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Budgeting basics

A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.

Budgeting tips

A couple budgets together.
Not having success with your savings? A budget can make things a little easier.
Woman using a calculator and examining financial documents
Understanding discretionary income can help you with your budgeting strategy.
Our guide tackles the basics of disposable income and how you can use it to budget.

Calculate your savings

Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.

Latest articles

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Walk away with stacks of cash just for opening a checking or savings account.
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Managing your finances and choosing the right bank can be daunting, especially in a state as big and diverse as Florida.
Stacks of money lined up against a colorful red background
I’ve been in financial services for nearly 14 years and have helped customers with the most common deposit products, but this month was the first time I opened a certificate of deposit (CD) for myse [...]
Person Putting Coin In Piggy Bank At Table
Savers can still earn yields on deposit accounts that are outpacing inflation, even as some yields have decreased recently as banks anticipate a likely Federal Reserve rate cut in September. One such option [...]
Woman online banking with a tablet
How Reg. D impacts your savings account and why it pays to check with your bank.
Young couple paying bills online
Online bill pay can add convenience and security to managing your routine bills.
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Depositing cash into someone’s account isn’t always possible, but there are options.
white-collar woman looks tired in the office
Despite strong economic indicators, many Americans are experiencing a “vibecession.”
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Here’s a helpful guide to how much you need in savings over the course of your life.
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Creating a timeline is a useful way to plan and meet all your financial goals.
Illustration of construction workers on a roof
An emergency fund is an essential part of a solid financial plan.
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It’s important to find the right home for your emergency savings.
Calendar of 2023
Use this challenge to stash more cash toward your savings goals.
Young man choosing oranges in the supermarket
Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.
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Rainy day and emergency funds differ but together provide a sound financial plan.
Woman having coffee and texting on her phone at home
Should you let these fintechs automate your budgeting?
Father and mother leaving house with baby in stroller
Interest rates are on the rise. Follow these tips to find a savings account that can keep up.
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A new Bankrate survey also finds 1 in 4 Americans is open to buying a home in 2017.
In case of emergency, break emergency savings fund | Creative RF/Getty Images
1 in 4 Americans has no savings, our survey finds. Here’s how stashed cash can help.
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Impatience with income has led to a wavering sense of financial security in the U.S.
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20% of Americans don’t have any savings, but millennials buck the trend.
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Finances can be complicated for those 40 and up. Here’s how to make your 40s fabulous.
Crumpled money and a pink piggy bank
When we asked people how much they save, the answer was surprising.
You started the year with financial goals but haven’t kept up. Now’s the time to recommit.
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