| Rankin | $149 | $1,786 | -15% |
| Byron | $148 | $1,772 | -16% |
| Davis | $152 | $1,828 | -13% |
| Mc Connell | $149 | $1,793 | -15% |
| Ashmore | $145 | $1,736 | -18% |
| Redmon | $151 | $1,814 | -14% |
| Vermilion | $153 | $1,836 | -13% |
| Greenfield | $167 | $2,001 | -4% |
| Medora | $161 | $1,926 | -8% |
| Moro | $163 | $1,958 | -6% |
| Wrights | $167 | $2,007 | -4% |
| Caseyville | $182 | $2,180 | +5% |
| Germantown | $157 | $1,885 | -10% |
| Hecker | $169 | $2,033 | -2% |
| Andalusia | $151 | $1,813 | -14% |
| Annawan | $144 | $1,726 | -19% |
| Moline | $136 | $1,631 | -24% |
| Reynolds | $150 | $1,805 | -14% |
| Sherrard | $150 | $1,804 | -14% |
| Taylor Ridge | $151 | $1,808 | -14% |
| Amboy | $145 | $1,738 | -18% |
| Granville | $152 | $1,824 | -13% |
| Saint David | $155 | $1,859 | -11% |
| East Peoria | $146 | $1,749 | -17% |
| Anchor | $141 | $1,690 | -21% |
| Cooksville | $140 | $1,685 | -21% |
| Fairbury | $140 | $1,676 | -22% |
| Heyworth | $141 | $1,696 | -20% |
| Kenney | $146 | $1,756 | -17% |
| Le Roy | $140 | $1,685 | -21% |
| Minonk | $143 | $1,722 | -19% |
| Cisco | $146 | $1,751 | -17% |
| Fairmount | $151 | $1,811 | -14% |
| Farmer City | $144 | $1,727 | -19% |
| Foosland | $145 | $1,741 | -18% |
| Sciota | $156 | $1,875 | -10% |
| Smithshire | $150 | $1,795 | -15% |
| Graymont | $144 | $1,726 | -19% |
| Lexington | $140 | $1,677 | -22% |
| Mc Lean | $142 | $1,700 | -20% |
| Pontiac | $142 | $1,705 | -20% |
| Stanford | $142 | $1,704 | -20% |
| Broadlands | $146 | $1,751 | -17% |
| De Land | $145 | $1,740 | -18% |
| Monticello | $143 | $1,714 | -19% |
| Armington | $153 | $1,832 | -13% |
| Chenoa | $138 | $1,662 | -22% |
| Downs | $142 | $1,702 | -20% |
| Arrowsmith | $142 | $1,706 | -20% |
| Deer Creek | $152 | $1,821 | -13% |
| Hudson | $139 | $1,665 | -22% |
| Saunemin | $144 | $1,722 | -19% |
| Secor | $147 | $1,764 | -17% |
| Strawn | $145 | $1,745 | -18% |
| Gifford | $145 | $1,737 | -18% |
| Homer | $145 | $1,737 | -18% |
| Saint Augustine | $152 | $1,822 | -13% |
| Wataga | $149 | $1,786 | -15% |
| Hanna City | $157 | $1,884 | -10% |
| Manito | $157 | $1,889 | -10% |
| Dahinda | $154 | $1,848 | -12% |
| Fairview | $156 | $1,874 | -11% |
| Schaumburg | $156 | $1,870 | -11% |
| Evanston | $171 | $2,054 | -1% |
| Oak Park | $200 | $2,397 | +14% |
| Elwood | $156 | $1,867 | -11% |
| Gardner | $145 | $1,739 | -18% |
| Markham | $225 | $2,698 | +26% |
| Morton Grove | $178 | $2,134 | +2% |
| Spring Grove | $146 | $1,748 | -17% |
| Algonquin | $145 | $1,735 | -18% |
| Bartlett | $156 | $1,876 | -10% |
| Bloomingdale | $154 | $1,849 | -12% |
| Dundee | $150 | $1,805 | -14% |
| Glendale Heights | $157 | $1,882 | -10% |
| Kingston | $146 | $1,754 | -17% |
| Stoy | $154 | $1,852 | -12% |
| Mt Zion | $142 | $1,706 | -20% |
| Niantic | $146 | $1,754 | -17% |
| Riverton | $155 | $1,855 | -12% |
| Warrensburg | $144 | $1,727 | -19% |
| Auburn | $151 | $1,813 | -14% |
| Beardstown | $159 | $1,909 | -9% |
| Chatham | $149 | $1,792 | -15% |
| Easton | $160 | $1,923 | -8% |
| Buckingham | $152 | $1,828 | -13% |
| Junction | $172 | $2,059 | -1% |
| Karbers Ridge | $174 | $2,093 | +0% |
| Murphysboro | $169 | $2,024 | -3% |
| Vergennes | $171 | $2,052 | -1% |
| Williamsfield | $153 | $1,834 | -13% |
| Brimfield | $158 | $1,897 | -9% |
| Bryant | $155 | $1,855 | -12% |
| Dunfermline | $155 | $1,860 | -11% |
| Forest City | $157 | $1,888 | -10% |
| Kingston Mines | $154 | $1,844 | -12% |
| Liverpool | $155 | $1,860 | -11% |
| Morton | $141 | $1,694 | -21% |
| Topeka | $158 | $1,895 | -9% |
| Bluff Springs | $161 | $1,934 | -7% |
| Browning | $162 | $1,948 | -7% |
| Ohlman | $166 | $1,994 | -4% |
| Rosamond | $161 | $1,934 | -7% |
| Fairview Heights | $172 | $2,066 | -1% |
| Cutler | $167 | $1,998 | -4% |
| Ellis Grove | $169 | $2,024 | -3% |
| Keyesport | $156 | $1,874 | -11% |
| New Memphis | $155 | $1,864 | -11% |
| Mc Nabb | $153 | $1,839 | -12% |
| Adair | $155 | $1,856 | -12% |
| Carman | $149 | $1,794 | -15% |
| Gerlaw | $147 | $1,766 | -16% |
| Little York | $149 | $1,793 | -15% |
| Lomax | $147 | $1,764 | -17% |
| New Windsor | $151 | $1,814 | -14% |
| Raritan | $147 | $1,767 | -16% |
| Oak Lawn | $178 | $2,138 | +3% |
| Hoyleton | $155 | $1,860 | -11% |
| Browns | $156 | $1,873 | -11% |
| Thompsonville | $169 | $2,023 | -3% |
| West Frankfort | $167 | $2,008 | -4% |
| Belknap | $176 | $2,118 | +2% |
| Colp | $166 | $1,991 | -4% |
| Grand Chain | $178 | $2,141 | +3% |
| Mc Clure | $177 | $2,127 | +2% |
| Mound City | $177 | $2,126 | +2% |
| Mark | $153 | $1,834 | -13% |
| Utica | $0 | $0 | -200% |
| Walnut | $146 | $1,753 | -17% |
| Blandinsville | $157 | $1,880 | -10% |
| Good Hope | $156 | $1,873 | -11% |
| Ipava | $156 | $1,868 | -11% |
| Kirkwood | $148 | $1,773 | -16% |
| Monmouth | $146 | $1,757 | -17% |
| Manlius | $146 | $1,749 | -17% |
| Sublette | $145 | $1,737 | -18% |
| Toluca | $146 | $1,751 | -17% |
| Troy Grove | $0 | $0 | -200% |
| Cameron | $149 | $1,785 | -15% |
| Knoxville | $144 | $1,730 | -18% |
| Oquawka | $150 | $1,796 | -15% |
| Prairie City | $158 | $1,894 | -9% |
| Eldorado | $171 | $2,049 | -2% |
| Oak Forest | $176 | $2,112 | +1% |
| Hartsburg | $149 | $1,793 | -15% |
