Best Bank of America Credit Cards of 2018

Bank of America offers a variety of high-value credit cards, offering everything from cash back rewards to low APRs. Below are our top picks for the best Bank of America credit cards right now.

Top Picks

Last Updated: September 27, 2018

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Editorial disclosure: All reviews are prepared by Bankrate.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank’s website for the most current information.

Best for travel

bank-of-america-travel-rewards-credit-card-041718.png Card Image
Apply Now ON Bank of America's secure website

Bank of America® Travel Rewards credit card

Recommended Credit Score:
670 - 850

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

300 850
0% Introductory APR on purchases for 12 billing cycles Purchases intro APR
N/A Balance Transfers intro APR
16.99% - 24.99% Variable APR on purchases and balance transfer Regular APR
$0 Annual Fee

Bankrate Score

85 out of 100

Card Details

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • New Offer: 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you're not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 16.99% - 24.99% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
Terms and Restrictions Apply

Best for cash back

bank-of-america-cash-rewards-credit-card-041718.png Card Image
Apply Now ON Bank of America's secure website

Bank of America® Cash Rewards credit card

Recommended Credit Score:
670 - 850

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

300 850
0% Introductory APR on purchases for 12 billing cycles Purchases intro APR
0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days Balance Transfers intro APR
15.24% - 25.24% Variable APR on purchases and balance transfers Regular APR
$0 Annual Fee

Bankrate Score

87 out of 100

Card Details

  • No annual fee
  • New Offer: $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 15.24% - 25.24% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
  • Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store
Terms and Restrictions Apply

Best for balance transfers

bankamericard-credit-card-041718.png Card Image
Apply Now ON Bank of America's secure website

BankAmericard® credit card

Recommended Credit Score:
670 - 850

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

300 850
0% Introductory APR on purchases for 18 billing cycles Purchases intro APR
0% Intro APR for 18 billing cycles for balance transfers made in the first 60 days Balance Transfers intro APR
14.99% - 24.99% Variable APR on purchases and balance transfers Regular APR
$0 Annual Fee

Bankrate Score

89 out of 100

Card Details

  • New Offer: 0% Introductory APR for 18 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 14.99% - 24.99% Variable APR. 3% fee (min $10) applies to balance transfers
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app
Terms and Restrictions Apply

Best for a large sign-up bonus

bank-of-america-premium-rewards-credit-card-041718.png Card Image
Apply Now ON Bank of America's secure website

Bank of America® Premium Rewards® credit card

Recommended Credit Score:
670 - 850

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

300 850
N/A Purchases intro APR
N/A Balance Transfers intro APR
17.99% - 24.99% Variable APR on purchases and balance transfers Regular APR
$95 Annual Fee

Bankrate Score

92 out of 100

Card Details

  • Receive 50,000 bonus points- a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
  • If you're a Bank of America Preferred Rewards client, you can get a 25%-75% rewards bonus on every purchase.
  • No limit to the points you can earn and your points don't expire
  • Flexibility to redeem for a statement credit, deposit into eligible Bank of America® or Merrill Lynch® accounts like checking, savings, and 529, for gift cards or use at the Bank of America Travel Center.
  • Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
  • No Foreign Transaction Fees
  • Low $95 annual fee
Terms and Restrictions Apply

Best for a strong airline transfer program

alaska-airlines-visa-signature-041718.png Card Image
Apply Now ON Bank of America's secure website

Alaska Airlines Visa Signature® credit card

Recommended Credit Score:
670 - 850

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

300 850
N/A Purchases intro APR
N/A Balance Transfers intro APR
16.99%-24.99% Variable APR on purchases and balance transfers Regular APR
$75 Annual Fee

Bankrate Score

93 out of 100

Card Details

  • Special Introductory Offer: Buy 1 ticket, get 1 for just the taxes and fees with Alaska's Famous Companion Fare™ Offer.
  • Get 30,000 bonus miles after you make $1,000 or more within the first 90 days of your account opening.
  • Get Alaska's Famous Companion Fare™ every year! Each Year on your account anniversary get a companion fare from $121 ($99 plus taxes and fees from $22). Valid on all Alaska flights booked on alaskaair.com.
  • Save with a free checked bag on Alaska flights for you and up to six other guests on the same reservation.
  • Earn 3 miles for every $1 spent directly on Alaska Airlines purchases and 1 mile for every $1 spent on all other purchases.
  • New - Get exclusive access to discounted redemption levels when you redeem miles for hotel stays at over 400,000 properties using Mileage Plan™ Hotels.
  • Earn unlimited miles and travel with no blackout dates and no foreign transaction fees.
Terms and Restrictions Apply

Best for baseball fans who want cash back

mlb-cash-rewards-mastercard-from-bank-of-america-051018.png Card Image
Apply Now ON Bank of America's secure website

MLB™ Cash Rewards Mastercard® from Bank of America

Recommended Credit Score:
670 - 850

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

300 850
0% Introductory APR on purchases for 12 billing cycles Purchases intro APR
0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days. Balance Transfers intro APR
15.24% - 25.24% Variable APR on purchases and balance transfers Regular APR
$0 Annual Fee

