Your guide to Wells Fargo Go Far® Rewards

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While some rewards credit cards only offer cash back or statement credits, many travel credit cards have their own loyalty programs altogether. For example, Chase credit cards dole out points in the Chase Ultimate Rewards program and some Amex credit cards let you rack up American Express Membership Rewards points. Both can be redeemed in a number of ways, including for gift cards, travel, merchandise and more.

The Wells Fargo Go Far® Rewards program is the credit card rewards program that’s associated with some Wells Fargo credit cards. Like similar options, this program lets you earn rewards good for a variety of redemptions depending on your needs.

If you’re considering a Wells Fargo credit card and want to know what your rewards may be worth, keep reading to learn more about the Wells Fargo Go Far Rewards program, including how to earn and redeem points.

What are Wells Fargo Go Far Rewards?

Wells Fargo Go Far Rewards is a credit card loyalty program that lets you earn points on everything you buy, including gas, groceries or dining. While this loyalty program is shared among multiple Wells Fargo credit cards, keep in mind that you may earn different amounts of points depending on the card you have.

Some cards in this program even offer generous welcome offers worth thousands of points on their own. Before you get started earning these rewards, you’ll want to compare eligible cards carefully and pick one that aligns with your spending habits.

How to sign up for Go Far Rewards

To join the Wells Fargo Go Far Rewards program, you’ll need to sign up for a credit card that earns this type of rewards. Once you apply for a card and you’re approved, you’ll be automatically enrolled in Go Far Rewards. You don’t need to do anything to sign up other than begin earning points on your credit card.

To access your rewards, simply log in to your Wells Fargo online account or app. You can also visit the Go Far Rewards website and log in from there. Once you’re logged in, you’ll be able to view and redeem your rewards.

Which Wells Fargo credit cards earn Go Far Rewards?

When it comes to earning Wells Fargo Go Far Rewards, you should spend some time comparing card options before you apply. You may find one Wells Fargo credit card works better for your needs than others due to the rewards rate or cardholder perks you receive.

Here are the main card options you can choose from:

Wells Fargo Propel American Express® card: Best for everyday spending

  • Welcome bonus: 20,000 bonus points when you spend $1,000 on your card within three months of account opening
  • Rewards: Earn 3X points on dining (including delivery services), flights, ride-shares, transit, gas stations, car rentals and popular streaming services; 1X points on other purchases
  • Annual fee: $0

The Wells Fargo Propel American Express® card is an excellent option for everyday spending due to the plethora of categories you can earn 3X points in. There’s no annual fee, and you can even earn a generous welcome bonus worth $200 in cash redemption value when you spend $1,000 on your card within the first three months. As an added bonus, you’ll get an introductory 0 percent APR on purchases and qualifying balance transfers for 12 months, followed by a variable APR of 14.49 percent to 24.99 percent.

Wells Fargo Visa Signature® Card: Best for airfare

  • Welcome bonus: None
  • Rewards: Earn 5X points on up to $12,500 spent on gas, grocery and drugstore purchases for the first six months; 1X points on other purchases
  • Annual fee: $0

The Wells Fargo Visa Signature® Card can be a good choice if you want to be able to maximize bonus categories for the first six months. However, it can also be fruitful if you want to redeem your rewards for airfare since this option gives you 50 percent more value for your points. There’s no annual fee to pay, yet there’s currently no sign-up bonus, either. This card also comes with exceptional Visa Signature benefits, which can include invite-only events.

Wells Fargo Rewards® Card: Best for intro APR

  • Welcome bonus: None
  • Rewards: Earn 5x rewards points earned for up to $12,500 spent on gas, grocery, and drugstore purchases for the first 6 months and 1x points on other purchases
  • Annual fee: $0
  • 0 percent APR on purchases and qualifying balance transfers for 15 months, followed by a variable APR of 12.49 percent to 25.49 percent

The Wells Fargo Rewards® Card is similar to the Visa Signature version with the same rewards earning rates. There’s no annual fee, and this card’s introductory 0 percent APR on purchases and qualifying balance transfers for 15 months (12.49 percent to 25.49 percent variable APR after) also makes it a good option if you need to consolidate debt or pay down a large purchase without interest over time.

