Skip to Main Content

Loans

Whether you need a personal, auto, student, or small business loan, we'll help you choose the loan that's right for you.

Helpful links

A Black couple and loan underwriter look at a contract.
A personal loan is used for financing large purchases or covering major expenses.
Man and child sitting at table smiling at laptop.
Getting the best financing for your new set of wheels requires time and research.
A Black woman studying at a table with an illustrated light green background
Paying for college is a challenge for many students, but student loans can help.

Reviews & tools

Upgrade logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
SoFi logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Rebecca Betterton headshot

Rebecca Betterton Arrow Right Icon

Certified Financial Education Instructor℠

Denny Ceizyk headshot

Denny Ceizyk Arrow Right Icon

Senior Loans Writer

Lauren Nowacki headshot

Lauren Nowacki Arrow Right Icon

Senior Loans Writer

The latest

2 men and a woman discuss something at a table.
How much of a business loan you get depends on factors like your annual revenue.
design image of mark knatrowitz's headshot
The Treasury is a better fit than the SBA, says expert Mark Kantrowitz.
Man and woman holding sparklers to celebrate a wedding outside a red bark.
Wedding loans can help you pay for your dream day but understand the cons.
A closeup of hands as the person peels a sticky note while surrounded by other common office supplies. Design is on top of a light purple background.
Home equity loans or balance transfer cards may be a better way to consolidate debt.
A young Black woman smiling as she takes a key while sitting in the driver's seat of a vehicle.
There is no minimum credit score, but lenders have varying minimum requirements.
A white woman inspects a car at a dealership.
Shopping around is the best way to get a car loan at a lowest possible rate.
A smiling coffee shop owner leans over the counter, working on a laptop.
Some of the best easy business loan lenders have lower eligibility requirements and offer a variety of loan types.
Two people speaking while holding a tablet.
Learn how to refinance a business loan to save money or lower your monthly payment.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc