U.S. Bank Cash+ Visa Signature Card vs. Chase Freedom Flex
Compare and contrast these two top of the line rotating bonus category cards.
5 min read
Sep 18, 2024
Claire Dickey
Former Editor, Credit Cards
EXPERTISE
- Rewards credit cards
- Travel credit cards
- Credit card news
- Building credit
EDUCATION
- A.B.J. Advertising, Grady College of Journalism at The University of Georgia
There’s no reason to feel intimidated by a credit card. As long as you pay off your purchases every month, there’s little risk and tons of upside.
— Claire Dickey
Claire Dickey is a credit cards editor at Bankrate, focusing on news, product guides and educational content. Her areas of expertise include rewards and travel credit cards, building credit and credit card news. Always on the lookout for the latest credit cards and card perks, as well as cards-related legislation and regulations, Claire is passionate about demystifying personal finance topics. Her goal is to help readers save money, earn rewards and protect their credit scores.
When she’s not strategizing about how to maximize rewards on her next trip, Claire is an avid runner and day hiker.
Claire wants you to know
If you’re trying to build credit, my best advice is to keep things simple. A credit card is a great way to show your creditworthiness, but picking one can be overwhelming since there are so many options out there and so many features to consider. Stick to the basics: Look for a card with low fees and the option to put down a large deposit and get a matching credit limit. If you pay on time and only charge small purchases to the card, your score can grow surprisingly quickly.
Claire's recommended readings
- How do travel credit cards work?
- Tips for planning summer travel with your credit card
- Bilt is offering double the points on flights to Europe today only, plus other Bilt Rent Day perks
There’s no reason to feel intimidated by a credit card. As long as you pay off your purchases every month, there’s little risk and tons of upside.
— Claire Dickey
Claire's latest articles
-
-
Preferred Cash Rewards Credit Card
A solid rewards card for active duty military members.
8 min read Aug 28, 2024 -
Virgin Atlantic World Elite Mastercard®
The Virgin Atlantic World Elite Mastercard® helps frequent travelers and loyalists to the Virgin Atlantic airline earn miles on travel and all other purchases.
8 min read Aug 07, 2024 -
Citi Rewards+℠ Student Card
The Citi Rewards+ Student Card is a no annual fee rewards option for young adults looking to build credit and earn points for everyday purchases.
3 min read Aug 07, 2024 -
Credit One Bank® Unsecured Visa® with Free Credit Score Access
A bad credit score doesn’t mean you’re exiled from earning rewards—you’ll earn a flat 1 percent cash back on eligible purchases.
2 min read Aug 07, 2024 -
Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
The Platinum Select World Elite card offers an ample sign-up bonus, no annual fee for the first 12 months ($99 thereafter) and great yearly bonuses that add to your mileage pool.
6 min read Jul 18, 2024 -
Citi® / AAdvantage Business™ World Elite Mastercard®
For the devoted American Airlines flier, the Citi® / AAdvantage Business™ World Elite Mastercard® is worth considering — especially since you can test drive it for a year without paying the $99 annual fee.
6 min read Jul 11, 2024 -
Citi® / AAdvantage® Executive World Elite Mastercard®
For a $450 annual fee, American Airlines loyalists can fly in style with perks like Admirals Club membership, priority boarding on flights, credit for TSA Pre✓® or Global Entry and more.
4 min read Jul 09, 2024
-
How much are United miles worth?
Whether you’re a United loyalist or fly with the airline occasionally, learn how much United miles and worth, as well as how to earn and redeem them.
5 min read Nov 02, 2023 -
Why the Amex Gold is great for traveling foodies
Use the Amex Gold to earn rewards on dining, groceries and travel. Then, take advantage of boosted rewards redemption through the Amex Travel portal.
4 min read Oct 24, 2023 -
Is the Bank of America Premium Rewards card the travel card you should get?
The Bank of America Premium Rewards card offers rewards on travel and dining, but Preferred Rewards members can earn more. Here’s what else you should know.
4 min read Oct 23, 2023 -
Guide to Air France/KLM Flying Blue
Book affordable award flights to Europe with the Flying Blue rewards program.
9 min read Oct 19, 2023 -
A complete guide to World of Hyatt
The World of Hyatt loyalty rewards program unlocks exclusive benefits and helps members save money on travel.
7 min read Oct 19, 2023 -
How I’m avoiding the crowds (and sky-high prices) this summer
Here are four ways I’m avoiding the crowds (and sky-high prices) this summer.
4 min read Oct 12, 2023 -
Your complete guide to the Bonvoy Brilliant $300 dining credit
The Amex Marriott Bonvoy Brilliant’s $300 dining credit might be a downgrade from the previous hotel credit. Here’s everything you need to know about this and other changes to this card.
3 min read Oct 12, 2023 -
Blue Cash Everyday updates: My family might have a new favorite credit card
Recent changes to the Blue Cash Everyday might encourage my family to make this our new go-to credit card
4 min read Oct 03, 2023
-
Southwest® Rapid Rewards® Performance Business Credit Card
Higher-than-ever sign-up bonus and perks that Southwest business travelers will love.
9 min read Sep 17, 2024 -
Capital One Platinum Credit Card
A card for consumers with fair credit who may not be eligible for the best rewards cards on the market today.
10 min read Sep 11, 2024 -
Ink Business Preferred® Credit Card
Business owners who have a lot of expenditures in the bonus categories can benefit from owning the Ink Business Preferred Credit Card.
12 min read Sep 05, 2024 -
Ink Business Cash® Credit Card
Earn generous rewards percentages on your small business necessities with this cash back card.
13 min read Sep 05, 2024 -
Capital One Spark Cash Plus
The Capital One Spark Cash for Business Plus is ideal for business owners who want rewards for their spending but have no time for rewards categories.
11 min read Aug 13, 2024 -
Are rewards credit cards worth it?
Credit cards can offer a variety of rewards, but wisely choose, and use, suitable cards
6 min read Jul 02, 2024 -
Average net worth statistics by age: How do you compare?
Your net worth measures your financial progress through life. Here’s how to grow it.
7 min read Apr 24, 2024 -
Financing a wedding when you’re new to credit
Getting hitched this year? You’re in good company. According to the Wedding Report, 2.5 million weddings are planned for 2022, the highest number since 1984. Also rising is the amount people are spending [...]
7 min read Apr 23, 2024