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Rebecca Betterton
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3Years of experience
- Auto Loans
- Personal loans
- Personal finance
- Budgeting
- Certified Financial Education Instructor℠, National Financial Educators Council
- Bachelor of Arts in Strategic Communications, Elon University
About the author
Rebecca Betterton, a Certified Financial Education Instructor℠, is a writer for Bankrate who has been reporting on auto loans since 2021. Through her writing, Rebecca aims to provide clarity and accessibility to the automotive loans industry as the cost of financing new and used vehicles continues to climb due to steep inflation.
She specializes in assisting readers in navigating the ins and outs of securely borrowing money to purchase a car, but recently widened her scope to cover personal loans and other debt topics. Prior to her time at Bankrate, she was a social media reporter and copywriter.
When Rebecca isn’t researching recent trends in personal finance, she is an avid runner and a lover of interior design.
Rebecca beyond Bankrate
Rebecca wants you to know
Rebecca understands the anxiety that comes with heading to a dealership. She is passionate about empowering readers to make informed financial decisions in the showroom through focused advice and guidance. Outside of that, she has spent the last year researching EV financing and trends to make it more accessible for all sorts of drivers.
Rebecca's latest articles
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Earnest
Earnest is a loan servicer known primarily for its student loans. Earnest has partnered with Fiona, a lender matching platform, to help borrowers find, compare and choose from qualifying lenders.
Jul 18, 2024 -
TD Bank
If you prefer to do business at a brick-and-mortar bank, TD Bank could be a good fit for your personal loan needs.
Jul 18, 2024 -
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What’s your state’s average car loan balance?
Delinquencies are returning to pre-pandemic levels — see where your state lands.
4 min read Jun 24, 2024 -
Avant vs. OneMain Financial: Which offers better personal loans?
Avant and OneMain Financial cater to borrowers with bad to fair credit scores.
4 min read Jun 19, 2024 -
How does a debt management plan affect applying for loans?
A debt management plan shouldn’t prevent you from getting credit.
4 min read Jun 14, 2024 -
EV tax credit: What to know before you buy
Find out if your new car could make you eligible for a $7,500 tax credit.
9 min read Jun 14, 2024
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How to get a personal loan with bad credit & special considerations
You still can snag a personal loan with a low credit score. Here’s how.
10 min read Jul 25, 2024 -
What is an auto loan and how does it work?
An auto loan allows you to borrow money from a lender in order to purchase a car.
5 min read Jul 25, 2024 -
Preapproved auto loans: What they are and why to get one
Learn how you can save time and money by getting preapproved for an auto loan.
6 min read Jul 23, 2024 -
How to get a car loan with bad credit: 10 tips for finding the best
Shopping around is important if you’re seeking a car loan with bad credit.
6 min read Jul 23, 2024 -
Why you shouldn’t roll over your car loan
Rolling over your car loan increases the negative equity of your vehicle.
4 min read Jul 19, 2024 -
Is car loan interest tax deductible?
If certain conditions are met, you can deduct some or all of the interest payments you make on your car loan from your federal taxes.
4 min read Jul 19, 2024 -
The best places for finding auto loans with bad credit
This guide explores where to buy a car with bad credit to get the best deal.
5 min read Jul 18, 2024 -
Upstart vs. Best Egg: Which offers better personal loans?
Upstart and Best Egg are both good lenders for fair-credit borrowers.
3 min read Jul 18, 2024