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Hearth

Hearth's Best Credit Cards to Fund Home Improvement

Whether you’re upgrading the kitchen sink or laying new hardwoods, a 0% intro credit card can help you save hundreds on interest. Explore these top offers from our partners to find the right one for your next project.

Best for Long Intro APRs

Recommended credit score:670 - 850
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on Wells Fargo's secure site

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Bankrate score

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4.3
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Bankrate review

Balance transfer intro APR

0% intro APR for 21 months from account opening on qualifying balance transfers

Regular APR

17.49%, 23.99%, or 28.24% Variable APR

Rewards rate

N/A

Annual fee

$0

Best offer ever
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Best for everyday use

Recommended credit score:670 - 850
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on Chase's secure site

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Bankrate score

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5.0
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Intro offer

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Earn $300 cash back

Rewards rate

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1.5% - 5%

Annual fee

$0

Regular APR

18.49% - 27.99% Variable

Recommended credit score:Good to Excellent
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on American Express's secure site

See Rates & Fees, Terms Apply

Bankrate score

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4.4
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Intro offer

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Earn $250

Rewards Rate

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1% - 6%

Annual fee

$0 intro annual fee for the first year, then $95.

APR

19.49%-28.49% Variable

Wells Fargo Active Cash® Card

Bankrate score

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4.3
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Bankrate review
Recommended credit score:670 - 850
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on Wells Fargo's secure site

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Intro offer

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$200 cash rewards

Rewards Rate

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2%

Annual fee

$0

Regular APR

18.49%, 24.49%, or 28.49% Variable APR

Best for everyday use

Blue Cash Everyday® Card from American Express

Bankrate score

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4.6
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Bankrate review
Recommended credit score:Good to Excellent
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on American Express's secure site

See Rates & Fees, Terms Apply

Purchase intro APR

0% on purchases for 15 months

APR

19.49%-28.49% Variable

Intro offer

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Earn $200

Rewards rate

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1% - 3%

Why you'll like this: It offers a solid intro APR and strong rewards rates for popular everyday spending categories.