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Hanna Horvath, CFP

Managing Editor, Banking
CD Icon CREDENTIALS
  • CERTIFIED FINANCIAL PLANNER™ (CFP®)
Ribbon Icon EXPERTISE
  • Banking and savings
  • Certificate of deposit (CDs)
  • Credit cards
  • Personal finance and behavioral economics
Education Icon EDUCATION
  • Bachelor of Science in Journalism, Syracuse University
  • Financial Planning (CFP) Certification

About the author

Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and editor with over five years’ experience helping make complex financial topics engaging and easy to understand. She is currently the managing editor of Deposits at Bankrate.

After graduating college, Hanna discovered how little she knew about personal finance – and how broken the modern financial education system was. From there, she made it her personal mission to help everyone – especially those in marginalized groups – better understand their personal finances and make smarter decisions with their money.

Hanna writes a weekly newsletter about the psychology of money and how our minds influence our financial decisions. She's written about emotional spending, inherited money scripts, the psychology of market bubbles, and why we're all so anxious about money right now.

In addition to Bankrate, her journalistic work has appeared in Policygenius, Business Insider, Lemonade, NBC News, and Inc Magazine.

Hanna holds a journalism degree from Syracuse University and currently lives in Brooklyn, New York. When she's not writing about money, she’s writing creative nonfiction, training for a marathon or trying out a new recipe. You can learn more about Hanna and her work at her personal website.

 

How I think about money

I believe money is less about math and more about mindset. The stories we inherit about money — from our families, our culture, our own past mistakes — shape our financial decisions far more than any budgeting app or spreadsheet. That’s why I’m passionate about the behavioral side of personal finance: understanding why we make the choices we do is the first step toward making better ones. Money doesn’t buy happiness, but it can buy freedom — the freedom to choose what you want to do and when you want to do it. My goal is to help readers get there.

Hanna's recommended readings

5 ways to achieve lifelong financial wellness
Building financial independence for women through financial literacy
10 ways to boost your financial awareness

The best financial decision you can make is understanding why you handle money the way you do. Once you see the patterns, you can start to change them.

— Hanna Horvath, CFP

Hanna's latest articles

  • PNC Bank Checking Accounts

    PNC offers several checking accounts with different features. Here's everything you need to know about their minimum balances, fees and perks.

    5 min read Mar 05, 2026
  • Chase Savings Account Interest Rates

    Chase offers two savings accounts that pair with a highly rated mobile banking app to help you achieve your financial goals, but interest rates are next to nothing.

    2 min read Mar 05, 2026
  • Wells Fargo Savings Account Interest Rates

    Wells Fargo offers customers savings account options for different stages of their lives. Overall, the yields offered by the big bank leave something to be desired. You can find much higher APYs elsewhere.

    2 min read Mar 05, 2026
  • Truist Bank CD Rates

    Truist Bank, the financial-services giant born out of the merger of SunTrust and BB&T, offers two CDs with competitive yields.

    3 min read Mar 05, 2026
  • Wells Fargo CD Interest Rates

    Wells Fargo offers special and standard rate CDs. The special rates require you to deposit at least $5,000. The standard rates require you to deposit $2,500. You can also earn bonus rates on these CDs if you link a Wells Fargo Prime Checking or Portfolio Account.

    2 min read Mar 05, 2026
  • Bank of America Checking Accounts

    If you’re looking to open a checking account with a large branch network, Bank of America has a handful of options.

    6 min read Mar 04, 2026