| Literberry | $153 | $1,835 | -13% |
| Manchester | $164 | $1,965 | -6% |
| Murrayville | $159 | $1,914 | -8% |
| San Jose | $157 | $1,882 | -10% |
| Shipman | $161 | $1,932 | -8% |
| Winchester | $164 | $1,969 | -6% |
| Coulterville | $170 | $2,043 | -2% |
| Okawville | $155 | $1,857 | -11% |
| Alton | $177 | $2,118 | +2% |
| Batchtown | $169 | $2,031 | -2% |
| Bethalto | $164 | $1,967 | -6% |
| Cottage Hills | $171 | $2,058 | -1% |
| Hamel | $164 | $1,969 | -6% |
| Hardin | $169 | $2,030 | -3% |
| Hillview | $167 | $2,001 | -4% |
| Walnut Hill | $162 | $1,945 | -7% |
| Cobden | $172 | $2,062 | -1% |
| Cypress | $173 | $2,077 | -0% |
| Dongola | $175 | $2,105 | +1% |
| Golconda | $177 | $2,121 | +2% |
| Matteson | $194 | $2,332 | +11% |
| Mason City | $158 | $1,891 | -10% |
| Roodhouse | $165 | $1,983 | -5% |
| Bartelso | $157 | $1,889 | -10% |
| East Carondelet | $177 | $2,119 | +2% |
| Fults | $169 | $2,023 | -3% |
| Maeystown | $168 | $2,012 | -3% |
| Modoc | $169 | $2,029 | -3% |
| Melrose Park | $200 | $2,400 | +14% |
| Westville | $147 | $1,766 | -16% |
| Dalton City | $146 | $1,749 | -17% |
| La Place | $144 | $1,733 | -18% |
| Bingham | $153 | $1,836 | -13% |
| Carrollton | $164 | $1,971 | -6% |
| Donnellson | $159 | $1,903 | -9% |
| Dow | $166 | $1,990 | -5% |
| Edwardsville | $166 | $1,992 | -4% |
| Granite City | $182 | $2,188 | +5% |
| Hamburg | $168 | $2,016 | -3% |
| Hartford | $180 | $2,157 | +4% |
| Madison | $216 | $2,596 | +22% |
| Frankfort | $153 | $1,838 | -12% |
| Glenwood | $197 | $2,367 | +13% |
| Bolingbrook | $158 | $1,897 | -9% |
| Lincoln | $147 | $1,768 | -16% |
| Albion | $158 | $1,896 | -9% |
| Bluford | $163 | $1,956 | -6% |
| National Stock Yards | $217 | $2,605 | +22% |
| Witt | $159 | $1,911 | -9% |
| Baldwin | $170 | $2,043 | -2% |
| Hagarstown | $157 | $1,879 | -10% |
| Nashville | $157 | $1,886 | -10% |
| West Chicago | $147 | $1,764 | -17% |
| Beecher | $159 | $1,907 | -9% |
| Crete | $163 | $1,955 | -6% |
| Lockport | $156 | $1,874 | -11% |
| Minooka | $148 | $1,779 | -16% |
| Carbondale | $164 | $1,971 | -6% |
| Anna | $172 | $2,066 | -1% |
| Campbell Hill | $171 | $2,049 | -2% |
| Energy | $168 | $2,018 | -3% |
| Equality | $171 | $2,051 | -2% |
| Galatia | $173 | $2,071 | -1% |
| Gorham | $172 | $2,060 | -1% |
| Pesotum | $144 | $1,723 | -19% |
| Paris | $150 | $1,795 | -15% |
| Alhambra | $162 | $1,940 | -7% |
| Hillsboro | $157 | $1,886 | -10% |
| Lovejoy | $222 | $2,666 | +25% |
| Elliott | $146 | $1,755 | -17% |
| Gibson City | $145 | $1,743 | -18% |
| Iroquois | $154 | $1,845 | -12% |
| Reddick | $153 | $1,836 | -13% |
| Edinburg | $164 | $1,963 | -6% |
| Kincaid | $161 | $1,938 | -7% |
| Lake Fork | $153 | $1,836 | -13% |
| Latham | $151 | $1,807 | -14% |
| Mount Auburn | $164 | $1,971 | -5% |
| Alexander | $158 | $1,893 | -10% |
| Bluffs | $163 | $1,961 | -6% |
| Carlinville | $154 | $1,853 | -12% |
| Arlington Heights | $149 | $1,789 | -15% |
| Barrington | $151 | $1,810 | -14% |
| Fox River Grove | $145 | $1,741 | -18% |
| Glenview | $167 | $1,999 | -4% |
| Bowen | $156 | $1,870 | -11% |
| Kinderhook | $168 | $2,014 | -3% |
| Astoria | $158 | $1,895 | -9% |
| Edwards | $153 | $1,834 | -13% |
| Norris | $155 | $1,866 | -11% |
| Tolono | $137 | $1,647 | -23% |
| Brocton | $148 | $1,776 | -16% |
| Gays | $148 | $1,773 | -16% |
| Winslow | $151 | $1,818 | -14% |
| Eldena | $143 | $1,714 | -19% |
| Techny | $167 | $2,006 | -4% |
| Waukegan | $162 | $1,943 | -7% |
| Streamwood | $158 | $1,893 | -10% |
| Shumway | $147 | $1,765 | -17% |
| Sigel | $148 | $1,779 | -16% |
| Harristown | $145 | $1,739 | -18% |
| Mount Pulaski | $153 | $1,833 | -13% |
| Shirland | $149 | $1,790 | -15% |
| Prophetstown | $146 | $1,749 | -17% |
| Tampico | $145 | $1,741 | -18% |
| Blackstone | $145 | $1,734 | -18% |
| Grand Ridge | $0 | $0 | -200% |
| Marseilles | $0 | $0 | -200% |
| Tiskilwa | $146 | $1,752 | -17% |
| West Brooklyn | $146 | $1,747 | -18% |
| Abingdon | $150 | $1,799 | -15% |
| Avon | $157 | $1,885 | -10% |
| Bushnell | $157 | $1,881 | -10% |
| Cuba | $156 | $1,873 | -11% |
| Gladstone | $148 | $1,777 | -16% |
| Kewanee | $142 | $1,708 | -20% |
| Ophiem | $148 | $1,774 | -16% |
| Piasa | $162 | $1,943 | -7% |
| Ramsey | $153 | $1,840 | -12% |
| White Hall | $165 | $1,985 | -5% |
| Wilsonville | $162 | $1,938 | -7% |
| Beckemeyer | $156 | $1,877 | -10% |
| Dupo | $175 | $2,097 | +1% |
| Hoffman | $159 | $1,903 | -9% |
| Red Bud | $168 | $2,019 | -3% |
| Smithton | $161 | $1,932 | -7% |
| Penfield | $145 | $1,745 | -18% |
| Ridge Farm | $149 | $1,786 | -15% |
| Sadorus | $143 | $1,717 | -19% |
| Saint Joseph | $138 | $1,651 | -23% |
| Arthur | $143 | $1,720 | -19% |
| Camargo | $148 | $1,771 | -16% |
| Brussels | $170 | $2,041 | -2% |
| Grafton | $167 | $2,000 | -4% |
| Cedarville | $144 | $1,722 | -19% |
| Kent | $149 | $1,786 | -15% |
| Rochelle | $144 | $1,729 | -19% |
| Elk Grove Village | $152 | $1,822 | -13% |
| Crystal Lake | $142 | $1,702 | -20% |
| Summerfield | $160 | $1,920 | -8% |
| Baylis | $166 | $1,997 | -4% |
| Liberty | $162 | $1,947 | -7% |
| New Canton | $168 | $2,014 | -3% |
| Pleasant Hill | $167 | $2,007 | -4% |
| Ursa | $161 | $1,926 | -8% |
| Cowden | $153 | $1,842 | -12% |
