Small Business
Small business loans and credit cards can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Explore your options below and find the right business loan or business credit card for you.
Spotlight articles
What are tariffs and how do they impact small businesses?
Tariffs can increase prices for your business. Here’s what you should know.
The best business loans for a 500 credit score
Having a credit score of 500 doesn’t make getting a business loan impossible, but it can be challenging. Check out our picks for best business loans for a 500 credit score.
What happens if you don’t pay an unsecured business loan?
Defaulting on an unsecured business loan can have serious consequences.
What documents are required for a business line of credit?
Before you start applying for a business line of credit, gather these documents.
Featured Small Business Savings content
What is a business money market savings account?
Business money market savings accounts allow companies to earn interest while still maintaining easy access to their money. Here’s what you need to know.
What are the best interest rates for a business savings account?

Small Business Savings
The best small business savings accounts offer interest on your balance, low minimum balances and convenience features that let you withdraw and deposit money quickly.
Sponsored Small Business Savings partner

Bankrate Rating = 4.4/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.Loans for small businesses
Small business loans provide capital to help cover just about any business expense.
You have a variety of options to choose from, including working capital, term loans, business lines of credit and equipment loans, just to name a few.
Banks and credit unions are well-known places to get business loans. But eligibility requirements can be strict. Business owners with fair or bad credit will have better luck with online lenders, also known as fintech lenders and nonbanks. And for even more options, community-development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) have a track record of helping minorities and other business owners in low-income communities who struggle to gain access to funds from traditional lenders.
Business credit cards are a great way to cover short-term business expenses. Like business lines of credit, you gain access to a pool of funds that you can repeatedly use up to your credit limit, and you’re only charged interest on the funds that you use.
Unlike small business loans, you have a chance to pay off your debt without any interest charges as long as the business credit card offers a grace period and you pay your balance in full each month. usiness credit cards also come with features not found with business loans. This may include free employee cards, cash back or travel rewards for purchases, and business-related perks.
What's new
-
How to get a business credit card with bad personal credit
Have a lower credit score? A business card isn’t necessarily out of reach.
9 min read May 16, 2025 -
What are tariffs and how do they impact small businesses?
Tariffs can increase prices for your business. Here’s what you should know.
5 min read May 15, 2025 -
The best business loans for a 500 credit score
Having a credit score of 500 doesn’t make getting a business loan impossible, but it can be challenging. Check out our picks for best business loans for a 500 credit score.
10 min read May 14, 2025 -
What happens if you don’t pay an unsecured business loan?
Defaulting on an unsecured business loan can have serious consequences.
6 min read May 14, 2025 -
What documents are required for a business line of credit?
Before you start applying for a business line of credit, gather these documents.
5 min read May 13, 2025 -
How long does it take to get a fast business loan?
A quick small business loan may give you access to funding in less than a week.
6 min read May 13, 2025 -
Secured vs. unsecured business line of credit
Secured and unsecured business lines of credit each offer advantages and drawbacks.
5 min read May 13, 2025 -
5 tips to manage a startup business loan
Before you take on debt, know how to manage a startup business loan.
5 min read May 13, 2025 -
How much can you borrow with a startup business loan?
Learn how much you can borrow with startup loans, including SBA loans for startups.
6 min read May 08, 2025 -
How the Federal Reserve affects business loans
The Fed’s rate hold means loans costs are sticking. Here’s what it means for your business.
8 min read May 07, 2025