Small Business
Small business loans and credit cards can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Explore your options below and find the right business loan or business credit card for you.
Spotlight articles
Best easy business loans of 2024
Some of the best easy business loan lenders have lower eligibility requirements and offer a variety of loan types.
Small business loans for $100,000 or less
These top lenders offer business loans with flexible terms, affordable rates or accessible options for bad credit.
What is invoice factoring and how does it work?
Get your invoices paid immediately with invoice factoring. Here’s how.
SBA definition of a small business
To qualify for certain types of funding and SBA loans and resources, you must meet the U.S. Small Business Administration’s definition of a small business.
Loans for small businesses
Small business loans provide capital to help cover just about any business expense.
You have a variety of options to choose from, including working capital, term loans, business lines of credit and equipment loans, just to name a few.
Banks and credit unions are well-known places to get business loans. But eligibility requirements can be strict. Business owners with fair or bad credit will have better luck with online lenders, also known as fintech lenders and nonbanks. And for even more options, community-development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) have a track record of helping minorities and other business owners in low-income communities who struggle to gain access to funds from traditional lenders.Credit cards for small business
Business credit cards are a great way to cover short-term business expenses. Like business lines of credit, you gain access to a pool of funds that you can repeatedly use up to your credit limit, and you’re only charged interest on the funds that you use.
Unlike small business loans, you have a chance to pay off your debt without any interest charges as long as the business credit card offers a grace period and you pay your balance in full each month. usiness credit cards also come with features not found with business loans. This may include free employee cards, cash back or travel rewards for purchases, and business-related perks.
What's new
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The pros and cons of being a small business owner
Like most careers, there are benefits and disadvantages to being a small business owner.
5 min read Jan 10, 2024 -
Lendio vs. Fundible: Which small business lender is right for you?
Lendio and Fundible are two online lenders. Learn which is best for you here.
6 min read Jan 09, 2024 -
What is revenue-based financing?
Revenue-based financing bases repayment on sales or growth potential rather than the business’s creditworthiness
5 min read Jan 09, 2024 -
Should your business use buy now, pay later financing?
Buy now, pay later financing isn’t just for consumers, businesses can also consider it for their business financing needs.
5 min read Jan 08, 2024 -
What are the 5 C’s of credit?
The 5 c’s of credit are often what banks and other lenders use to evaluate a business’s creditworthiness.
5 min read Jan 08, 2024 -
Types of business insurance
Business insurance can protect small businesses, but there are many different types to explore.
7 min read Jan 05, 2024 -
What is a bridge loan for small business?
Small business bridge loans can help businesses with short-term cash flow issues, but aren’t a long term financing option.
5 min read Dec 28, 2023 -
The best business loans for a 500 credit score
Having a credit score of 500 doesn’t make getting a business loan impossible, but it can be challenging. Check out our picks for best business loans for a 500 credit score.
9 min read Dec 27, 2023 -
How to get a small business loan when self employed
See which business loans work best when you’re self-employed and strategies to help you get approved.
7 min read Dec 22, 2023 -
Small business loan fees
Some fees are unavoidable, but shopping around can help you avoid unnecessary ones.
5 min read Dec 13, 2023