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Pay 0% APR until nearly 2027
Best for welcome offer
Balance transfer intro APR
0% intro APR for 18 months
Regular APR: 17.74% - 26.74% Variable APR
rewards rate
1% - 2%
annual fee
$0
Recommended credit score
670 - 850
Good - Excellent
Reward Details
What you should know
Card Details
on Discover's secure site
See Rates & FeesBalance transfer intro APR
0% intro APR for 18 months
Regular APR
17.74% - 26.74% Variable APR
Rewards rate
1% - 2%
Annual fee
$0
Why you'll like this: It offers great short- and long-term value thanks to its combo of a welcome offer, ongoing rewards and an intro APR.
Reward Details
What you should know
Card Details
Best for everyday spending
Apply with confidence
Balance transfer intro APR
0% on balance transfers for 15 months
APR: 19.74%-28.74% Variable
rewards rate
1% - 3%
annual fee
$0
Recommended credit score
670 - 850
Good - Excellent
Reward Details
What you should know
Card Details
Apply with confidence
By applying, you can see if you're approved before impacting your credit
Best for everyday spending
on American Express's secure site
See Rates & Fees, Terms ApplyBalance transfer intro APR
0% on balance transfers for 15 months
APR
19.74%-28.74% Variable
Rewards rate
1% - 3%
Annual fee
$0
Why you'll like this: It gives you a chance to pay off debt while making the most of your everyday purchases.
Reward Details
What you should know
Card Details
Best for dining
Balance transfer intro APR
0% Intro APR on Balance Transfers for 15 months
Regular APR: 18.49% - 27.99% Variable
rewards rate
1.5% - 5%
annual fee
$0
Recommended credit score
670 - 850
Good - Excellent
Reward Details
What you should know
Card Details
on Chase's secure site
See Rates & FeesBalance transfer intro APR
0% Intro APR on Balance Transfers for 15 months
Regular APR
18.49% - 27.99% Variable
Rewards rate
1.5% - 5%
Annual fee
$0
Why you'll like this: Its exceptionally comprehensive reward categories can be a great tool for everyday spending alongside its intro APR offer.
Reward Details
What you should know
Card Details
Best for encouraging payments
Balance transfer intro APR
0% intro for 18 months on Balance Transfers
Regular APR: 17.74% - 27.74% (Variable)
rewards rate
2% - 5%
annual fee
$0
Recommended credit score
670 - 850
Good - Excellent
Reward Details
What you should know
Card Details
Best for encouraging payments
Balance transfer intro APR
0% intro for 18 months on Balance Transfers
Regular APR
17.74% - 27.74% (Variable)
Rewards rate
2% - 5%
Annual fee
$0
Why you'll like this: It boasts an intro APR on par with several top balance transfer cards, plus it rewards your purchases with 1 percent when you buy and another 1 percent when you pay.
Reward Details
What you should know
Card Details
Best for rotating bonus categories
Purchase intro APR
0% intro APR for 15 months
Regular APR: 17.74% - 26.74% Variable APR
rewards rate
1% - 5%
annual fee
$0
Recommended credit score
670 - 850
Good - Excellent
Reward Details
What you should know
Card Details
Best for rotating bonus categories
on Discover's secure site
See Rates & FeesPurchase intro APR
0% intro APR for 15 months
Regular APR
17.74% - 26.74% Variable APR
Intro offer
Cashback Match
Rewards rate
1% - 5%
Why you'll like this: It blends a generous intro APR and welcome offer with long-term value from high rewards rates and category variety.
Reward Details
What you should know
Card Details
Best for no-frills balance transfers
Balance transfer intro APR
0% intro APR for 21 months from account opening on qualifying balance transfers
Regular APR: 17.74%, 24.24%, or 28.49% Variable APR
rewards rate
N/A
annual fee
$0
Recommended credit score
670 - 850
Good - Excellent
What you should know
Card Details
Best for no-frills balance transfers
on Wells Fargo's secure site
See Rates & FeesBalance transfer intro APR
0% intro APR for 21 months from account opening on qualifying balance transfers
Regular APR
17.74%, 24.24%, or 28.49% Variable APR
Rewards rate
N/A
Annual fee
$0
Why you'll like this: It pairs one of the longest intro APR offers on the market with a lower-than-average ongoing interest rate.
What you should know
Card Details
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