FTX.US review 2022
FTX offers a solid way to trade cryptocurrency, especially for those able to take advantage of its volume discounts.
6 min read
Nov 11, 2022
James Royal, Ph.D.
Principal writer, investing and wealth management
EXPERTISE
- Investing
- Wealth management
- Behavioral finance
- Stock analysis
EDUCATION
- Bachelor of Science in management, University of Florida
- Master of Arts in English, University of Florida
- Doctorate in English, University of Florida
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
About the author
Bankrate principal writer and editor James F. Royal, Ph.D. covers investing and wealth management. His work has been cited across major media, including CNBC, the Washington Post, The New York Times and the Associated Press. Royal believes in the power of education to help individuals make smart financial decisions that can positively and significantly improve their lives.
Experience
James is the author of The Zen of Thrift Conversions. He’s a veteran writer and stock analyst with a history of working in the financial-services industry, including at the Motley Fool and Bankrate.
Education
Royal has a bachelor’s degree in management as well as master’s and doctoral degrees in English earned at the University of Florida.
Media mentions
CNBC
Yahoo Finance
Reuters
Cheddar TV
Forbes
Barron’s
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
James's latest articles
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3 types of coronavirus scams to watch out for
Scammers are looking for any possibility to trick you into revealing your personal financial details.
6 min read Oct 21, 2022 -
Cheap mortgages are flooding the bond market, creating higher-paying investments
Just like the supply of mortgages, the supply of these bonds is surging.
4 min read Oct 21, 2022 -
Avoid these 3 common Social Security scams and how to stay protected
Here’s what seniors can do to protect themselves from these fraudsters.
5 min read Oct 13, 2022 -
Social Security payments to soar 8.7% in 2023 after highest COLA increase in 40 years
The jump follows last year’s large increase of 5.9 percent, and it’s the largest boost since 1981.
2 min read Oct 13, 2022 -
Climate change investing: Here’s everything you need to know
Climate change poses serious risks to investments, even as it offers new potential for investing in a green world.
5 min read Oct 03, 2022 -
Survey: Stocks are back as Americans’ favorite way to invest
Real estate finished as a close second.
4 min read Sep 21, 2022 -
Zero interest rates: 5 ways to prepare your finances now
The economy is expected to get rougher, but there are ways to take advantage of declining rates.
4 min read Sep 21, 2022
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What are restricted stock units (RSUs)?
RSUs might be part of your compensation package.
4 min read Oct 09, 2024 -
Best time of the year to retire for tax purposes
When you retire can potentially have a big impact on your retirement income and the taxes you owe.
4 min read Oct 07, 2024 -
What are the different types of stock to invest in?
What every investor should know about the different types of stock.
4 min read Oct 04, 2024 -
How to cash out your crypto or Bitcoin
Here are five ways you can cash out your crypto or Bitcoin.
3 min read Sep 30, 2024 -
How do Social Security survivors benefits work?
Find out how your partner’s retirement benefits could change if she or he outlives you.
3 min read Sep 13, 2024 -
Top 10 reasons to contribute to a 401(k)
Here are the top 10 reasons to contribute to your workplace retirement plan.
3 min read Sep 05, 2024 -
5 ways to invest in farmland
Some investors think investing in farmland is recession proof. Here’s how to get started.
4 min read Sep 02, 2024 -
Types of bonds: Advantages and limitations
What to know about different types of bonds before investing.
3 min read Aug 30, 2024