Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
-
How to deal with debt collectors
You have rights when debt collectors contact you. Try these steps when you respond.
7 min read May 27, 2025 -
Want a lower credit card interest rate? Just ask
Call your card issuer if you want a lower interest rate, and be ready to negotiate.
8 min read May 22, 2025 -
What is a balance transfer fee? Here’s everything you need to know
Balance transfer fees are hard to avoid, but they aren’t always a bad thing.
9 min read May 15, 2025 -
Who qualifies for debt forgiveness?
Debt forgiveness has different qualification based on the type of debt.
6 min read May 14, 2025 -
How long can a debt collector pursue old debt?
Debt collectors will keep calling even after the bank stops. Here’s what to expect.
6 min read May 13, 2025 -
How to get debt relief
The form of debt relief you’re looking for will affect where you can get it.
6 min read May 06, 2025 -
What is debt management? Tactics to lower your debt
If you are overwhelmed with debt, a debt management program could provide relief.
7 min read May 06, 2025 -
Should you handle debt or build an emergency fund first?
Learn when to pay down debt first and when to prioritize your emergency savings.
5 min read May 05, 2025 -
Can you tackle debt relief on your own?
Learn how to manage debt on your own — and when to consider other options.
5 min read May 05, 2025 -
The psychological benefits of paying off debt
When debt is paid off, the benefits go well beyond the bank.
4 min read May 05, 2025