How secured auto loans work
Secured auto loans are the most common type available.
Kellye Guinan is a Bankrate editor and Certified Financial Education Instructor®. She joined the team in 2024 with seven years of experience already under her belt covering everything from auto loans to debt consolidation. Her journey started the same as most people, with little knowledge of the finance world outside budgeting basics.
Kellye helps others navigate auto and personal loans. At her core, she believes people deserve to make the most of their money and feel confident managing their finances, so she strives to write about personal finance in ways everyone can understand. Her goal is to break down the most complex aspects of personal finance into manageable tips paired with expert advice.
In her free time, she loves studying languages and reading an absurd amount of books. You can often find her drinking bubble tea and lounging by the nearest body of water. And yes, she will talk your ear off about the importance of smart budgeting — even when she’s not working.
No one is born with an innate knowledge of finance, but everyone can learn it if they have access to the right tools. She wants to ensure the advice, articles and comparisons she works on are factual without being bogged down by jargon. When we approach difficult topics with empathy and understanding, we succeed.
Low-income loans exist but great rates are rarer.
These fees are less than mortgages’ upfront expenses, but they can add up.
A comprehensive guide to grants and other tools that can make your homeownership dreams come true.
If the martial home has a lien on it, things can get complicated.
Explore Bankrate's expert picks for the best debt consolidation loans available and discover how the right rate can help you manage your debts more effectively.
While your credit score will keep you from getting a great APR, you can still find interest rates that are much lower than what you’d find on payday loans.
If you plan to get a debt consolidation loan with poor credit, take these steps.
Adjustable mortgages have lower interest rates — at first. But be ready when it resets.
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