How to build a family financial plan
Here’s how to create a family financial plan and what to watch out for.
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
Bankrate principal writer and editor James F. Royal, Ph.D. covers investing and wealth management. His work has been cited across major media, including CNBC, the Washington Post, The New York Times and the Associated Press. Royal believes in the power of education to help individuals make smart financial decisions that can positively and significantly improve their lives.
James is the author of The Zen of Thrift Conversions. He’s a veteran writer and stock analyst with a history of working in the financial-services industry, including at the Motley Fool and Bankrate.
Royal has a bachelor’s degree in management as well as master’s and doctoral degrees in English earned at the University of Florida.
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
Here’s how to create a family financial plan and what to watch out for.
Here are three options for saving even more for retirement each year.
Many investors are considering what to invest in if a recession does arrive.
Thematic ETFs are an easy way to play a trend rather than trying to pick a winner.
Here’s what you need to know about the pros and cons of bond ETFs.
The industry has begun to embrace robo-advisors, merging their automation with traditional financial advice.
ETFs hold an edge because they tend to use passive investing and have some tax advantages.
Here’s all you need to know about stocks vs. ETFs and when it’s best to use each one.
One benefit of 403(b) plans is contributions enjoy tax-free growth within the account.
Considering a Roth IRA conversion? Don’t overlook the tax bill.
Here are the latest changes to Berkshire Hathaway’s portfolio and Buffett’s top bets.
Don’t make these errors when using a 401(k) to save for retirement.
Heading back to work after retiring might hit your benefits check.
If you want to trade options, be sure to avoid these common mistakes.
When is the stock market closed? Here’s a list of days when the major exchanges observe holidays.
Here’s what you need to know about the kiddie tax, how it works and who pays it.