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Madison Hoehn, CFEI

Editor, Credit Cards
  • 7
    Years of experience
CD Icon CREDENTIALS
  • Certified Financial Education Instructor℠ (CFEI)
Ribbon Icon EXPERTISE
  • Credit cards
  • Balance transfers
  • Credit scores
Education Icon EDUCATION
  • Bachelor of Arts in English Literature, Miami University

About the author

Madison Hoehn is a Certified Financial Education Instructor℠ and editor at Bankrate. She joined the Bankrate team in 2024 and brings over seven years of editorial expertise to her work. She’s passionate about making each reader feel seen and meeting them where they are in their financial journey.

Prior to her work at Bankrate, Madison wrote and edited content for BestColleges, specializing in alternative education such as coding bootcamps and trade schools. Her experience also took her to Viident Co., an independent publishing company, where she worked alongside authors to finalize their books for publication.

When she’s not editing for Bankrate, she enjoys yoga, trying her hand at new soup recipes, running and writing creatively.

Madison obtained her bachelor’s degree in English Literature from Miami University.

Madison wants you to know

Being a first-time homeowner, taking out a loan or starting a new credit line can be intimidating. In today's digital world, it can feel like a million different voices are telling you how to handle your finances, and it can be hard to cut through the noise.

The key to building confidence in your financial decision-making is to determine what path work best for your situation. In a world with advice coming at you from all sides, it’s important to first become an expert on you.

It’s never too late to start learning how to use credit cards the right way. No matter your credit history, you can always start building confidence in your financial decisions today.

— Madison Hoehn, CFEI

Madison's Picks

East Asian millennial woman investing in finances and technologies
5 MIN READ

How a new credit card can fight inflation

A new credit card, timed right and used strategically, can help you fight high prices.

Design element of a person sitting with credit cards in the background
7 MIN READ

I was afraid of credit cards. Here are 6 things I learned while getting my first one.

Here are 6 things I learned while getting my first credit card.

young woman standing in kitchen and looking at her phone
4 MIN READ

What you need to know about your credit score

Which factors matter the most for your credit score? Here’s our guide.

Woman looks off into distance on a background of a credit card
5 MIN READ

How I unlocked a boosted credit card welcome offer and how you can, too

One credit cards editor discusses how she earned 100,000 Amex bonus points.

Madison's latest articles

  • Milestone Mastercard Review

    It lacks the value rival credit-building cards offer. The high annual fee, low starting credit limit and few credit-building tools make it hard to justify.

    9 min read Jun 18, 2026

  • Destiny Mastercard card review

    The Destiny Mastercard can help you build or rebuild your credit without a security deposit, but the card’s heavy fees leave it a last resort pick among credit-building cards.

    9 min read Jun 18, 2026

  • Avant Credit Card review

    The Avant Credit Card is an unsecured credit card designed for someone with a fair or average credit score or a limited credit history. It requires no deposit and can help you build credit with responsible use, but doesn't offer many other benefits.

    8 min read Jun 18, 2026

  • Best Rewards Credit Cards of June 2026 - Bankrate

    The best rewards credit cards make it easy to earn points, miles and cash back without overspending. Read our in-depth analysis of the top choices available from our partners.

    9 min read Jun 17, 2026