| Dieterich | $149 | $1,793 | -15% |
| Dundas | $156 | $1,875 | -10% |
| Ingraham | $156 | $1,872 | -11% |
| Kasbeer | $146 | $1,756 | -17% |
| La Moille | $146 | $1,751 | -17% |
| Long Point | $145 | $1,742 | -18% |
| Sheffield | $146 | $1,748 | -17% |
| Tonica | $0 | $0 | -200% |
| Bishop Hill | $148 | $1,772 | -16% |
| Galva | $146 | $1,752 | -17% |
| Macomb | $149 | $1,791 | -15% |
| Roseville | $149 | $1,792 | -15% |
| Merna | $141 | $1,692 | -21% |
| Sibley | $145 | $1,744 | -18% |
| Catlin | $148 | $1,773 | -16% |
| Fithian | $151 | $1,810 | -14% |
| Aledo | $150 | $1,798 | -15% |
| Joy | $150 | $1,803 | -14% |
| Cornell | $145 | $1,741 | -18% |
| Des Plaines | $172 | $2,064 | -1% |
| Glencoe | $164 | $1,971 | -6% |
| Quincy | $140 | $1,675 | -22% |
| Chatsworth | $146 | $1,747 | -18% |
| Manteno | $152 | $1,826 | -13% |
| Onarga | $151 | $1,808 | -14% |
| Roberts | $146 | $1,752 | -17% |
| East Dubuque | $148 | $1,776 | -16% |
| Orangeville | $148 | $1,778 | -16% |
| Ridott | $149 | $1,793 | -15% |
| Rock City | $149 | $1,790 | -15% |
| London Mills | $159 | $1,908 | -9% |
| South Roxana | $175 | $2,096 | +1% |
| Percy | $169 | $2,034 | -2% |
| Pierron | $157 | $1,885 | -10% |
| Emington | $145 | $1,739 | -18% |
| Herscher | $154 | $1,853 | -12% |
| Paxton | $144 | $1,730 | -18% |
| Stockland | $152 | $1,829 | -13% |
| Watseka | $152 | $1,818 | -14% |
| Freeport | $142 | $1,702 | -20% |
| German Valley | $149 | $1,788 | -15% |
| Harmon | $147 | $1,763 | -17% |
| Polo | $147 | $1,766 | -16% |
| Grant Park | $154 | $1,848 | -12% |
| Papineau | $153 | $1,830 | -13% |
| Union Hill | $152 | $1,826 | -13% |
| Baileyville | $147 | $1,758 | -17% |
| Davis Junction | $149 | $1,786 | -15% |
| Dixon | $142 | $1,703 | -20% |
| Galt | $141 | $1,695 | -20% |
| Garden Prairie | $148 | $1,775 | -16% |
| Mount Morris | $148 | $1,780 | -16% |
| Rock Falls | $138 | $1,661 | -23% |
| Palos Heights | $170 | $2,035 | -2% |
| Downers Grove | $148 | $1,773 | -16% |
| Mooseheart | $145 | $1,738 | -18% |
| Darien | $152 | $1,819 | -13% |
| Golden Gate | $159 | $1,904 | -9% |
| Macedonia | $166 | $1,990 | -5% |
| Nason | $164 | $1,965 | -6% |
| Vernon | $161 | $1,927 | -8% |
| Wayne City | $163 | $1,961 | -6% |
| Boles | $176 | $2,110 | +1% |
| Brookport | $174 | $2,088 | +0% |
| Goreville | $171 | $2,058 | -1% |
| Speer | $151 | $1,812 | -14% |
| Vermont | $155 | $1,862 | -11% |
| Viola | $150 | $1,800 | -15% |
| Wyoming | $153 | $1,831 | -13% |
| Lacon | $150 | $1,802 | -14% |
| Du Bois | $160 | $1,914 | -8% |
| Keenes | $166 | $1,987 | -5% |
| Kell | $162 | $1,947 | -7% |
| Logan | $169 | $2,031 | -3% |
| Maunie | $161 | $1,928 | -8% |
| New Haven | $170 | $2,043 | -2% |
| De Soto | $170 | $2,041 | -2% |
| Elkville | $172 | $2,059 | -1% |
| Irvington | $157 | $1,884 | -10% |
| Johnsonville | $161 | $1,929 | -8% |
| Kinmundy | $161 | $1,935 | -7% |
| Mill Shoals | $162 | $1,942 | -7% |
| Mulkeytown | $171 | $2,054 | -1% |
| Noble | $156 | $1,877 | -10% |
| Saint Peter | $155 | $1,858 | -11% |
| Shobonier | $157 | $1,882 | -10% |
| Xenia | $159 | $1,904 | -9% |
| Cairo | $178 | $2,139 | +3% |
| Carterville | $166 | $1,988 | -5% |
| Bedford Park | $201 | $2,417 | +15% |
| Big Rock | $144 | $1,728 | -19% |
| Warrenville | $144 | $1,727 | -19% |
| Waterman | $144 | $1,728 | -19% |
| Emma | $162 | $1,942 | -7% |
| Omaha | $171 | $2,048 | -2% |
| Sandoval | $160 | $1,925 | -8% |
| Scheller | $166 | $1,994 | -4% |
| Springerton | $163 | $1,961 | -6% |
| Grayslake | $146 | $1,746 | -18% |
| Gurnee | $146 | $1,749 | -17% |
| Lake Bluff | $150 | $1,799 | -15% |
| Waterloo | $160 | $1,920 | -8% |
| Colchester | $156 | $1,869 | -11% |
| La Prairie | $162 | $1,948 | -7% |
| Lima | $168 | $2,013 | -3% |
| Nauvoo | $156 | $1,875 | -11% |
| Niota | $155 | $1,864 | -11% |
| Rockport | $167 | $2,004 | -4% |
| Mchenry | $145 | $1,741 | -18% |
| Vernon Hills | $147 | $1,766 | -16% |
| Russell | $153 | $1,835 | -13% |
| North Chicago | $166 | $1,988 | -5% |
| Bellwood | $209 | $2,510 | +19% |
| Marengo | $144 | $1,726 | -19% |
| Vandalia | $150 | $1,799 | -15% |
| Beason | $150 | $1,801 | -14% |
| Illiopolis | $161 | $1,933 | -7% |
| Waggoner | $160 | $1,916 | -8% |
| Alsey | $164 | $1,973 | -5% |
| Northbrook | $165 | $1,983 | -5% |
| Wheeling | $161 | $1,928 | -8% |
| Wonder Lake | $142 | $1,707 | -20% |
| Esmond | $145 | $1,739 | -18% |
| Itasca | $153 | $1,833 | -13% |
| Malta | $142 | $1,706 | -20% |
| Saint Elmo | $151 | $1,808 | -14% |
| Sainte Marie | $154 | $1,844 | -12% |
| Bulpitt | $161 | $1,927 | -8% |
| Divernon | $153 | $1,833 | -13% |
| Leonore | $0 | $0 | -200% |
| Lostant | $0 | $0 | -200% |
| Troy | $168 | $2,011 | -4% |
| Valmeyer | $170 | $2,042 | -2% |
| Colusa | $156 | $1,877 | -10% |
| Dallas City | $155 | $1,861 | -11% |
| Elvaston | $155 | $1,860 | -11% |
| Hull | $167 | $1,999 | -4% |
| Effingham | $142 | $1,700 | -20% |
| Altamont | $147 | $1,766 | -16% |
| Casey | $151 | $1,810 | -14% |
| Montrose | $148 | $1,779 | -16% |
| Mount Erie | $162 | $1,940 | -7% |
| Neoga | $146 | $1,752 | -17% |
| Newton | $154 | $1,843 | -12% |
| Oblong | $156 | $1,870 | -11% |
| Olney | $154 | $1,850 | -12% |
| Seymour | $138 | $1,653 | -23% |
| Bethany | $149 | $1,783 | -16% |
