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Hanna Horvath, CFP

Managing Editor, Banking
CD Icon CREDENTIALS
  • CERTIFIED FINANCIAL PLANNER™ (CFP®)
Ribbon Icon EXPERTISE
  • Banking and savings
  • Certificate of deposit (CDs)
  • Credit cards
  • Personal finance and behavioral economics
Education Icon EDUCATION
  • Bachelor of Science in Journalism, Syracuse University
  • Financial Planning (CFP) Certification

About the author

Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and editor with over five years’ experience helping make complex financial topics engaging and easy to understand. She is currently the managing editor of Deposits at Bankrate.

After graduating college, Hanna discovered how little she knew about personal finance – and how broken the modern financial education system was. From there, she made it her personal mission to help everyone – especially those in marginalized groups – better understand their personal finances and make smarter decisions with their money.

Hanna writes a weekly newsletter about the psychology of money and how our minds influence our financial decisions. She's written about emotional spending, inherited money scripts, the psychology of market bubbles, and why we're all so anxious about money right now.

In addition to Bankrate, her journalistic work has appeared in Policygenius, Business Insider, Lemonade, NBC News, and Inc Magazine.

Hanna holds a journalism degree from Syracuse University and currently lives in Brooklyn, New York. When she's not writing about money, she’s writing creative nonfiction, training for a marathon or trying out a new recipe. You can learn more about Hanna and her work at her personal website.

 

How I think about money

I believe money is less about math and more about mindset. The stories we inherit about money — from our families, our culture, our own past mistakes — shape our financial decisions far more than any budgeting app or spreadsheet. That’s why I’m passionate about the behavioral side of personal finance: understanding why we make the choices we do is the first step toward making better ones. Money doesn’t buy happiness, but it can buy freedom — the freedom to choose what you want to do and when you want to do it. My goal is to help readers get there.

Hanna's recommended readings

5 ways to achieve lifelong financial wellness
Building financial independence for women through financial literacy
10 ways to boost your financial awareness

The best financial decision you can make is understanding why you handle money the way you do. Once you see the patterns, you can start to change them.

— Hanna Horvath, CFP

Hanna's latest articles

  • Western State Bank Review

    Read our experts' review on Western State Bank's features and product offerings. Bankrate reviews and compares hundreds of banks to help find the right fit for you.

    1 min read Mar 19, 2026
  • Security Service Federal Credit Union Review

    Read our experts' review on Security Service Federal Credit Union's features and product offerings. Bankrate reviews and compares hundreds of banks to help find the right fit for you.

    1 min read Mar 19, 2026
  • First Tech Federal Credit Union Review

    Read our experts' review on First Tech Federal Credit Union's features and product offerings. Bankrate reviews and compares hundreds of banks to help find the right fit for you.

    1 min read Mar 19, 2026
  • MySavingsDirect Bank Review

    Read our experts' review on MySavingsDirect Bank's features and product offerings. Bankrate reviews and compares hundreds of banks to help find the right fit for you.

    1 min read Mar 19, 2026
  • Banesco USA Bank Review 2025

    Read our experts' review on Banesco USA Bank's features and product offerings. Bankrate reviews and compares hundreds of banks to help find the right fit for you.

    1 min read Mar 19, 2026
  • Mountain America Credit Union Review 2026

    Read our experts' review on Mountain America Credit Union's features and product offerings. Bankrate reviews and compares hundreds of banks to help find the right fit for you.

    1 min read Mar 19, 2026
  • Patelco Credit Union Review

    Read our experts' review on Patelco Credit Union's features and product offerings. Bankrate reviews and compares hundreds of banks to help find the right fit for you.

    1 min read Mar 19, 2026
  • Boeing Employees' Credit Union Review 2025

    Read our experts' review on Boeing Employees' Credit Union's features and product offerings. Bankrate reviews and compares hundreds of banks to help find the right fit for you.

    2 min read Mar 19, 2026