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Best Balance Transfer Credit Cards

Here are our favorites from the cards we reviewed! Not all available products were evaluated. Compensation may impact placement.

Recommended credit score:670 - 850
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on Chase's secure site

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Bankrate score

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5.0
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Bankrate review

Intro offer

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Earn $200 cash back

Rewards rate

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1.5% - 5%

Annual fee

$0

Regular APR

18.49% - 27.99% Variable

Why you'll like this: Its high base rewards rate and everyday bonus categories make it an excellent foundation for any Chase card stack.

Recommended credit score:Good to Excellent
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on American Express's secure site

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Bankrate score

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4.6
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Bankrate review

Purchase intro APR

0% on purchases for 15 months

APR

19.74%-28.74% Variable

Intro offer

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Earn $200

Rewards rate

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1% - 3%

Why you'll like this: It offers a solid intro APR and strong rewards rates for popular everyday spending categories.

Best for flat-rate cash rewards

Recommended credit score:670 - 850
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on Wells Fargo's secure site

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Bankrate score

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4.3
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Bankrate review

Intro offer

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$200 cash rewards

Rewards rate

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2%

Annual fee

$0

Regular APR

18.74%, 24.74%, or 28.74% Variable APR

Why you'll like this: Its flat-rate raises the bottom line of all your credit card rewards.

Offer ends 12/9

InfoMore information about this limited time offer
Capital One VentureOne Rewards Credit Card

Bankrate score

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4.1
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Recommended credit score:670 - 850
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on Capital One's secure site

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Intro offer

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Earn $300 in travel bonuses

Rewards rate

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1.25X miles - 5X miles

Annual fee

$0

Regular APR

18.99% - 28.99% (Variable)

Citi Double Cash® Card

Bankrate score

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4.2
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Bankrate review
Recommended credit score:670 - 850
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on Citi's secure site

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Intro offer

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$200 cash back

Rewards Rate

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2% - 5%

Annual fee

$0

Regular APR

17.74% - 27.74% (Variable)

Best for Groceries

Blue Cash Preferred® Card from American Express

Bankrate score

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4.4
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Bankrate review
Recommended credit score:Good to Excellent
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on American Express's secure site

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Intro offer

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Earn $250

Rewards rate

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1% - 6%

Annual fee

$0 intro annual fee for the first year, then $95.

APR

19.74%-28.74% Variable

Best for balance transfers

Citi Simplicity® Card

Bankrate score

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4.5
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Bankrate review
Recommended credit score:670 - 850
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on Citi's secure site

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Balance transfer intro APR

0% for 21 months on Balance Transfers

Regular APR

17.74% - 28.49% (Variable)

Rewards rate

N/A

Annual fee

$0