SunTrust offers two checking accounts: Essential Checking and Advantage Checking.
The Essential Checking account requires $100 to open. It charges a $7 monthly fee, but you can avoid the fee if you meet one of these criteria: Maintain a $500 balance; make $500 or more in qualifying direct deposits per month; make a minimum of 10 banking transactions per month; or open the account as a student. Account holders also get a free starter pack of 10 checks or 50 percent off their first check order. This account doesn’t earn any interest.
The Advantage Checking account also requires $100 to open. It charges a $20 monthly fee, but you can avoid it by making $3,000 or more in qualifying direct deposits per month or maintaining at least a $10,000 total combined balance across linked deposits and investments. You will earn some interest on the checking account and it also offers some ATM fee reimbursements. Account holders get a starter pack of 100 checks or 50 percent off their first check order.
Checking account holders can make free peer-to-peer payments through Zelle.