Personal loan interest rate forecast for 2025: Economic uncertainty is keeping rates mostly unchanged
In 2025, rates remain high amid economic uncertainty.
Katie Lowery is a Loans and Home Lending teams, where she shapes content to help people navigate borrowing money, personal finance and overall financial health. She’s passionate about financial literacy and strives to help consumers make informed decisions with their money.
Before joining Bankrate, Katie edited personal finance content at LendingTree and CNN Underscored Money. She has spent more than a decade editing financial and economic content and was the sole editor of several award-winning books. When she’s not exploring the latest lending trends, Katie enjoys knitting, tending to her growing plant collection and traveling with her family. She currently lives outside Austin, Texas.
Borrowing money and managing debt can feel overwhelming, but if you have an understanding of the process and a clear goal in mind, your money can work for you. A great first step is to check your credit score and reports, then focus on improving your credit profile so you’re well positioned to borrow at an affordable rate.
In 2025, rates remain high amid economic uncertainty.
Auto rates will likely not decrease this year. Consider how to still save.
Fed hikes means higher rates — but there are still ways to save.
Prepare for high rates of inflation if you plan to buy a vehicle this season.
Prosper was the first to enter the peer-to-peer lending market and offers unsecured personal loans to borrowers through an entirely virtual process.
Upgrade offers fixed-rate personal loans of up to $50,000 to borrowers with fair credit or better. The application is online, with fast approval.
If student loans don’t cover everything you need as a college student, a personal loan might be an option.
Congratulations! Becoming debt-free is a game-changer. Making that last payment on credit cards, student loans or whatever debt burden you carried must have been a huge weight off your shoulders. After [...]