Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The credit card approval process can be speedy or could take weeks.
Too many credit card applications in a short period can hurt your credit score.
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — which is better?
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
American credit card balances rose to $1.13 trillion in the last quarter of 2023
It’s more important than ever to make sure that you get the highest offer possible when applying for a credit card.
A credit card with a 0 percent intro APR can help you pay off debt.
Picking up a credit card after bankruptcy may seem like a huge risk, but this step could actually be crucial to your financial recovery.
Earn credit card rewards on spending you’re already doing.
Consider the Chase Freedom Flex if you want optimal rewards with no annual fee.
Did you overspend this holiday season? We’ve got expert advice to help you get back on track.
The right credit card deal can make holding a card even more valuable.