How to choose a 1.5 percent cash back card
Thinking of adding a 1.5% cash back card to your wallet? Here’s how to choose.
Liza Carrasquillo is a former editor on the Bankrate credit cards team who provided accurate educational content to those at all stages of their credit card journey.
After graduating from the University of North Carolina Wilmington, Liza quickly dove into the world of journalism, where she wrote a variety of lifestyle articles, including home design, art, small business and travel articles, for those on a budget. She also worked for various clients in the personal finance realm, from certified public accountants to mortgage brokers and local banks, before moving back into journalism as an editor at NerdWallet. Liza brings her perspective and expertise from these positions to every article that she touches.
When not writing or editing, Liza can be found hanging out at the local dog bar with her rambunctious corgi or building custom terrariums for her reptiles at home.
Growing up, finances were a difficult topic in my family. My parents drilled into me the dangers of credit cards — to the point where I was scared to use one until I was already an adult. But as I slowly learned more about them — about how they could help me build credit, earn rewards and handle an emergency — I realized that my fear was misplaced. I know how hard it can be to develop new financial habits, even if they’re good ones, which is why I’m passionate about helping others learn what the right credit cards can do for them.
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I know how hard it can be to let go of old fears and develop new financial habits, which is why I’m passionate about helping others learn what the right credit cards — and the right credit-building strategy — can do for them.
— Liza Carrasquillo
Thinking of adding a 1.5% cash back card to your wallet? Here’s how to choose.
Decide which of these two top-notch cash back credit cards is best for you.
Would you prefer a longer intro APR or a shorter one and ongoing rewards?
The Upgrade Visa® Card with Cash Rewards could offer a predictable and transparent financing alternative for cardholders who struggle with managing credit card balances. By putting your balance into an installment plan, the card could help you minimize interest charges and keep your debt repayment efforts on track.
This industry-leading cash back card may be a great fit if you don't need too many additional perks. Learn why in our Bankrate review.
The Hilton Honors American Express Surpass Card is a middle-of-the-road option for fans of the Hilton chain.
The Bilt Mastercard® is a unique and versatile rewards card that will appeal to renters and fee-averse travelers as it earns 1X points on rent payments without any transaction or processing fees.
The Reserve Business card offers Delta’s premier travel experience, but it may only be worth it for select business travelers.