Mortgage calculator with taxes and insurance

A mortgage calculator is a tool that gives you a rough estimate of your monthly mortgage payments, which includes all the fees associated with owning a home, like interest rates, taxes, and private mortgage insurance. Using Bankrate’s free mortgage calculator is a smart starting point for anyone considering shopping for a house. Not only does a mortgage calculator give you an idea of what you can afford, it also allows you to run “what-if” scenarios so that you see how different factors can impact your home-buying budget.

About our Mortgage Rate Tables

The above mortgage loan information is provided to, or obtained by, Bankrate. Some lenders provide their mortgage loan terms to Bankrate for advertising purposes and Bankrate receives compensation from those advertisers (our "Advertisers"). Other lenders' terms are gathered by Bankrate through its own research of available mortgage loan terms and that information is displayed in our rate table for applicable criteria. In the above table, an Advertiser listing can be identified and distinguished from other listings because it includes a "Next" button that can be used to click-through to the Advertiser's own website or a phone number for the Advertiser. Check out the FAQs below for your Mortgage 101:

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