| Humboldt | $146 | $1,754 | -17% |
| Newman | $149 | $1,787 | -15% |
| Sullivan | $147 | $1,760 | -17% |
| Eldred | $167 | $2,007 | -4% |
| Gillespie | $159 | $1,903 | -9% |
| Danforth | $151 | $1,812 | -14% |
| East Lynn | $150 | $1,804 | -14% |
| Palos Park | $173 | $2,078 | -0% |
| Richton Park | $194 | $2,323 | +11% |
| South Wilmington | $146 | $1,754 | -17% |
| Wilmington | $155 | $1,863 | -11% |
| Batavia | $141 | $1,690 | -21% |
| Hinsdale | $151 | $1,807 | -14% |
| Newark | $150 | $1,796 | -15% |
| Riverside | $173 | $2,070 | -1% |
| Shabbona | $144 | $1,722 | -19% |
| Mount Carmel | $153 | $1,831 | -13% |
| Orient | $167 | $2,004 | -4% |
| Radom | $158 | $1,895 | -9% |
| Rinard | $162 | $1,948 | -7% |
| Tamaroa | $167 | $2,000 | -4% |
| Cave In Rock | $176 | $2,109 | +1% |
| Mineral | $146 | $1,753 | -17% |
| Ottawa | $0 | $0 | -200% |
| Paw Paw | $148 | $1,773 | -16% |
| Seatonville | $145 | $1,734 | -18% |
| Alpha | $149 | $1,789 | -15% |
| Altona | $152 | $1,824 | -13% |
| La Harpe | $156 | $1,873 | -11% |
| Rio | $151 | $1,813 | -14% |
| Benson | $146 | $1,752 | -17% |
| Canton | $154 | $1,845 | -12% |
| Metamora | $146 | $1,746 | -18% |
| Mossville | $152 | $1,830 | -13% |
| Washburn | $147 | $1,759 | -17% |
| Peoria Heights | $149 | $1,785 | -15% |
| Crescent City | $151 | $1,809 | -14% |
| Hopkins Park | $153 | $1,835 | -13% |
| Melvin | $146 | $1,754 | -17% |
| Momence | $154 | $1,846 | -12% |
| Pembroke Township | $157 | $1,880 | -10% |
| Piper City | $145 | $1,744 | -18% |
| Sheldon | $154 | $1,843 | -12% |
| Belvidere | $146 | $1,756 | -17% |
| Caledonia | $149 | $1,784 | -15% |
| Chadwick | $149 | $1,788 | -15% |
| Dakota | $149 | $1,792 | -15% |
| Lanark | $148 | $1,777 | -16% |
| Lindenwood | $147 | $1,767 | -16% |
| Oregon | $148 | $1,778 | -16% |
| Cary | $144 | $1,728 | -19% |
| Deerfield | $155 | $1,864 | -11% |
| Highwood | $156 | $1,872 | -11% |
| Island Lake | $145 | $1,745 | -18% |
| Trenton | $153 | $1,842 | -12% |
| Carthage | $156 | $1,871 | -11% |
| New Salem | $164 | $1,969 | -6% |
| Versailles | $165 | $1,981 | -5% |
| Brownstown | $149 | $1,793 | -15% |
| Claremont | $157 | $1,888 | -10% |
| Dennison | $152 | $1,825 | -13% |
| Lawrenceville | $155 | $1,860 | -11% |
| Parkersburg | $158 | $1,898 | -9% |
| Bonnie | $161 | $1,936 | -7% |
| Christopher | $169 | $2,023 | -3% |
| Glen Ellyn | $146 | $1,750 | -17% |
| Hines | $200 | $2,404 | +14% |
| Kaneville | $148 | $1,779 | -16% |
| Medinah | $156 | $1,868 | -11% |
| Elwin | $147 | $1,759 | -17% |
| Farmersville | $160 | $1,914 | -8% |
| Shelbyville | $148 | $1,771 | -16% |
| Cantrall | $156 | $1,873 | -11% |
| Concord | $158 | $1,901 | -9% |
| Emden | $148 | $1,775 | -16% |
| Girard | $159 | $1,906 | -9% |
| Hometown | $184 | $2,213 | +6% |
| Olympia Fields | $189 | $2,263 | +8% |
| Orland Park | $158 | $1,891 | -10% |
| Steger | $191 | $2,288 | +9% |
| Thornton | $196 | $2,358 | +12% |
| Verona | $147 | $1,759 | -17% |
| Woodridge | $148 | $1,773 | -16% |
| Leland | $0 | $0 | -200% |
| Western Springs | $162 | $1,945 | -7% |
| Kankakee | $154 | $1,846 | -12% |
| Johnston City | $168 | $2,012 | -3% |
| Pittsburg | $169 | $2,025 | -3% |
| Raleigh | $173 | $2,079 | -0% |
| Vienna | $174 | $2,094 | +1% |
| Palos Hills | $175 | $2,105 | +1% |
| Robbins | $224 | $2,690 | +25% |
| Tinley Park | $162 | $1,944 | -7% |
| Willow Springs | $171 | $2,056 | -1% |
| New Burnside | $176 | $2,113 | +1% |
| Perks | $179 | $2,145 | +3% |
| Pulaski | $177 | $2,125 | +2% |
| Willisville | $166 | $1,991 | -5% |
| Union | $145 | $1,744 | -18% |
| Chicago Ridge | $182 | $2,179 | +5% |
| Lansing | $192 | $2,301 | +10% |
| Bridgeview | $188 | $2,258 | +8% |
| Middletown | $151 | $1,816 | -14% |
| Petersburg | $163 | $1,962 | -6% |
| Centralia | $159 | $1,908 | -9% |
| Joppa | $174 | $2,091 | +0% |
| Olmsted | $178 | $2,134 | +2% |
| Ozark | $175 | $2,101 | +1% |
| Hillside | $172 | $2,065 | -1% |
| Harvey | $235 | $2,816 | +30% |
| Hazel Crest | $204 | $2,450 | +16% |
| Romeoville | $155 | $1,863 | -11% |
| Grand Tower | $173 | $2,073 | -0% |
| Karnak | $178 | $2,141 | +3% |
| Metropolis | $173 | $2,076 | -0% |
| Muddy | $173 | $2,072 | -0% |
| Olive Branch | $178 | $2,140 | +3% |
| Stonefort | $175 | $2,095 | +1% |
| Golf | $172 | $2,065 | -1% |
| Lake Forest | $150 | $1,801 | -15% |
| Basco | $156 | $1,877 | -10% |
| Griggsville | $166 | $1,995 | -4% |
| Plymouth | $157 | $1,881 | -10% |
| Sutter | $156 | $1,875 | -10% |
| Timewell | $162 | $1,949 | -7% |
| Hutsonville | $156 | $1,877 | -10% |
| Seward | $147 | $1,768 | -16% |
| Andover | $146 | $1,754 | -17% |
| Carbon Cliff | $139 | $1,666 | -22% |
| Hooppole | $146 | $1,751 | -17% |
| Illinois City | $153 | $1,837 | -13% |
| Morrison | $144 | $1,725 | -19% |
| Preemption | $150 | $1,799 | -15% |
| Silvis | $136 | $1,635 | -24% |
| Buda | $146 | $1,750 | -17% |
| Rolling Meadows | $150 | $1,795 | -15% |
| Hebron | $146 | $1,756 | -17% |
| Highland Park | $156 | $1,869 | -11% |
| Ingleside | $149 | $1,786 | -15% |
| Tilden | $167 | $2,001 | -4% |
| Walsh | $170 | $2,043 | -2% |
| Augusta | $158 | $1,899 | -9% |
| Barry | $168 | $2,015 | -3% |
| Chambersburg | $165 | $1,978 | -5% |
| Fowler | $160 | $1,918 | -8% |
