Small Business
Small business loans and credit cards can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Explore your options below and find the right business loan or business credit card for you.
Spotlight articles
Elevated travel rewards designed to take you further

Best small business loans for under $5,000
Small business loans of $5,000 or less can provide a much needed boost to entrepreneurs with limited resources.

Loans for small businesses
Small business loans provide capital to help cover just about any business expense.
You have a variety of options to choose from, including working capital, term loans, business lines of credit and equipment loans, just to name a few.
Banks and credit unions are well-known places to get business loans. But eligibility requirements can be strict. Business owners with fair or bad credit will have better luck with online lenders, also known as fintech lenders and nonbanks. And for even more options, community-development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) have a track record of helping minorities and other business owners in low-income communities who struggle to gain access to funds from traditional lenders.Credit cards for small business
Business credit cards are a great way to cover short-term business expenses. Like business lines of credit, you gain access to a pool of funds that you can repeatedly use up to your credit limit, and you’re only charged interest on the funds that you use.
Unlike small business loans, you have a chance to pay off your debt without any interest charges as long as the business credit card offers a grace period and you pay your balance in full each month. usiness credit cards also come with features not found with business loans. This may include free employee cards, cash back or travel rewards for purchases, and business-related perks.
What's new
-
How to manage a startup business loan
Before you take on debt, know how to manage a startup business loan.
4 min read Dec 07, 2023 -
SBA loan statistics: Top SBA lenders by state
Here are the top SBA lenders by state for the 2023 fiscal year.
9 min read Dec 07, 2023 -
Small business bankruptcies on the rise
Based on recent data for 2023, small business bankruptcies are on the rise.
8 min read Dec 07, 2023 -
How much does the average small business owner make?
The average small business owner salary will vary based on the business’s industry and location.
6 min read Dec 06, 2023 -
Types of business lines of credit
Business lines of credit let you use available credit recurringly, and they come in two forms.
6 min read Dec 05, 2023 -
15 of the most profitable businesses in 2023
The most profitable small businesses of 2023 can help you decide what industry to start your small business in.
8 min read Dec 05, 2023 -
Beyond Small Business Saturday: Sustaining support
Support small businesses goes beyond Small Business Saturday and the holiday shopping season. Here’s why you should shop small throughout the year.
7 min read Dec 04, 2023 -
How to get a business loan with no money
Options like microloans, business credit cards or crowdfunding can help.
7 min read Dec 04, 2023 -
What is a short-term business loan and how does it work?
Learn more about the fast financing options available to businesses.
5 min read Nov 30, 2023 -
What is an entrepreneur and how to become one
If you want to become an entrepreneur, here are the steps to be successful.
8 min read Nov 30, 2023