How secured auto loans work
Secured auto loans are the most common type available.
Kellye Guinan is a Bankrate editor. She joined the team in 2024 with seven years of experience already under her belt covering everything from auto loans to debt consolidation. Her journey started the same as most people, with little knowledge of the finance world outside budgeting basics.
Kellye helps others navigate auto and personal loans. At her core, she believes people deserve to make the most of their money and feel confident managing their finances, so she strives to write about personal finance in ways everyone can understand. Her goal is to break down the most complex aspects of personal finance into manageable tips paired with expert advice.
In her free time, she loves studying languages and reading an absurd amount of books. You can often find her around Chattanooga drinking bubble tea and lounging by the river. And yes, she will talk your ear off about the importance of smart budgeting — even when she’s not working.
No one is born with an innate knowledge of finance, but everyone can learn it if they have access to the right tools. She wants to ensure the advice, articles and comparisons she works on are factual without being bogged down by jargon. When we approach difficult topics with empathy and understanding, we succeed.
Shopping around is the best way to get a car loan at a lowest possible rate.
Compare personal loans and home equity loans to see which is best for your finances.
Four loan options to consider when you’re facing an emergency bill or expense.
Digging your way out of deep debt is hard, but there are options.
Before you get a personal loan, the lender will want to know what your credit score is.
Compare auto loan rates. See rates for new and used car loans and find auto loan refinance rates from lenders.
Bankrate’s list of best debt relief companies is curated with consumers in mind. We look for companies with transparent terms and conditions and that have a well-established and proven track record when it comes to helping people succeed in their path to becoming debt-free.
RV loans allow you to finance the purchase of an RV with a small down payment. Bankrate reviewed and compared rates and terms from the best RV loan providers.