Homesite insurance review 2024

Homesite car insurance cost

Bankrate’s insurance editorial team keeps track of average premiums across the country via proprietary rate data sourced from Quadrant Information Services. According to our research, the national average cost of car insurance for a full coverage policy is $2,545 per year, with a minimum coverage policy averaging $741 per year. However, how much you pay for car insurance can vary based on several rating factors, including (but not limited to) your driving record, location, the type of vehicle you drive and, in some states, your credit history.

Rate data for Homesite is not available, so you will have to request a quote online or reach out to a licensed agent to find out how much you might pay for Homesite car insurance.

Homesite customer satisfaction

For some, customer service is as important as cheap rates. Bankrate’s insurance editorial team typically looks at various third-party scoring metrics to evaluate a company’s customer satisfaction and financial strength. Many Homesite insurance products are unrated by J.D. Power for customer satisfaction, but the company did earn 533/1,000 in the 2023 U.S. Insurance Digital Experience Study in the shopping category. In addition, AM Best rated it an A (Excellent) for financial strength. However, Homesite may have several underwriting companies, and these companies’ performance may vary depending on the type of insurance and location.

Homesite auto claims satisfaction

Homesite car insurance is underwritten by CONNECT. While Homesite itself was not included in the 2023 J.D. Power U.S. Auto Insurance Study, CONNECT was included in the California region, where it earned second place with a score of 839. CONNECT was not included in the 2023 U.S. Auto Claims Satisfaction Study from J.D. Power.

Homesite auto insurance customer complaints

Homesite car insurance discounts

If you are searching for the cheapest car insurance company, Homesite offers a long list of discount opportunities that might help you save. Discounts could have additional eligibility and availability restrictions, so for more information, reach out to a Homesite agent. Potential offerings include:

• Garage discount: If you park your vehicle in a garage instead of on the street, you could earn a discount.
• Affiliation discount: You might save on your car insurance if you are a member of an alumni association or other group affiliated with Homesite.
• Early renewal discount: If you renew your policy before a certain date, you may qualify for this discount. You may want to check with your insurance agent for details.
• Electronic payments discount: Paying your car insurance bill electronically rather than through regular mail could net you some savings on your premium.

Homesite home insurance cost 

According to Bankrate’s extensive research, the national average cost of home insurance for $300,000 in dwelling coverage is $1,759 per year. However, insurance companies consider many factors to determine home insurance rates, including the age of your home, its location and your prior claims history, among other things. As such, you may be paying more or less than the average.

Homesite average home insurance premiums are unavailable. For more information, please contact the company directly.

Homesite customer satisfaction

Third-party ratings like those from J.D. Power, AM Best and the NAIC can provide valuable insight into an insurer’s customer satisfaction. J.D. Power evaluates customer satisfaction across various dimensions, AM Best assesses financial strength indicating the insurer's ability to pay claims and NAIC offers a complaint index reflecting the volume of complaints relative to the company's size. These metrics combined can offer a comprehensive view of Homesite's performance in areas important to policyholders.

Homesite homeowners claims satisfaction

Homesite home insurance customer complaints

Homesite home insurance discounts

For those looking for the cheapest home insurance, Homesite offers several discount opportunities. Homeowners insurance discounts vary by state, so it may be a good idea to request a quote or speak with an agent if you have specific questions about eligibility requirements. Some of the standout discounts that may apply to Homesite home insurance policies include:

• Moving in discount: If you switch your Homesite renters or condo insurance to a Homesite home policy, you could earn a discount.
• Welcome home discount: Homesite may reward you for your new home purchase by offering you a discount.
• Retired occupant discount: Retirees could save on their homeowners insurance with this discount.
• Better together discount: Homesite offers two endorsement packages that could save you money, rather than purchasing each endorsement a la carte.

Pros and cons of Homesite life insurance

Life insurance can be complex, but Bankrate is here to help you make sense of this important coverage. The list below could help you determine if Homesite life insurance is right for you.

Homesite life insurance riders

Although endorsements may increase the cost of your life insurance policy, they can help you personalize coverage to fit your individual needs. However, Homesite doesn’t list its life insurance rider options on its website, so you’ll want to contact an agent for a life insurance quote if you have questions.