As an editor for Bankrate, Robert Thorpe is passionate about providing content that helps readers make great financial decisions. He currently focuses on helping business owners find affordable loans. His work covers various topics, including SBA loans, small business grants, equipment loans, and business loans for bad credit. It is especially rewarding for him when he helps people in underserved communities get the necessary capital to start or grow their businesses.
In the past, Robert has written and edited credit card content for several Red Ventures brands, including Bankrate, CreditCards.com, and The Points Guy. He has 11 cash back credit cards and enjoys showing people how to maximize rewards to fight inflation. He also has experience researching and reviewing credit cards that help people save on travel costs.
In addition to Red Ventures, Robert has written and edited for the Motley Fool, covering personal finance topics, which include credit cards, personal loans, auto and homeowners insurance, and cryptocurrency.
National Business Capital is a business loans marketplace with a network of 75 partner lenders. Businesses with a minimum annual revenue of $480,000 can apply. Check out our National Business Capital review to learn more.
Creditfy offers multiple business loans, including term loans, equipment financing and SBA loans. It states it has a 90 percent loan approval rating, which could help many small business owners who struggle to qualify for loans.
Having a FICO credit score under 630 can make finding business loans difficult — but it’s not impossible. Find our favorite bad credit business loans below.
Working capital loans can help cover a variety of short-term business needs. Check out our guide on the best working capital loans to learn more.
Secured business loans may be cheaper and more accessible than unsecured loans.
Costs can vary based on factors like interest, fees and repayment terms.
Loans without collateral can be quick but more expensive than secured loans.
The benefits of cashless payment makes it an appealing option for the new year.