| Hamilton | $153 | $1,835 | -13% |
| Mendon | $162 | $1,947 | -7% |
| Warsaw | $157 | $1,887 | -10% |
| West Point | $157 | $1,885 | -10% |
| Robinson | $154 | $1,848 | -12% |
| Savanna | $150 | $1,804 | -14% |
| Erie | $145 | $1,741 | -18% |
| Milan | $145 | $1,740 | -18% |
| Bureau | $146 | $1,749 | -17% |
| Arcola | $143 | $1,720 | -19% |
| Hammond | $147 | $1,769 | -16% |
| Hume | $152 | $1,822 | -13% |
| Oakland | $148 | $1,772 | -16% |
| Loraine | $165 | $1,976 | -5% |
| Payson | $160 | $1,918 | -8% |
| Beecher City | $148 | $1,776 | -16% |
| Flat Rock | $158 | $1,890 | -10% |
| Hidalgo | $153 | $1,838 | -13% |
| Berkeley | $182 | $2,178 | +4% |
| Shorewood | $157 | $1,888 | -10% |
| Channahon | $150 | $1,797 | -15% |
| Dolton | $243 | $2,915 | +33% |
| Manhattan | $151 | $1,815 | -14% |
| Hettick | $162 | $1,944 | -7% |
| Jacksonville | $148 | $1,781 | -16% |
| New Berlin | $152 | $1,826 | -13% |
| Oakford | $165 | $1,981 | -5% |
| Ashley | $157 | $1,888 | -10% |
| Carmi | $161 | $1,927 | -8% |
| Fox Lake | $149 | $1,793 | -15% |
| Kenilworth | $164 | $1,964 | -6% |
| Clayton | $164 | $1,966 | -6% |
| Coatsburg | $162 | $1,942 | -7% |
| Huntsville | $160 | $1,924 | -8% |
| Paloma | $162 | $1,948 | -7% |
| Plainville | $164 | $1,971 | -5% |
| Tennessee | $156 | $1,871 | -11% |
| Allendale | $157 | $1,878 | -10% |
| Bridgeport | $156 | $1,871 | -11% |
| Greenup | $150 | $1,802 | -14% |
| Janesville | $151 | $1,814 | -14% |
| Mason | $148 | $1,772 | -16% |
| Lowpoint | $146 | $1,755 | -17% |
| Creve Coeur | $147 | $1,760 | -17% |
| Libertyville | $147 | $1,767 | -16% |
| Park Ridge | $172 | $2,068 | -1% |
| Ringwood | $147 | $1,765 | -16% |
| Creston | $147 | $1,759 | -17% |
| Hampshire | $147 | $1,769 | -16% |
| Huntley | $144 | $1,727 | -19% |
| Maple Park | $143 | $1,713 | -20% |
| Maywood | $213 | $2,560 | +21% |
| Toledo | $150 | $1,799 | -15% |
| West Union | $153 | $1,840 | -12% |
| Wheeler | $151 | $1,808 | -14% |
| Antioch | $149 | $1,788 | -15% |
| Harvard | $144 | $1,727 | -19% |
| Ferris | $156 | $1,870 | -11% |
| Golden | $163 | $1,959 | -6% |
| Pearl | $166 | $1,995 | -4% |
| Herrick | $153 | $1,837 | -13% |
| Jewett | $149 | $1,787 | -15% |
| Lakewood | $151 | $1,814 | -14% |
| Colona | $143 | $1,719 | -19% |
| Geneseo | $144 | $1,724 | -19% |
| Hillsdale | $149 | $1,785 | -15% |
| Lyndon | $144 | $1,734 | -18% |
| Ancona | $146 | $1,753 | -17% |
| Camp Point | $162 | $1,945 | -7% |
| Mount Sterling | $163 | $1,955 | -6% |
| Chebanse | $154 | $1,854 | -12% |
| Claytonville | $152 | $1,826 | -13% |
| Goodwine | $153 | $1,836 | -13% |
| Ludlow | $144 | $1,731 | -18% |
| Ashton | $145 | $1,744 | -18% |
| Cherry Valley | $152 | $1,821 | -13% |
| Durand | $149 | $1,792 | -15% |
| Galena | $146 | $1,754 | -17% |
| Milledgeville | $148 | $1,776 | -16% |
| Poplar Grove | $148 | $1,781 | -16% |
| Neponset | $147 | $1,768 | -16% |
| Standard | $149 | $1,792 | -15% |
| Triumph | $0 | $0 | -200% |
| Van Orin | $145 | $1,736 | -18% |
| Wyanet | $145 | $1,746 | -18% |
| Berwick | $150 | $1,795 | -15% |
| Boody | $144 | $1,731 | -18% |
| Oconee | $152 | $1,819 | -14% |
| Athens | $162 | $1,946 | -7% |
| Plato Center | $151 | $1,807 | -14% |
| Schiller Park | $193 | $2,321 | +11% |
| Sycamore | $140 | $1,682 | -21% |
| Lincolnshire | $154 | $1,847 | -12% |
| Prospect Heights | $160 | $1,918 | -8% |
| Winthrop Harbor | $162 | $1,948 | -7% |
| Elmhurst | $150 | $1,804 | -14% |
| Franklin Park | $191 | $2,297 | +10% |
| Stewardson | $149 | $1,787 | -15% |
| Blue Mound | $147 | $1,761 | -17% |
| Chestnut | $151 | $1,807 | -14% |
| Macon | $145 | $1,746 | -18% |
| Oreana | $144 | $1,730 | -19% |
| Owaneco | $162 | $1,938 | -7% |
| Tovey | $154 | $1,851 | -12% |
| Chesterfield | $163 | $1,957 | -6% |
| Zeigler | $170 | $2,037 | -2% |
| Clare | $145 | $1,746 | -18% |
| Dekalb | $140 | $1,680 | -21% |
| Sterling | $138 | $1,652 | -23% |
| Woosung | $145 | $1,746 | -18% |
| Fulton | $144 | $1,724 | -19% |
| Lynn Center | $149 | $1,783 | -15% |
| Port Byron | $148 | $1,770 | -16% |
| Rapids City | $149 | $1,790 | -15% |
| Arlington | $146 | $1,750 | -17% |
| Depue | $146 | $1,753 | -17% |
| Hennepin | $153 | $1,839 | -12% |
| Morris | $145 | $1,738 | -18% |
| New Lenox | $153 | $1,832 | -13% |
| Williamsville | $156 | $1,871 | -11% |
| Mount Prospect | $160 | $1,921 | -8% |
| Wauconda | $146 | $1,749 | -17% |
| Great Lakes | $165 | $1,975 | -5% |
| Addison | $159 | $1,910 | -9% |
| Lafox | $145 | $1,746 | -18% |
| Westchester | $167 | $2,002 | -4% |
| Saint Francisville | $156 | $1,872 | -11% |
| Strasburg | $148 | $1,778 | -16% |
| Teutopolis | $145 | $1,737 | -18% |
| West Liberty | $153 | $1,838 | -12% |
| West Salem | $158 | $1,901 | -9% |
| Yale | $154 | $1,854 | -12% |
| Cornland | $153 | $1,834 | -13% |
| Ashland | $163 | $1,955 | -6% |
| Panama | $159 | $1,903 | -9% |
| Rockbridge | $168 | $2,010 | -4% |
| Worden | $161 | $1,931 | -8% |
| Carlyle | $156 | $1,874 | -11% |
| Evansville | $169 | $2,022 | -3% |
| Huey | $160 | $1,916 | -8% |
| Renault | $172 | $2,061 | -1% |
| Steeleville | $169 | $2,031 | -3% |
| Nebo | $169 | $2,025 | -3% |
| Annapolis | $156 | $1,877 | -10% |
| Lerna | $147 | $1,766 | -16% |
