Credit Card Advice
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- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The credit card approval process can be speedy or could take weeks.
Too many credit card applications in a short period can hurt your credit score.
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — which is better?
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
How Capital One cash advances work and what you should consider before you request one.
You are generally not responsible for your spouse’s credit card debt unless you are a co-signer for the card or it is a joint account. But some state laws vary and you may be liable for this debt.
Here’s your guide to activating your phone’s mobile wallet.
What is an adjusted balance, and how does it affect how much you pay in interest?
A balance transfer could be a helpful way to streamline your high-interest debt.
Credit card scams are getting more sophisticated in 2023.
When scissors can’t destroy your metal credit cards, try these methods instead.
The Fair Credit Billing Act provides an actual timeframe for an issuer to resolve disputes.