Green Dot primor® Visa® Classic Secured Credit Card

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Recommended Credit Score

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Annual Fee:
Purchase Intro APR:
Regular APR:
13.99% (Fixed)
Terms and Restrictions Apply

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The information about the Green Dot primor Visa Classic Secured Credit Card has been collected independently by The card details have not been reviewed or approved by the card issuer.

Another in a line of secured cards issued by FDIC-insured Green Dot Bank, based in Pasadena, California, the Green Dot primor® Visa® Classic Secured Credit Card rivals its cousin, the Green Dot primor® Mastercard® Gold Secured Credit Card, in offering a low-interest option to consumers who don’t have many.


As far as secured credit cards go, the Green Dot primor Visa Classic Secured Credit Card isn’t terrible. It offers a good fixed interest rate and a fairly low annual fee. But this is the type of card you get when you have few other choices.

There’s no application fee, and with regular on-time payments, you can boost your credit score because this card reports to all three of the major credit bureaus.

The main requirement is opening a savings account with Green Dot Bank and depositing an amount from $200 to $5,000. Your credit line will equal the amount you deposit.

The major drawback here is the annual fee, which is $39. That’s better than the gold card, but there are no-fee options available. You should consider those first.

Who should get this card

If you need a credit card, but don’t qualify for an unsecured one the Green Dot primor Visa Classic Secured Credit Card can help you boost your credit ratings with regular on-time payments.


  • This card has a fixed annual percentage rate of 13.99 % for purchases – a good rate for a secured card and better than many unsecured cards.
  • There are no credit score requirements for approval.


  • Unlike some other secured credit cards, there’s no option to “graduate” to an unsecured card with good payment behavior.
  • There are no rewards or sign-up bonuses with this card.
  • This card charges a 3% foreign transaction fee.
  • There is no opportunity to transfer a balance from a high-interest card.

Fees and APR

  • You’ll pay a $39 annual fee, that’s slightly lower than the fee on the gold card.
  • This card has a fixed APR of 13.99%, which is rare. There aren’t too many fixed rate cards available today.

Extras and perks

Unlike most credit cards, the interest rate on Green Dot primor Visa Classic Secured Credit Card is fixed so you won’t be subject to any rate increases as with variable rate credit cards.

You cannot earn rewards on this card.