| Marshall | $150 | $1,806 | -14% |
| Hickory Hills | $180 | $2,156 | +3% |
| Hinckley | $144 | $1,730 | -19% |
| La Grange | $167 | $2,005 | -4% |
| Du Quoin | $163 | $1,960 | -6% |
| Fairfield | $160 | $1,922 | -8% |
| Louisville | $158 | $1,898 | -9% |
| Odin | $160 | $1,918 | -8% |
| Opdyke | $164 | $1,964 | -6% |
| South Holland | $198 | $2,382 | +13% |
| Bristol | $150 | $1,801 | -14% |
| Oak Brook | $154 | $1,851 | -12% |
| North Aurora | $145 | $1,741 | -18% |
| Oswego | $144 | $1,726 | -19% |
| Serena | $0 | $0 | -200% |
| Sugar Grove | $144 | $1,733 | -18% |
| Iuka | $161 | $1,932 | -8% |
| Mc Leansboro | $167 | $2,008 | -4% |
| Patoka | $160 | $1,923 | -8% |
| Sailor Springs | $158 | $1,900 | -9% |
| Texico | $166 | $1,992 | -4% |
| Justice | $190 | $2,278 | +9% |
| Odell | $145 | $1,738 | -18% |
| Sandwich | $145 | $1,742 | -18% |
| Wedron | $0 | $0 | -200% |
| Fox Valley | $146 | $1,757 | -17% |
| Norris City | $165 | $1,977 | -5% |
| Waltonville | $165 | $1,986 | -5% |
| Woodlawn | $163 | $1,951 | -7% |
| Saint Charles | $141 | $1,688 | -21% |
| Blue Island | $230 | $2,762 | +28% |
| Braidwood | $155 | $1,857 | -11% |
| Modesto | $158 | $1,892 | -10% |
| New Holland | $150 | $1,801 | -15% |
| Palmyra | $161 | $1,934 | -7% |
| Pleasant Plains | $161 | $1,933 | -7% |
| Waverly | $157 | $1,882 | -10% |
| Nokomis | $159 | $1,904 | -9% |
| Sorento | $158 | $1,891 | -10% |
| Aviston | $152 | $1,818 | -14% |
| Greenville | $156 | $1,873 | -11% |
| Highland | $160 | $1,915 | -8% |
| Lebanon | $161 | $1,932 | -8% |
| Lenzburg | $160 | $1,921 | -8% |
| Marissa | $161 | $1,927 | -8% |
| Saint Jacob | $159 | $1,904 | -9% |
| River Grove | $195 | $2,345 | +12% |
| Wasco | $146 | $1,756 | -17% |
| Winfield | $144 | $1,723 | -19% |
| Smithfield | $157 | $1,885 | -10% |
| Toulon | $151 | $1,814 | -14% |
| Woodhull | $148 | $1,775 | -16% |
| Dunlap | $155 | $1,855 | -12% |
| South Pekin | $145 | $1,736 | -18% |
| Trivoli | $157 | $1,888 | -10% |
| Savoy | $135 | $1,622 | -25% |
| Villa Grove | $143 | $1,714 | -19% |
| Benld | $157 | $1,888 | -10% |
| Glen Carbon | $167 | $2,008 | -4% |
| Stone Park | $210 | $2,515 | +19% |
| South Elgin | $147 | $1,762 | -17% |
| River Forest | $188 | $2,256 | +8% |
| Crest Hill | $169 | $2,025 | -3% |
| Flossmoor | $188 | $2,253 | +8% |
| Midlothian | $181 | $2,168 | +4% |
| Sherman | $155 | $1,858 | -11% |
| Bone Gap | $156 | $1,877 | -10% |
| Burnt Prairie | $161 | $1,935 | -7% |
| Coello | $168 | $2,021 | -3% |
| Crossville | $162 | $1,946 | -7% |
| Park Forest | $190 | $2,282 | +9% |
| Posen | $224 | $2,688 | +25% |
| Ransom | $0 | $0 | -200% |
| Summit Argo | $193 | $2,318 | +11% |
| La Grange Park | $166 | $1,989 | -5% |
| Ewing | $168 | $2,019 | -3% |
| Richview | $158 | $1,890 | -10% |
| Salem | $158 | $1,900 | -9% |
| Valier | $168 | $2,017 | -3% |
| Kilbourne | $161 | $1,929 | -8% |
| Lincolns New Salem | $156 | $1,867 | -11% |
| Lowder | $157 | $1,890 | -10% |
| Nilwood | $160 | $1,916 | -8% |
| Virginia | $162 | $1,947 | -7% |
| Woodson | $153 | $1,832 | -13% |
| Wadsworth | $151 | $1,816 | -14% |
| Zion | $161 | $1,937 | -7% |
| Lombard | $146 | $1,750 | -17% |
| Trilla | $147 | $1,765 | -16% |
| Willow Hill | $154 | $1,846 | -12% |
| Mechanicsburg | $163 | $1,961 | -6% |
| Palmer | $162 | $1,950 | -7% |
| Pana | $157 | $1,882 | -10% |
| Rochester | $149 | $1,782 | -16% |
| Tower Hill | $150 | $1,802 | -14% |
| Greenview | $163 | $1,955 | -6% |
| Fort Sheridan | $156 | $1,867 | -11% |
| Camden | $161 | $1,938 | -7% |
| Perry | $167 | $2,002 | -4% |
| Pittsfield | $165 | $1,975 | -5% |
| Calhoun | $158 | $1,892 | -10% |
| Edgewood | $148 | $1,781 | -16% |
| Martinsville | $154 | $1,846 | -12% |
| Mode | $150 | $1,798 | -15% |
| Palestine | $155 | $1,860 | -11% |
| Lake Villa | $147 | $1,770 | -16% |
| Round Lake | $152 | $1,818 | -14% |
| Burlington | $147 | $1,765 | -16% |
| West York | $156 | $1,877 | -10% |
| Argenta | $145 | $1,740 | -18% |
| Glenarm | $154 | $1,843 | -12% |
| Pawnee | $154 | $1,846 | -12% |
| Burbank | $185 | $2,215 | +6% |
| Peotone | $157 | $1,890 | -10% |
| Millbrook | $150 | $1,798 | -15% |
| Yorkville | $148 | $1,774 | -16% |
| Dix | $165 | $1,975 | -5% |
| Enfield | $163 | $1,952 | -6% |
| Keensburg | $156 | $1,876 | -10% |
| Creal Springs | $172 | $2,070 | -1% |
| Eddyville | $173 | $2,077 | -0% |
| Smithboro | $156 | $1,877 | -10% |
| Worth | $180 | $2,160 | +4% |
| Clarendon Hills | $150 | $1,796 | -15% |
| Earlville | $0 | $0 | -200% |
| Lee | $146 | $1,748 | -17% |
| Lyons | $172 | $2,063 | -1% |
| Millington | $0 | $0 | -200% |
| Montgomery | $147 | $1,769 | -16% |
| Plano | $149 | $1,786 | -15% |
| Ellery | $159 | $1,904 | -9% |
| Farina | $155 | $1,862 | -11% |
| Flora | $156 | $1,873 | -11% |
| Frankfort Heights | $165 | $1,976 | -5% |
| Grayville | $158 | $1,898 | -9% |
| Whittington | $168 | $2,012 | -3% |
| Alto Pass | $174 | $2,086 | +0% |
| Ava | $174 | $2,085 | +0% |
| Buncombe | $173 | $2,080 | -0% |
| Carrier Mills | $173 | $2,079 | -0% |
| Dowell | $168 | $2,014 | -3% |
| Elizabethtown | $177 | $2,128 | +2% |
Average car insurance costs by age and gender in Illinois
