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Dear Dr. Don,
I have owned Series I savings bonds since 2000, and some have a fixed rate of 3.6 percent. From your column on Bankrate, I understand I’ll be earning zero percent for the next six months, even on the bonds with the high fixed rate.
I question the -5.56 percent inflation rate. Do the people that determine this rate live in the real world? I only wish that milk, bread and other essentials were going down almost 6 percent. Someone should give those statistics experts a wake-up call. — Annoyed Andrew
Dear Andrew,
I understand your frustration with the inflation index. The inflation component in the yield of a Series I savings bond is based on changes in the Consumer Price Index for All Urban Consumers.
While that may not correlate well with the inflation you’re experiencing, the statisticians compiling the index do live in the real world, and they don’t need a wake-up call.
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