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Earn Intro Cash Back & up to 8% Cash Back on Purchases
Best for cash back
Best offer ever
Intro offer
Limited Time Offer: Earn a $300 Bonus after you spend $500 on purchases in your first 3 months from account opening
rewards rate
1.5% - 5%
annual fee
$0
Recommended credit score
670 - 850
Good - Excellent
Reward Details
What you should know
Card Details
Best offer ever
Earn $300 cash back
on Chase's secure site
See Rates & FeesIntro offer
Earn $300 cash back
Rewards rate
1.5% - 5%
Annual fee
$0
Regular APR
18.49% - 27.99% Variable
Why you'll like this: It has solid flat cash back rates in everyday spending categories.
Reward Details
What you should know
Card Details
Best for flat-rate cash rewards
Intro offer
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
rewards rate
2%
annual fee
$0
Recommended credit score
670 - 850
Good - Excellent
Reward Details
Bankrate’s view
Card Details
Best for flat-rate cash rewards
on Wells Fargo's secure site
See Rates & FeesIntro offer
$200 cash rewards
Rewards Rate
2%
Annual fee
$0
Regular APR
18.49%, 24.49%, or 28.49% Variable APR
Reward Details
Bankrate’s view
Card Details
Best for groceries
Apply with confidence
Balance transfer intro APR
0% on balance transfers for 12 months
APR: 19.49%-28.49% Variable
rewards rate
1% - 6%
annual fee
$0 intro annual fee for the first year, then $95.
Recommended credit score
Good - Excellent
Good - Excellent
Reward Details
What you should know
Card Details
Apply with confidence
By applying, you can see if you're approved before impacting your credit
Best for groceries
on American Express's secure site
See Rates & Fees, Terms ApplyBalance transfer intro APR
0% on balance transfers for 12 months
APR
19.49%-28.49% Variable
Rewards rate
1% - 6%
Annual fee
$0 intro annual fee for the first year, then $95.
Why you'll like this: You can enjoy a best-in-class rewards rate on groceries as you pay off debt with its intro APR.
Reward Details
What you should know
Card Details
Best For Cash Back Category Variety
Intro offer
Intro Offer: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
rewards rate
1% - 5%
annual fee
$0
Recommended credit score
670 - 850
Good - Excellent
Reward Details
Pros & Cons
Card Details
Best For Cash Back Category Variety
on Discover's secure site
See Rates & FeesIntro offer
Cashback Match
Rewards rate
1% - 5%
Annual fee
$0
Regular APR
17.74% - 26.74% Variable APR *Rates as of December 15, 2025
Reward Details
Pros & Cons
Card Details
Best for cash bonus + food rewards
Intro offer
Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
rewards rate
1% - 8%
annual fee
$0
Recommended credit score
670 - 850
Good - Excellent
Reward Details
What you should know
Card Details
Best for cash bonus + food rewards
on Capital One's secure site
See Rates & FeesIntro offer
Earn a one-time $200 cash bonus
Rewards rate
1% - 8%
Annual fee
$0
Regular APR
18.74% - 28.74% (Variable)
Why you'll like this: Its platter of bonus categories offers some of the best rates you can get on grocery and dining purchases.
Reward Details
What you should know
Card Details
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