In Illinois, age is a significant determinant in the average cost of car insurance, with younger drivers typically facing higher premiums. It's important to note that while Illinois drivers may see their rates stabilize between the ages of 30 to 60, premiums tend to increase again as drivers enter their 70s. Gender also plays a role in the state, with male drivers often paying slightly more due to having a statistically higher accident risk.
The two tables below display rates by gender. They also distinguish between the average costs for experienced drivers with their own insurance policy and younger drivers who remain on their parents’ policy. Both tables provide a snapshot of how gender and age can influence average car insurance cost in Illinois.
| Age | Average annual full coverage premium in IL | Average minimum coverage premium in IL |
|---|---|---|
|
Age 16*
|
Average annual full coverage premium in IL
$4,893
|
Average minimum coverage premium in IL
$1,540
|
|
Age 18
|
Average annual full coverage premium in IL
$7,122
|
Average minimum coverage premium in IL
$2,222
|
|
Age 20
|
Average annual full coverage premium in IL
$5,557
|
Average minimum coverage premium in IL
$1,508
|
|
Age 25
|
Average annual full coverage premium in IL
$2,754
|
Average minimum coverage premium in IL
$729
|
|
Age 30
|
Average annual full coverage premium in IL
$2,268
|
Average minimum coverage premium in IL
$605
|
|
Age 40
|
Average annual full coverage premium in IL
$2,105
|
Average minimum coverage premium in IL
$572
|
|
Age 50
|
Average annual full coverage premium in IL
$1,953
|
Average minimum coverage premium in IL
$548
|
|
Age 60
|
Average annual full coverage premium in IL
$1,881
|
Average minimum coverage premium in IL
$538
|
|
Age 70
|
Average annual full coverage premium in IL
$2,065
|
Average minimum coverage premium in IL
$631
|
*16-year-old calculated on parents' policy with discounts applied; 18- and 20-year-old are renters on their own policies with no discounts applied
| Age | Average annual full coverage premium in IL | Average minimum coverage premium in IL |
|---|---|---|
|
Age 16*
|
Average annual full coverage premium in IL
$4,423
|
Average minimum coverage premium in IL
$1,419
|
|
Age 18
|
Average annual full coverage premium in IL
$6,320
|
Average minimum coverage premium in IL
$1,945
|
|
Age 20
|
Average annual full coverage premium in IL
$4,673
|
Average minimum coverage premium in IL
$1,346
|
|
Age 25
|
Average annual full coverage premium in IL
$2,522
|
Average minimum coverage premium in IL
$705
|
|
Age 30
|
Average annual full coverage premium in IL
$2,197
|
Average minimum coverage premium in IL
$607
|
|
Age 40
|
Average annual full coverage premium in IL
$2,060
|
Average minimum coverage premium in IL
$577
|
|
Age 50
|
Average annual full coverage premium in IL
$1,834
|
Average minimum coverage premium in IL
$552
|
|
Age 60
|
Average annual full coverage premium in IL
$1,853
|
Average minimum coverage premium in IL
$535
|
|
Age 70
|
Average annual full coverage premium in IL
$2,017
|
Average minimum coverage premium in IL
$616
|
*16-year-old calculated on parents' policy with discounts applied; 18- and 20-year-old are renters on their own policies with no discounts applied
Bankrate’s take: Statistically, males are often found to be involved in more accidents and engage in riskier driving behaviors compared to females, leading insurers to adjust premiums accordingly. However, it's crucial to recognize that these are general trends and individual premiums are influenced by a multitude of factors beyond gender. Therefore, the rate you pay will be personalized to reflect the unique risk you present.
Cost considerations for young drivers in Illinois
In Illinois, car insurance rates for young drivers can be hefty. Opting for a separate policy at the age of 18 can mean confronting premiums 72 percent more on average than if they remain on their parents' policy. This significant increase underscores the financial advantage of family policies for young Illinois drivers, although individual circumstances will ultimately guide these decisions.
| Age | Avg. annual premium for drivers in IL |
|---|---|
|
Age 16*
|
Avg. annual premium for drivers in IL
$4,658
|
|
Age 17
|
Avg. annual premium for drivers in IL
$4,210
|
|
Age 18
|
Avg. annual premium for drivers in IL
$3,898
|
|
Age 19
|
Avg. annual premium for drivers in IL
$3,725
|
|
Age 20
|
Avg. annual premium for drivers in IL
$3,318
|
*16-year-old calculated on parents' policy with discounts applied; 18- and 20-year-old are renters on their own policies with no discounts applied
| Age | Avg. annual premium for drivers in IL |
|---|---|
|
Age 18
|
Avg. annual premium for drivers in IL
$6,721
|
|
Age 19
|
Avg. annual premium for drivers in IL
$5,910
|
|
Age 20
|
Avg. annual premium for drivers in IL
$5,115
|
*16-year-old calculated on parents' policy with discounts applied; 18- and 20-year-old are renters on their own policies with no discounts applied
| Age | Avg. annual premium difference for drivers on their own policy |
|---|---|
| Age 18 | 72 percent more |
| Age 19 | 59 percent more |
| Age 20 | 54 percent more |
*18- and 20-year-old are renters on their own policies with no discounts applied
How does driving record impact the cost of car insurance in Illinois?