Related: How to do a Wells Fargo balance transfer

Wells Fargo Cash Wise Visa® card: Best for flat-rate rewards

  • Welcome bonus: Earn a $150 cash rewards bonus after spending $500 on purchases in the first 3 months
  • Rewards: Earn 1.8 percent cash rewards on digital wallet purchases including Google Pay™ or Apple Pay® during the first 12 months from account opening; unlimited 1.5 percent cash rewards on your purchases
  • Annual fee: $0
  • Intro 0 percent APR on purchases from account opening and qualifying balance transfers for 15 months, followed by a variable APR of 14.49 percent to 24.99 percent

The Wells Fargo Cash Wise Visa® card is another option that lets you earn Go Far Rewards, yet this card is geared to people who want to earn cash back. You earn a flat rate of 1.5 percent cash rewards on your purchases, although you can boost that to 1.8 percent cash rewards when you pay with a qualifying digital wallet like Apple Pay® or Google Pay™. The initial bonus is also easy to earn, and you can qualify for an introductory 0 percent APR on purchases from account opening and qualifying balance transfers for 15 months (14.49 percent to 24.99 percent variable APR after) for a limited time.

Ways you can earn Go Far Rewards

The path to earning points in the Wells Fargo Go Far Rewards program involves spending on an eligible Wells Fargo credit card. Also, note that the Wells Fargo Earn More Mall lets you earn even more bonus points when you shop online and click through the portal. And remember, the points you earn in the online portal are offered on top of the rewards you earn with your credit card.

How to redeem Go Far Rewards

When it comes to redeeming Wells Fargo Go Far Rewards, you have many different options to choose from including cash back, charitable donations, merchandise and gift cards. You can also transfer them to another rewards card you own, gift them to other Wells Fargo Go Far Rewards members or pool your rewards with others.

Most importantly, you can use Go Far Rewards from Wells Fargo for a variety of travel redemptions. Options include:

  • Airline tickets
  • Car rentals
  • Cruises
  • Experiences
  • Hotel stays
  • Sporting and special events
  • Vacation packages

What are Go Far Rewards worth?

According to recent valuations from The Points Guy and our own internal analysis, Wells Fargo Go Far Rewards points are worth approximately 1.5 cents each. However, the value you get for your rewards can vary widely. For example, cardholders with the Wells Fargo Visa Signature can increase the value of their points by 50 percent when they redeem them for airfare. Also, note that cash back and gift cards will net you just one cent per point in value.

How do Go Far Rewards compare to other cards’ points value?

The following chart shows how Wells Fargo Go Far Rewards points compare to points offered by other major credit card programs.

Program Rewards value (average)
Wells Fargo Go Far Rewards 1.5 cents each
American Express Membership Rewards 2 cents each
Capital One Rewards 1.4 cents each
Chase Ultimate Rewards 2 cents each

The bottom line

The Wells Fargo Go Far Rewards program is worth considering if you want to earn points that can be redeemed in more than one way. After all, you can use these points for cash back, gift cards or merchandise, but you can also redeem them for an array of travel options.

This program is also one of the few that lets you pool your points with other members for convenience, which can be important if you prefer to share points with your partner or family members.

At the end of the day, there are plenty of reasons to earn points in this program and few reasons not to. However, you should compare credit cards from this issuer to other top rewards credit cards before you apply.

The information related to the Wells Fargo Cash Wise Visa® card, Wells Fargo Propel American Express card, Wells Fargo Visa Signature® Card and Wells Fargo Rewards® Card has been collected by Bankrate and has not been reviewed or provided by the issuer or provider of this product or service.

Written by
Holly D. Johnson
Author, Award-Winning Writer
Holly Johnson began her career working in the funeral industry, which may make you wonder why she works in personal finance now. Yet, the funeral industry taught the author everything she needs to know about the value of one's money and time. Johnson left the mortuary business a decade ago in order to explore her passion for personal finance and travel the world, and since then, she and her husband have built a debt-free lifestyle that has them on the path to retire very wealthy in their 40s. Holly's love of budgeting also led to the creation of her debt payoff book, “Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love."
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