Ready to claim Social Security? Here’s the best time to start collecting payments
Unfortunately, many seniors are unprepared for this tough decision.
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
Bankrate principal writer and editor James F. Royal, Ph.D. covers investing and wealth management. His work has been cited across major media, including CNBC, the Washington Post, The New York Times and the Associated Press. Royal believes in the power of education to help individuals make smart financial decisions that can positively and significantly improve their lives.
James is the author of The Zen of Thrift Conversions. He’s a veteran writer and stock analyst with a history of working in the financial-services industry, including at the Motley Fool and Bankrate.
Royal has a bachelor’s degree in management as well as master’s and doctoral degrees in English earned at the University of Florida.
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
Unfortunately, many seniors are unprepared for this tough decision.
Here’s how 403(b) and 401(k) plans work and their major differences.
Here’s the average age Americans filed for Social Security and the average benefit.
Here’s how you can refile for Social Security to get a higher monthly benefit check.
Betterment is one of the largest independent robo-advisors, and its wealth of features shows why. It offers two service plans, one with all the core functions (investing and cash management, rebalancing, tax-loss harvesting) and one that takes it up a level with unlimited access to human advisors.
Digital Advisor gets the job done with a stripped-down service that offers the basics – portfolio management, rebalancing and other planning tools – all at a low price.
Titan is a registered investment advisor that runs separately managed accounts, actively investing your money in a sophisticated portfolio that it designs itself – not the usual run of ETFs used by other robo-advisors.
E-Trade Core Portfolios offers a reasonably priced robo-advisor with some of the lowest-cost portfolios in the industry, making it a good fit for those looking to keep a lid on their costs.
One benefit of 403(b) plans is contributions enjoy tax-free growth within the account.
Considering a Roth IRA conversion? Don’t overlook the tax bill.
Here are the latest changes to Berkshire Hathaway’s portfolio and Buffett’s top bets.
Don’t make these errors when using a 401(k) to save for retirement.
Heading back to work after retiring might hit your benefits check.
If you want to trade options, be sure to avoid these common mistakes.
When is the stock market closed? Here’s a list of days when the major exchanges observe holidays.
Here’s what you need to know about the kiddie tax, how it works and who pays it.