Smart Money

Latest Articles

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  Are joint credit cards a good idea?

  Both authorized users and joint account holders can share your finances, but there are some key differences to consider before making the choice. Here’s what you need to know.

  Feb 27, 2020
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  Current Credit Card Interest Rates

  View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.

  Feb 26, 2020
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  Best travel credit cards with no annual fee for 2020

  These cards can help you save on travel expenses without racking up fees.

  Feb 18, 2020

• Chase Freedom Card Bonus Categories

  Here’s how to make the most of cash back bonus categories for your Chase Freedom card.

  Feb 17, 2020
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  How do I do an HSBC balance transfer?

  A 0% balance transfer intro offer with an HSBC credit card can help you pay off a large balance on another card and avoid high APR.

  Feb 17, 2020
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  How do you apply for a credit card?

  Use this guide to help you through the credit card application process. Learn everything you need to do to apply for a credit card and increase your chances of approval.

  Feb 14, 2020
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  How many credit cards is too many?

  There are benefits to having multiple credit cards — but if you don’t use your cards responsibly, you could find yourself in financial trouble

  Feb 14, 2020
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  Is credit card interest tax deductible?

  Credit card interest on personal credit cards is not tax deductible, but interest on any card used exclusively for business purchases may be eligible for tax deductions.

  Feb 11, 2020
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  Survey: Millennials expect to spend 37% more than the average adult for Valentine’s Day

  Millennials plan to spend $208 for Feb. 14, compared with $152 for the average adult.

  Feb 10, 2020

• Discover it® Cash Back Bonus Categories

  This guide to the 2020 rotating bonus categories for the Discover it® Cash Back credit card will help you make the most of your rewards.

  Jan 28, 2020