Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The credit card approval process can be speedy or could take weeks.
Too many credit card applications in a short period can hurt your credit score.
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — which is better?
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
Both authorized users and joint applicants can share credit cards, but should they?
Retailers pay a commission to cash back sites as you make qualifying purchases.
Earning an 800 credit score proves you’re a creditworthy consumer.
Even though they don’t impact your credit utilization, charge cards still impact your credit.
Unauthorized use, billing errors and complaints are covered by two laws. Here’s what you need to know.
Identity theft can be tricky, but you have rights if you fall victim to fraud.
Closing a card can increase your credit utilization, which can hurt your score.
When you are ready, it’s a good idea to move from a secured card to an unsecured card.