Copper Rock's Top 0% Credit Cards

Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel

$0 annual fee and no foreign transaction fees

Earn unlimited 1.25X miles on every purchase, every day

Miles won't expire for the life of the account and there's no limit to how many you can earn

Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel

Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel

Transfer your miles to your choice of 15+ travel loyalty programs

Enjoy 0% intro APR on purchases and balance transfers for 15 months; 18.74% - 28.74% variable APR after that; balance transfer fee applies

Top rated mobile app

Intro Offer: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards.

Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. You'll still earn unlimited 1% cash back on all other purchases.

Get a 0% intro APR for 18 months on balance transfers. Then 17.74% to 26.74% Standard Variable APR applies, based on credit worthiness. Rates as of December 15, 2025.

Redeem cash back for any amount

No annual fee.

Terms and conditions apply.

Apply Now to take advantage of this offer and learn more about product features, terms and conditions.

Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.

Earn unlimited 2% cash rewards on purchases.

0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 18.49%, 24.49%, or 28.49% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.

$0 annual fee.

No categories to track or remember and cash rewards don’t expire as long as your account remains open.

Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.

Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.

Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening

$0 annual fee and no foreign transaction fees

Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases

Earn 8% cash back on Capital One Entertainment purchases

Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel

No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn

0% intro APR on purchases and balance transfers for 12 months; 18.74% - 28.74% variable APR after that; balance transfer fee applies

Top rated mobile app

Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.

No Annual Fee.

Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 19.49% to 28.49% variable APR.

Plan It®: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don’t have the pressure of paying all at once. Simply select the purchase in your online account or the American Express® App to see your plan options. Plus, you’ll still earn rewards on purchases the way you usually do.

Earn 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.

Get up to a $7 monthly statement credit after using your enrolled Blue Cash Everyday® Card for a subscription purchase, including a bundle subscription purchase, at Disneyplus.com, Hulu.com, or Plus.espn.com U.S. websites. Subject to auto-renewal.

Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.

Terms Apply.

Unlimited Bonus: Unlimited Mile-for-Mile match for all new cardmembers—only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match. You could turn 35,000 Miles into 70,000 Miles.

Automatically earn unlimited 1.5x Miles on every dollar of every purchase

No annual fee.

Turn Miles into cash. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants, and more.

0% intro APR for 15 months on purchases. Then 17.74% to 26.74% Standard Variable Purchase APR will apply. Rates as of December 15, 2025.

Terms and conditions apply.