Shopping for new or used auto insurance? You can save money and time by getting a car insurance quote online. Here’s how to score when shopping online.
Get your personal information together
Get an accurate quote by pulling together information about yourself, other drivers on the policy, your car and its history. Have the drivers’ licenses, employment histories, employers’ addresses and an estimate of how many miles you and the other drivers drive to work each day. If you have past accidents or traffic violations, you’ll also need that information.
Decide what coverage you need
Typically, six types of coverage comprise standard auto insurance policies: bodily injury, personal property and liability, personal injury protection, or PIP, collision, comprehensive and uninsured motorist. Not all of these are required and limits vary in each state, though, so review the basics of each and decide what is best for you.
Visit an auto insurance quote comparison site
The easiest way to get a car insurance quote online is to visit a comparison site, like NetQuote.com, a Bankrate company. A comparison site allows you to enter information once and get quotes from several different companies at one time. It saves time and gives you several options to compare.
Read the fine print before you sign up
Don’t buy an auto insurance policy without reviewing comparable policies from at least three other companies. Read the fine print for all the policies so you understand all the specifics. What might look like a great deal could end up costing a lot later on if the coverage isn’t as comprehensive as you initially thought.
With these four steps, you’ll be able to find the right car insurance quote online and drive with confidence.