Bankrate Score

87 out of 100

Card Details

  • New Offer: $200 cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • All 30 team cards are available, customized with your favorite team's colors and logo
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • Get a 10% customer bonus every time you redeem cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 15.24% - 25.24% variable APR. 3% fee (min $10) applies to balance transfers
Terms and Restrictions Apply

Susan G. Komen® Cash Rewards Visa® credit card from Bank of America

susan-g-komen-cash-rewards-visa-credit-card-041718.png Card Image
Apply Now ON Bank of America's secure website
Recommended Credit Score:
670 - 850

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

300 850
0% Introductory APR on purchases for 12 billing cycles Purchases intro APR
0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days Balance Transfers intro APR
15.24% - 25.24% Variable APR on purchases and balance transfers Regular APR
$0 Annual Fee

Card Details

  • New Offer: $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • From June 2015 through December 2020, Bank of America is guaranteeing to Susan G. Komen® $3 million in conjunction with its Pink Ribbon Banking credit card and checking program.
  • Susan G. Komen® has received more than $8 million from Bank of America from this program since 2009.
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 15.24% - 25.24% Variable APR. 3% fee (min $10) applies to balance transfers.
Terms and Restrictions Apply

Best business card for cash back

bank-of-america-business-advantage-cash-rewards-mastercard-credit-card-041718.png Card Image
Apply Now ON Bank of America's secure website

Bank of America® Business Advantage Cash Rewards Mastercard® credit card

Recommended Credit Score:
740 - 850

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

300 850
0% for 9 billing cycles Purchases intro APR
N/A Balance Transfers intro APR
13.24% - 23.24% Variable APR on purchases and balance transfers Regular APR
$0 Annual Fee

Bankrate Score

93 out of 100

Card Details

  • Get a $200 statement credit when you make at least $500 in net purchases within 60 days of your account opening – with no annual fee, no cap on the amount of cash rewards you can earn and they don't expire.
  • 3% cash back on purchases at gas stations and office supply stores (up to $250,000 each calendar year, 1% after that), 2% on purchases at restaurants, and 1% on all other purchases.
  • 0% Introductory APR on purchases for your first 9 billing cycles.
  • Redeem your cash rewards as a statement credit, check, or have cash deposited into a Bank of America® checking or savings account.
  • Plus, if you're a Business Advantage Relationship Rewards client, you can get up to a 75% rewards bonus on the base earn of every purchase you make. Your rewards bonus is based on your enrolled tier – Gold 25%; Platinum 50%; or Platinum Honors 75%.
Terms and Restrictions Apply

Best business card for travel rewards

bank-of-america-business-advantage-travel-rewards-world-mastercard-credit-card-041718.png Card Image
Apply Now ON Bank of America's secure website

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Recommended Credit Score:
740 - 850

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

300 850
0% for 9 billing cycles Purchases intro APR
N/A Balance Transfers intro APR
13.24% - 23.24% Variable APR on purchases and balance transfers Regular APR
$0 Annual Fee

Card Details

  • Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire.
  • Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.
  • Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center – powered by Expedia®.
  • No annual fee and no international transaction fees.
  • 0% Introductory APR on purchases for your first 9 billing cycles.
  • Redeem points for travel with no blackout dates, cash back or gift cards.
  • Plus, if you're a Business Advantage Relationship Rewards client, you can get up to a 75% rewards bonus on the base earn of every purchase you make. Your rewards bonus is based on your enrolled tier – Gold 25%; Platinum 50%; or Platinum Honors 75%.
Terms and Restrictions Apply

Alaska Airlines Visa® Business credit card

76eec7c0-bb53-11e8-a3eb-a72e4907d68a.png Card Image
Apply Now ON Bank of America's secure website
Recommended Credit Score:
740 - 850

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

300 850
N/A Purchases intro APR
N/A Balance Transfers intro APR
16.99% - 24.99% Variable APR on purchases and balance transfers Regular APR
$50 for the company and $25 per card Annual Fee

Card Details

  • Limited Time Promotion: Alaska's Famous Companion Fare™ + 30,000 Bonus Miles. Buy one ticket, get one for just taxes and fees ($0 fare plus taxes and fees from just $22) plus receive 30,000 bonus miles with this offer. To qualify, make purchases of $1,000 or more within the first 90 days of opening your account.
  • Earn 3 miles for every $1 spent directly on Alaska Airlines purchases and 1 mile for every dollar spent on all other purchases
  • Get Alaska's Famous Companion Fare™ every year! That’s right, Each Year on your account anniversary get a companion fare from $121 ($99 plus taxes and fees from $22). Valid on all Alaska flights booked on alaskaair.com with no blackout dates
  • Earn unlimited miles and travel with no blackout dates
  • Save with a free checked bag on Alaska flights for you and up to six other passengers on the same reservation
  • No international transaction fees
  • Low annual fee of $50 for the company and $25 per card
Terms and Restrictions Apply

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.