Biden’s executive order on cryptocurrency – here’s what it means for you
The government has as much as six months to prepare an assessment of these digital currencies.
2 min read
Mar 09, 2022
James Royal, Ph.D.
Principal writer, investing and wealth management
EXPERTISE
- Investing
- Wealth management
- Behavioral finance
- Stock analysis
EDUCATION
- Bachelor of Science in management, University of Florida
- Master of Arts in English, University of Florida
- Doctorate in English, University of Florida
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
About the author
Bankrate principal writer and editor James F. Royal, Ph.D. covers investing and wealth management. His work has been cited across major media, including CNBC, the Washington Post, The New York Times and the Associated Press. Royal believes in the power of education to help individuals make smart financial decisions that can positively and significantly improve their lives.
Experience
James is the author of The Zen of Thrift Conversions. He’s a veteran writer and stock analyst with a history of working in the financial-services industry, including at the Motley Fool and Bankrate.
Education
Royal has a bachelor’s degree in management as well as master’s and doctoral degrees in English earned at the University of Florida.
Media mentions
CNBC
Yahoo Finance
Reuters
Cheddar TV
Forbes
Barron’s
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
James's latest articles
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Slack’s offbeat IPO: 4 things to watch out for
This isn’t your typical IPO and that means more risk for investors.
5 min read Mar 03, 2022 -
Hit hard by the alternative minimum tax (AMT)? Here are 6 ways to reduce how much you owe
While it was designed to catch wealthy tax avoiders, the AMT may unwittingly snare many others too.
4 min read Mar 03, 2022 -
Survey: 43% of Americans think their financial situation will get better in 2020
And these are the reasons why they are optimistic about their finances.
4 min read Mar 02, 2022 -
Survey: More than 1 in 4 Americans to tap retirement accounts during coronavirus pandemic
The coronavirus is hitting not only Americans’ health but also their ability to save for retirement.
4 min read Mar 02, 2022 -
Warren Buffett says to avoid these two types of hot investments
Here’s what Buffett and Charlie Munger had to say about IPOs, crypto and Alphabet.
4 min read Mar 02, 2022 -
Bitcoin price slides below $43,000 in late Thursday trading, Ethereum comes off its highs
Bitcoin was among many cryptocurrencies that rose Thursday, despite potential challenges.
2 min read Jan 21, 2022 -
Bitcoin price hovers around $42,000, Cardano pulls back nearly 5%
After finding its way above $42,500 earlier in the day, Bitcoin’s price dipped briefly below the $42,000 level before pushing higher at midday on Wednesday
2 min read Jan 20, 2022
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Best municipal bond funds
Consider adding these municipal bond funds to your portfolio.
4 min read Oct 15, 2024 -
What are restricted stock units (RSUs)?
RSUs might be part of your compensation package.
4 min read Oct 09, 2024 -
Best time of the year to retire for tax purposes
When you retire can potentially have a big impact on your retirement income and the taxes you owe.
4 min read Oct 07, 2024 -
What are the different types of stock to invest in?
What every investor should know about the different types of stock.
4 min read Oct 04, 2024 -
How to cash out your crypto or Bitcoin
Here are five ways you can cash out your crypto or Bitcoin.
3 min read Sep 30, 2024 -
How do Social Security survivors benefits work?
Find out how your partner’s retirement benefits could change if she or he outlives you.
3 min read Sep 13, 2024 -
Top 10 reasons to contribute to a 401(k)
Here are the top 10 reasons to contribute to your workplace retirement plan.
3 min read Sep 05, 2024 -
5 ways to invest in farmland
Some investors think investing in farmland is recession proof. Here’s how to get started.
4 min read Sep 02, 2024