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Southwest® Rapid Rewards® Premier Business Credit Card review: A decent pick for small-business owners flying Southwest
Snapshot
4.7
Bankrate rating
Rating: 4.7 stars out of 5
Bottom line
There are a lot of benefits to the Southwest Rapid Rewards Premier Business Card, including a generous sign-up bonus, valuable anniversary points and the opportunity to qualify for Elite Status; however, if you want higher-tier rewards or don’t want to limit yourself to Southwest rewards, the Southwest Rapid Rewards Performance Business Card or a general business travel rewards card may be a better choice.
Earn 3X points on Southwest Airlines® purchases. Earn 2X points on Rapid Rewards® hotel and car partners. Earn 2X points on rideshare.
1 point per $1 spent on all other purchases.
Earn 3X points on Southwest Airlines® purchases. Earn 2X points on Rapid Rewards® hotel and car partners. Earn 2X points on rideshare.
1 point per $1 spent on all other purchases.
Annual fee
$99
Intro offer
60,000 points
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Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
Regular APR
20.49% - 27.49% Variable
Recommended Credit Score
Excellent (740 – 850)
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A FICO score/credit score is used to represent the creditworthiness of a
person and may be one indicator to the credit type you are eligible for.
However, credit score alone does not guarantee or imply approval for any
financial product.
A FICO score/credit score is used to represent the creditworthiness of a
person and may be one indicator to the credit type you are eligible for.
However, credit score alone does not guarantee or imply approval for any
financial product.
Southwest® Rapid Rewards® Premier Business Credit Card Overview
The Southwest® Rapid Rewards® Premier Business Credit Card offers loyal business travelers who fly with Southwest Airlines a way to enjoy additional travel benefits. You can earn 3X points on purchases with the airline, 2X points on rideshares and Southwest’s Rapid Rewards® hotel and car rental partners along with 1X points on all other purchases. You can redeem your points for Southwest Airlines flights, which have no restrictions, change fees or blackout dates.
What are the pros and cons?
Pros
Solid welcome offer and an enticing 6,000-point bonus on your account anniversary each year
No foreign transaction fees
Earn points faster by adding free employee cards and using the Tier Qualifying Points offer to qualify for elite status faster
Decent travel and purchase protections
Cons
A moderate $99 annual fee
Rapid Rewards points will largely limit you to booking Southwest flights
The only bonus category outside Southwest and its partners is for rideshares, which may limit your rewards potential
