Pippin Wilbers is a Bankrate editor and a Certified Credit Counselor™. He joined the Bankrate team in 2021 and works on helpful content about banks, consumer loans and mortgages. Pippin is passionate about helping borrowers stay up-to-date and feel empowered to make the best choices in a changing and challenging borrower environment.
Pippin stays on top of industry news sources, such as TransUnion and Experian. Working with Bankrate's skilled reporters, he analyzes industry data and the latest political moves and asks: "What does this mean for borrowers?"
Pippin lives in Denver. Before joining Bankrate, he brought vital news to his Missouri community as a small-town newspaper reporter. In his spare time, he enjoys foraging for mushrooms, reading and dabbling in amateur entomology.
It's a strange time for consumer finances, with the Fed lowering rates under political pressure while both inflation and mortgage rates stay stubbornly high. Even the experts have a tough time predicting what will happen next. But the fundamentals of personal finance haven't changed: Put your savings in the highest-yielding account you can find, keep your credit spending as low as you can and compare before you commit to any credit product.
The better you understand how loans work and how lenders think, the better equipped you are to save on your loan.
— Pippin Wilbers
Bankrate reviewed thousands of data points to determine the nation’s best banks. We gave the most weight to savings interest rates and low-cost or free checking accounts. Here are our picks for the best online banks.
Get prequalified for the best personal loan rate for you. Use our personal loans marketplace to get a loan for debt consolidation, major purchases and more.
These loans don’t require collateral and typically charge higher interest rates.
Discover how to legally get out of a title loan and save money with these tips.
U.S. Bank offers several business loan products, including equipment loans that don't require a down payment. Our U.S. Bank business loans review has more details.
Looking for home mortgage rates in New Jersey? View loan interest rates from local banks, NJ credit unions and brokers, from Bankrate.com.
Looking for home mortgage rates in Massachusetts? View loan interest rates from local banks, MA credit unions and brokers, from Bankrate.com.
Looking for home mortgage rates in Georgia? View loan interest rates from local banks, GA credit unions and brokers, from Bankrate.com.
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