Having a clean driving record typically earns you the best car insurance rates in Illinois. If you have an infraction on your motor vehicle record, you can expect to pay more until your record is clean again. The more serious the incident, the more you will potentially pay for car insurance due to the perceived higher risk. For instance, having a speeding ticket will increase your car insurance by 25 percent more on average in Illinois, while having a DUI might increase your rate by an average of 84 percent more.
The table below shows the average increase per driving incident compared to the annual average cost of car insurance in Illinois.
| Driving incident | Avg. annual premium* in IL | Percentage increase from IL avg. annual premium* |
|---|---|---|
|
Clean driving record
|
Avg. annual premium* in IL
$2,083
|
Percentage increase from IL avg. annual premium*
0%
|
|
Avg. annual premium* in IL
$2,610
|
Percentage increase from IL avg. annual premium*
25%
|
|
|
Avg. annual premium* in IL
$3,050
|
Percentage increase from IL avg. annual premium*
46%
|
|
|
Avg. annual premium* in IL
$3,834
|
Percentage increase from IL avg. annual premium*
84%
|
*The rates reflected are for full coverage policies.
Car insurance rates in Illinois by credit tier
Illinois is among the many states that allow car insurance companies to base rates on a driver’s credit-based insurance score. A good credit history will usually qualify you for more favorable car insurance rates in Illinois, all other factors being equal.
| Credit tier | Avg. annual premium* in IL | Percentage difference from IL avg. annual premium* |
|---|---|---|
|
Avg. annual premium* in IL
$3,616
|
Percentage difference from IL avg. annual premium*
74%
|
|
|
Average
|
Avg. annual premium* in IL
$2,247
|
Percentage difference from IL avg. annual premium*
8%
|
|
Avg. annual premium* in IL
$2,083
|
Percentage difference from IL avg. annual premium*
0%
|
|
|
Excellent
|
Avg. annual premium* in IL
$1,769
|
Percentage difference from IL avg. annual premium*
-15%
|
*Rates reflect full coverage policies.
Illinois car insurance rates by vehicle type
When shopping for a new or used car, consider the type of vehicle you drive. The make and model you choose will affect your Illinois car insurance rates. For example, you might save hundreds of dollars per year insuring a Ford F-150 or Honda Odyssey rather than the car used for our average base rate in Illinois, a Toyota Camry. But insuring a BMW 330i could mean paying significantly more than the average cost of car insurance in Illinois.
| Vehicle | Avg. annual premium* in IL |
|---|---|
|
Avg. annual premium* in IL
$2,083
|
|
|
Avg. annual premium* in IL
$1,931
|
|
|
Avg. annual premium* in IL
$1,777
|
|
|
BMW 330i
|
Avg. annual premium* in IL
$2,551
|
|
Toyota Prius
|
Avg. annual premium* in IL
$2,120
|
*Rates reflect full coverage policies.
Estimate your car insurance cost in Illinois
Navigating car insurance costs doesn't have to be a shot in the dark. Bankrate's car insurance calculator is designed to simplify the process by estimating your potential monthly premium. Input your details and this intuitive tool will provide you with a ballpark figure, helping you understand the possible insurance expenses you might expect in Illinois. Keep in mind that this is an estimate and not a final quote, but it's a solid starting point to help you plan financially.
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How to save on car insurance in Illinois
Illinois drivers, particularly those who live in more expensive areas like greater Chicago, might want to invest some time and effort to save on car insurance. Some ways to reduce your bill include:
- Ask for multiple quotes: You may be surprised at the range of quotes you receive if you ask for quotes from more than one insurer. Each company has its own algorithm to determine your rate, so don't assume that the first quote you get is going to be the cheapest option.
- Do an insurance review: When your insurance policy comes up for renewal, take a few minutes to review it in depth with your agent. Consider if you should make any changes, like removing coverage types you no longer need or lowering coverage levels as your car depreciates.
- Buy an insurance-friendly vehicle: Some cars, such as a Honda Odyssey or Ford F-150, are typically cheaper to insure. If the cost of vehicle insurance causes some strain on your budget, avoid more expensive vehicles such as 4x4s, sports cars and exotic cars.
- Bundle car insurance: Bundling home and car insurance is typically one of the single biggest discounts available. You can often still get a discount if you bundle renters insurance with your car insurance, too.
- Take advantage of all possible discounts: Almost every insurer offers at least a few discounts, and many may be easy to qualify for. You could save money if your car has safety features, such as a blind spot monitoring system. Students can often save money by maintaining a high GPA. And telematics programs could save you a double-digit percentage if you prove yourself to be a safe and careful driver.
46
years of industry expertise
122
carriers reviewed
34.5K
ZIP codes examined
1.2M
quotes analyzed
Frequently asked questions
46
years of industry expertise
122
carriers reviewed
34.5K
ZIP codes examined
1.2M
quotes analyzed
Methodology
Bankrate utilizes Quadrant Information Services to analyze April 2024 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Rates are weighted based on the population density in each geographic region. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits:
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- $50,000 property damage liability per accident
- $100,000 uninsured motorist bodily injury per person
- $300,000 uninsured motorist bodily injury per accident
- $500 collision deductible
- $500 comprehensive deductible
To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. Our base profile drivers own a 2022 Toyota Camry, commute five days a week and drive 12,000 miles annually.
These are sample rates and should only be used for comparative purposes.
Credit-based insurance scores: Rates were calculated based on the following insurance credit tiers assigned to our drivers: “poor, average, good (base) and excellent.” Insurance credit tiers factor in your official credit scores but are not dependent on that variable alone. Four states prohibit or limit the use of credit as a rating factor in determining auto insurance rates: California, Hawaii, Massachusetts and Michigan.
Incidents: Rates were calculated by evaluating our base profile with the following incidents applied: clean record (base), at-fault accident, single speeding ticket and single DUI conviction.
Model: To determine cost by vehicle type, we evaluated our base profile with the following vehicles applied: BMW 330i, Ford F-150, Honda Odyssey, Toyota Prius and Toyota Camry (base).
Age: Rates were calculated by evaluating our base profile with the ages 16-70 (base: 40 years) applied. Depending on age, drivers may be a renter or homeowner. Age is not a contributing rating factor in Hawaii and Massachusetts due to state regulations.
Gender: The following states do not use gender as a determining factor in calculating premiums: California, Hawaii, Massachusetts, Michigan, North Carolina, Pennsylvania.
Teens: Rates were determined by adding a 16- or 17-year-old teen to their 40-year-old married parents' policy. The rates displayed reflect the total cost of a driver this age added to their parents’ policy unless otherwise noted.
Written by
Ashlyn Brooks
Ashlyn Brooks is a finance writer with more than half a decade of experience, known for her knowledge in areas such as taxes, insurance, investing, retirement, finance news, and banking products.
Reviewed by
Director of corporate communications, Insurance Information Institute
Mark Friedlander